161 Owen Boulevard, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13144566

$4,288,000
For Sale
Listed 63 days ago
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6Bedrooms
4Bathrooms
2Garage · 8 parking
3500-5000Sq Ft
8 schools20+ transit stops14 parks14 restaurantswithin 1.5 km

About this home

**Great and charming family home, set on a premium 60x181.50ft south exposure land, and on a desirable street in the highly sought-after St. Andrews community area known for its exceptional access to both top-ranking public and prestigious private schools. This elegantly designed 5 levels home stands out with spacious living spaces, 6bedrooms and outdoor entertaining elements. The main floor features bright and inviting living area, along with floor to ceiling windows overlooking a beautifully landscaped garden and inground outdoor swimming pool-perfect for your family living and entertaining, and cathedral ceiling & impressive floor to ceiling windows bring in abundant natural light, enhancing the warm and welcoming atmosphere. The custom gourmet, eat-in kitchen offers exquisite granite countertops and marble backsplash, built-in appliances, and a dining area ideal for large family meals. The sun-filled family room is the perfect place to relax or home office with a separate entry, providing an ideal work-from-home retreat. Upper level, the additional bedrooms offer massive spaces for kids. On 3rd level, the loft-like primary bedroom showcases a cathedral ceiling, 6-pc ensuite with steam sauna, and a sun-filled south-facing large balcony - creating a true sanctuary within the home. Also, the entire third level is potentially dedicated to a private primary retreat, complete with a lounge area or home office space, large extra closet. The finished basement includes a recreation room, and laundry area, along with a separate entrance offering added flexibility. Step outside into your exquisite tree-lined backyard oasis, featuring a stunning saltwater HEATED-pool, hot tub and oversized patio- perfect for summer entertaining.

Key facts

Property type
Detached, Sidesplit 5
MLS®
C13144566
Bedrooms
6
Bathrooms
4 (1 half)
Size
3500-5000
Lot
60 × 181.5 ft
Cross streets
E.Fenn Ave/N.York Mills Rd/W.Bayview Ave
Parking
2 garage · 8 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Other
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$16,213 / 2025
Days on market
63
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

FoyerMain3.99 × 2.59 m

limestone flooring · overlooks dining · wall sconce lighting

OfficeSecond5.64 × 3.50 m

open concept · skylight · overlooks living

RecreationLower9.27 × 5.45 m

tile floor · w/o to garden

Common RoomGround3.90 × 2.47 m

Hardwood Floor

KitchenMain6.10 × 4.84 m

updated · limestone flooring · w/o to sundeck

Bedroom 3Upper4.36 × 3.44 m

hardwood floor · closet · w/o to balcony

Primary BedroomSecond6.45 × 4.79 m

5 pc ensuite · walk-in closet(s) · w/o to balcony

Bedroom 5Second3.99 × 3.83 m

hardwood floor · closet · pot lights

Living RoomMain9.17 × 5.63 m

window floor to ceiling · hardwood floor · overlooks garden

Family RoomGround4.30 × 3.96 m

hardwood floor · sliding doors · w/o to garden

LaundryLower2.83 × 2.80 m

Laundry Sink

PlayThird4.38 × 3.96 m

walk-in closet(s) · window · overlooks backyard

Bedroom 4Upper3.44 × 2.80 m

hardwood floor · w/o to balcony · closet

Dining RoomMain5.94 × 3.99 m

hardwood floor · pot lights · moulded ceiling

Bedroom 2Upper4.36 × 4.08 m

hardwood floor · closet · overlooks backyard

Moe’s TakeTeam Asgarian · Broker
In line
$3.97Mest. value

Listed at $4,288,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In St. Andrew-Windfields lately, sellers have been getting about 95% of asking and homes sell in about 38 days.

There were not many closely comparable homes right in St. Andrew-Windfields, so I widened the search to the surrounding area.

Based on 92 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 92 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.90M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $2.90M
  • Bathrooms −$30K
  • Adjusts to $2.87M

That comparable adjusts to $2.87M; the $3.97M estimate above is the median of all 92 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. York Mills Rd at Fenn Ave is about a 4-minute walk away.

List price
$3.48MGreat deal$4.42MOverpriced

Total price vs nearby homes. Fair value about $3.97M, median of 92 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Income potential
  • Value driver
  • Weigh carefully
  • Worth verifying
Comparable listingsCurrently listed nearby in St. Andrew-Windfields · asking prices
$3.72Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

44 Cotswold Crescent$5.13M18 Swansdown Drive$3.33M43 Beaverhall Drive$2.40M110 Upper Canada Drive$2.89M108 Yorkminster Road$4.85M

The 5 closest of 8 active listings nearby.

See all comparable homes
4.29MThis home5.13M3.33M2.40M2.89M4.85MThis home vs active comparables
Live market pulseActive comparables in St. Andrew-Windfields · median list $4.85M
$1,009this home / sqft
66active listings nearby
63days on market
88sold nearby · 90 days
$2.87Mmedian sold price
95%of asking, on average

This home lists 21% below the area average of $1,277/sqft.

62 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

54/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: York Mills Rd at Fenn Ave, about 316 m away

20+ transit stops1 grocery14 dining14 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$3.76M
Willowdale East
$1.99M
Bayview Village
$1.93M
Newtonbrook East
$1.70M
East York
$925K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.2 km awayAbove the GTA average · 81% meet the provincial standard

Affordability & Mortgage

Affordability
$19,543/mo
$787KIncome needed
5.4×Price ÷ income
$4,510Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $19,543Property tax $1,351Total carry $20,894

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$18,306per month

Mortgage amount $3,430,400 · 4.14% over 25 years

$857,600Down payment (20.0%)
$3,430,400Loan before insurance
$0CMHC premium
$19,657Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$18,306
Property tax
$1,351
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$19,657

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$93,675
Toronto municipal land transfer tax
$109,435
Estimated closing costs
$203,110

Plus your down payment of $857,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$22,234/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,061,366Total interest paid
$5,491,766Total of all payments
Principal $3,430,400 Interest $2,061,366
YearPrincipalInterestBalance
1$80,362$139,308$3,350,038
2$83,724$135,947$3,266,314
3$87,226$132,445$3,179,088
4$90,874$128,796$3,088,213
5$94,676$124,995$2,993,538
6$98,636$121,035$2,894,902
7$102,762$116,909$2,792,141
8$107,060$112,611$2,685,081
9$111,538$108,133$2,573,543
10$116,203$103,467$2,457,339
11$121,064$98,607$2,336,275
12$126,128$93,543$2,210,147
13$131,404$88,267$2,078,743
14$136,900$82,770$1,941,843
15$142,627$77,044$1,799,217
16$148,592$71,078$1,650,624
17$154,808$64,863$1,495,816
18$161,283$58,388$1,334,533
19$168,029$51,641$1,166,504
20$175,058$44,613$991,446
21$182,380$37,290$809,066
22$190,009$29,662$619,057
23$197,957$21,714$421,100
24$206,237$13,434$214,863
25$214,863$4,807$0

At the end of your 5-year term

Total paid over the term
$1,098,353
Principal paid down
$436,862
Interest paid
$661,491
Balance remaining
$2,993,538

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.4%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $16,213− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $60,885

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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