308-284 Bloor Street, Toronto, ON

Annex, Toronto · MLS® C13142030

$688,000
For Sale
Listed 65 days ago
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2Bedrooms
1Bathrooms
1Garage
700-799Sq Ft

About this home

Location! Location! Location! Highly sought after Corner South facing Unit in luxurious boutique building! Conveniently located in heart of Downtown Toronto. Steps to St. George/Bloor, Spadina/Bloor Subway Station. Crossroad of University of Toronto; close to UTS and OCAD. Enjoy All facilities includes ROM, AGO, RCM, world-class luxury shopping street on Bloor, finest restaurants of Yorkville, Museums, galleries, hospitals, etc. Spacious 2 bedrooms unit; sun-filled South-East Corner unit; modern Laminated floor in living room, dinning room, bedrooms and den; owned 1 Parking spot & 1 exclusive storage locker. Newer updates, newer stove and vent out Range hood, SS fridge, SS dishwasher, washer & dryer, 4 pieces Bathroom, huge double closets in bedrooms. All light fixtures and existing window coverings included. Always leased out quickly with cash flow (Unit ($3250)/Parking($150, will increase to 175 starting August)/Locker($100) ). Current tenant's lease can be assumed or move out if you live in. 24 hours notice required for showing. Thanks! **EXTRAS** Perfect for singles/couples/families, work, school or investment (positive cashflow); move-in ready; Amenities include gym, meeting room, library, party room, craft room, BBQ Terrace and more!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13142030
Bedrooms
2
Bathrooms
1
Size
700-799
Cross streets
Bloor & St. George
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$997/mo
Exposure
South
Property tax
$3,152 / 2025
Days on market
65
Listing brokerage
BAY STREET GROUP INC.

Rooms

KitchenMain2.71 × 2.45 m

laminate · b/i dishwasher

Dining RoomMain2.52 × 2.21 m

laminate · bay window · combined w/living

Primary BedroomMain4.05 × 3.05 m

laminate · double closet · south view

Living RoomMain5.30 × 3.60 m

laminate · south view · combined w/dining

Bedroom 2Main3.15 × 2.44 m

laminate · double closet · south view

Our TakeTeam Asgarian · Broker
Above comparables
$638Kest. value

Listed at $688,000, and my independent estimate is about 8% above what comparable homes suggest.

In Annex lately, sellers get about 96% of asking; homes sell in ~36 days.

List price
$564KGreat deal$688KOverpriced

Total price vs nearby homes. Fair value about $638K, median of 5 comparables.

How this estimate is builtthe short version

I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $655K, a close match.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing. Worth verifying
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($918/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 5 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Annex · asking prices
$746kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

6006-11 Yorkville Avenue$899k503-181 Bedford Road$719k710-181 BEDFORD Road$700k201-212 St. George Street$580k1404-170 Avenue Road$830k

The 5 closest of 8 active listings nearby.

See all comparable homes
688kThis home899k719k700k580k830kThis home vs active comparables
Live market pulseActive comparables in Annex · median list $810K
$918this home / sqft
46active listings nearby
65days on market
100sold nearby · 90 days
$618Kmedian sold price
96%of asking, on average

This home lists 23% below the area average of $1,187/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$638K
Church-Yonge Corridor
$611K
Waterfront Communities C1
$578K
Moss Park
$894K
Niagara
$550K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published

Affordability & Mortgage

Affordability
$3,136/mo
$150KIncome needed
4.6×Price ÷ income
$724Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $3,136Property tax $263Condo fee $997Total carry $4,395

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,937per month

Mortgage amount $550,400 · 4.14% over 25 years

$137,600Down payment (20.0%)
$550,400Loan before insurance
$0CMHC premium
$4,197Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,937
Property tax
$263
Condo / maintenance fees
$997
Heating
$0
Estimated monthly cost
$4,197

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,235
Toronto municipal land transfer tax
$10,235
Estimated closing costs
$20,470

Plus your down payment of $137,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,567/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$330,742Total interest paid
$881,142Total of all payments
Principal $550,400 Interest $330,742
YearPrincipalInterestBalance
1$12,894$22,352$537,506
2$13,433$21,812$524,073
3$13,995$21,250$510,078
4$14,581$20,665$495,497
5$15,190$20,055$480,306
6$15,826$19,420$464,481
7$16,488$18,758$447,993
8$17,178$18,068$430,815
9$17,896$17,350$412,919
10$18,645$16,601$394,275
11$19,424$15,821$374,850
12$20,237$15,009$354,613
13$21,083$14,162$333,530
14$21,965$13,280$311,564
15$22,884$12,362$288,680
16$23,841$11,404$264,839
17$24,839$10,407$240,000
18$25,878$9,368$214,123
19$26,960$8,286$187,163
20$28,088$7,158$159,075
21$29,262$5,983$129,813
22$30,486$4,759$99,326
23$31,762$3,484$67,565
24$33,090$2,155$34,474
25$34,474$771$0

At the end of your 5-year term

Total paid over the term
$176,228
Principal paid down
$70,094
Interest paid
$106,135
Balance remaining
$480,306

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $3,152− Condo fees $11,966− Insurance $600− Vacancy & upkeep $3,168Net operating income $9,914

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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