2202-175 Cumberland Street, Toronto, ON

Annex, Toronto · MLS® C13143536

$1,345,000
For Sale
Listed 59 days ago
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
0Parking
1600-1799Sq Ft

About this home

Welcome To An Exceptional Opportunity In The Heart Of Yorkville. Spanning Approximately 1,643 Sq.Ft., This Rare Residence Has Been Completely Stripped Back, Offering A True Blank Canvas For End Users, Designers, Or Investors To Create A Custom Luxury Home Tailored To Their Exact Vision. Expansive Principal Rooms, An Open Concept Layout, And Dramatic Bay Windows Showcase Spectacular Unobstructed North And West City Views While Flooding The Suite With Natural Light Throughout The Day. The Possibilities For Reimagining This Space Are Endless. Situated In The Prestigious Renaissance Plaza, Residents Enjoy White Glove Living With Outstanding Amenities Including 24 Hour Concierge, Indoor Pool, Squash Court, Fitness Centre, Sauna, Valet Parking, Rooftop Deck, Party Room And Visitor Parking. Steps To The Finest Of Yorkville Including World Class Shopping, Renowned Restaurants, The Royal Ontario Museum, University Of Toronto, Transit And Cultural Landmarks. A Rare Chance To Create A Signature Residence In One Of Toronto's Most Coveted Neighbourhoods.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13143536
Bedrooms
2
Bathrooms
2
Size
1600-1799
Cross streets
Bloor St W/Avenue Rd
Parking
0 parking
Basement
None
Heating
Radiant
A/C
Central Air
Exterior
Concrete
Maintenance
$1,933/mo
Exposure
North West
Property tax
$8,106 / 2026
Days on market
59
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

Primary BedroomGround4.75 × 4.50 m

concrete floor · 5 pc ensuite

Bedroom 2Ground4.34 × 3.76 m

concrete floor · 4 pc bath

Living RoomGround8.28 × 6.02 m

bay window · concrete floor · nw view

Dining RoomGround8.28 × 6.02 m

combined w/living · concrete floor · bay window

KitchenGround4.70 × 3.66 m

west view · window

FoyerGround2.74 × 1.83 m

Concrete Floor

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Avenue Rd at Bloor St West North Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Annex · asking prices
$3.75Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

308-88 Davenport Road$2.19M1009-110 Bloor Street$2.69M804-287 Davenport Road$3.50M502-80 Yorkville Avenue$3.70M1102-89 Avenue Road$6.66M

The 5 closest active listings nearby.

See all comparable homes
1.34MThis home2.19M2.69M3.50M3.70M6.66MThis home vs active comparables
Live market pulseActive comparables in Annex · median list $2.69M
$791this home / sqft
16active listings nearby
59days on market

58 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Avenue Rd at Bloor St West North Side, about 41 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$574K
Waterfront Communities C1
$688K
Waterfront Communities C8
$998K
Banbury-Don Mills
$500K
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$6,130/mo
$295KIncome needed
4.6×Price ÷ income
$1,415Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $6,130Property tax $676Condo fee $1,933Total carry $8,738

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,742per month

Mortgage amount $1,076,000 · 4.14% over 25 years

$269,000Down payment (20.0%)
$1,076,000Loan before insurance
$0CMHC premium
$8,350Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,742
Property tax
$676
Condo / maintenance fees
$1,933
Heating
$0
Estimated monthly cost
$8,350

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,375
Toronto municipal land transfer tax
$23,375
Estimated closing costs
$46,750

Plus your down payment of $269,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,974/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$646,581Total interest paid
$1,722,581Total of all payments
Principal $1,076,000 Interest $646,581
YearPrincipalInterestBalance
1$25,207$43,696$1,050,793
2$26,261$42,642$1,024,532
3$27,360$41,543$997,172
4$28,504$40,399$968,668
5$29,697$39,207$938,971
6$30,939$37,965$908,032
7$32,233$36,670$875,800
8$33,581$35,322$842,219
9$34,986$33,918$807,233
10$36,449$32,454$770,784
11$37,974$30,930$732,810
12$39,562$29,341$693,248
13$41,217$27,686$652,031
14$42,941$25,962$609,090
15$44,737$24,166$564,353
16$46,608$22,295$517,745
17$48,558$20,345$469,187
18$50,589$18,314$418,598
19$52,705$16,198$365,893
20$54,910$13,994$310,983
21$57,206$11,697$253,777
22$59,599$9,304$194,177
23$62,092$6,811$132,085
24$64,690$4,214$67,395
25$67,395$1,508$0

At the end of your 5-year term

Total paid over the term
$344,516
Principal paid down
$137,029
Interest paid
$207,487
Balance remaining
$938,971

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,450/mo
$65,400Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $8,106− Condo fees $23,192− Insurance $600− Vacancy & upkeep $7,194Net operating income $26,308

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

CallRequest a showing