306-223 St.Clair Avenue, Toronto, ON

Casa Loma, Toronto · MLS® C13145930

$810,000
For Sale
Listed 61 days ago
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2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Welcome To Zigg Condos, An Exclusive Boutique Residence Nestled In The Highly Sought-After Forest Hill Community. This Beautifully Designed 2 Bedroom, 2 Full Bathroom Suite Offers A Functional And Efficient Open Concept Layout, Ideal For Both End-Users And Investors Alike. Featuring Soaring 9-Foot Smooth Ceilings And Expansive Floor-To-Ceiling Windows, The Unit Is Filled With Natural Light Throughout The Day, Creating A Bright And Inviting Living Space.The Modern Kitchen Seamlessly Flows Into The Living And Dining Areas, Perfect For Entertaining Or Everyday Living. Well-Proportioned Bedrooms Provide Comfort And Privacy, With The Primary Bedroom Offering A Full Ensuite Bath. Thoughtfully Designed Finishes And A Smart Layout Maximize Both Space And Usability.Located In One Of Toronto's Most Prestigious Neighborhoods, You Are Just Steps To Forest Hill Village, Offering Upscale Shops, Cafés, Restaurants, And Everyday Conveniences. Enjoy Easy Access To Parks, Walking Trails, Top-Rated Schools, And Public Transit, Making Commuting Across The City Effortless.Streetcar right outside the building. Zigg Condos Offers A Full Suite Of Premium Amenities Including 24-Hour Concierge Service, Visitor Parking, A Stunning Rooftop Terrace With Panoramic City Views, Fully Equipped Fitness Centre, Party/Meeting Room, Guest Suites, And A Convenient Dog Wash Station.This Unit Includes 1 Parking Space And 1 Locker. A Rare Opportunity To Live In A Boutique Building In One Of Toronto's Most Desirable Communities.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13145930
Bedrooms
2
Bathrooms
2
Size
800-899
Cross streets
St Clair W & Avenue Rd
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$920/mo
Exposure
West
Property tax
$4,215 / 2025
Days on market
61
Listing brokerage
HOUSESIGMA INC.
Moe’s TakeTeam Asgarian · Broker
In the wider range
$829Kest. value

Listed at $810,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $783K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $968K
  • Adjusts to $968K

That comparable adjusts to $968K; the $829K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$793KGreat deal$888KOverpriced

Total price vs nearby homes. Fair value about $829K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Development potential: upside only if zoning permits, verify with the city before relying on it.
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Casa Loma · asking prices
$1.03Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

714-377 Madison Avenue$789k701-6 Parkwood Avenue$968k326-501 St Clair Avenue$699k409-2 Forest Hill Road$1.68M

The 4 closest active listings nearby.

See all comparable homes
810kThis home789k968k699k1.68MThis home vs active comparables
Live market pulseActive comparables in Casa Loma · median list $799K
$954this home / sqft
10active listings nearby
61days on market

This home lists 19% below the area average of $1,178/sqft.

59 days longer than the Toronto average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Casa Loma, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$929K
Church-Yonge Corridor
$548K
Waterfront Communities C1
$793K
Willowdale East
$466K
Mimico
$770K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brown Junior Public School
86%
Brown Junior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 86% meet the provincial standard

Affordability & Mortgage

Affordability
$3,692/mo
$173KIncome needed
4.7×Price ÷ income
$852Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $3,692Property tax $351Condo fee $920Total carry $4,963

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,458per month

Mortgage amount $648,000 · 4.14% over 25 years

$162,000Down payment (20.0%)
$648,000Loan before insurance
$0CMHC premium
$4,729Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,458
Property tax
$351
Condo / maintenance fees
$920
Heating
$0
Estimated monthly cost
$4,729

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,675
Toronto municipal land transfer tax
$12,675
Estimated closing costs
$25,350

Plus your down payment of $162,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,200/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$389,391Total interest paid
$1,037,391Total of all payments
Principal $648,000 Interest $389,391
YearPrincipalInterestBalance
1$15,180$26,315$632,820
2$15,815$25,680$617,004
3$16,477$25,019$600,527
4$17,166$24,330$583,361
5$17,884$23,611$565,477
6$18,632$22,863$546,845
7$19,412$22,084$527,433
8$20,224$21,272$507,210
9$21,069$20,426$486,140
10$21,951$19,545$464,190
11$22,869$18,627$441,321
12$23,825$17,670$417,495
13$24,822$16,674$392,673
14$25,860$15,635$366,813
15$26,942$14,554$339,871
16$28,069$13,427$311,802
17$29,243$12,253$282,559
18$30,466$11,029$252,092
19$31,741$9,755$220,352
20$33,068$8,427$187,283
21$34,451$7,044$152,832
22$35,893$5,603$116,939
23$37,394$4,102$79,546
24$38,958$2,538$40,588
25$40,588$908$0

At the end of your 5-year term

Total paid over the term
$207,478
Principal paid down
$82,523
Interest paid
$124,955
Balance remaining
$565,477

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $4,215− Condo fees $11,043− Insurance $600− Vacancy & upkeep $3,564Net operating income $12,978

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOUSESIGMA INC.. MLS®/PropTx.

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