#1210-15 Maitland Place, Toronto, ON

Cabbagetown-South St. James Town, Toronto · MLS® C13147188

$559,900
For Sale
Listed 64 days ago
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2Bedrooms
1Bathrooms
1Garage
800-899Sq Ft

About this home

Fifeshire Suite: This model rarely comes up, best square footage in the building. 870 Sq Ft 250 Sq Ft larger than the newer one bedrooms + den. Every room has wall to wall floor to ceiling windows. Great South city view plenty of sun. Overlooking courtyard and tennis courts. So much upside potential.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13147188
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
800-899
Cross streets
Wellesley/Jarvis
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Brick
Maintenance
$1,101/mo
Exposure
South
Property tax
$2,946 / 2025
Days on market
64
Listing brokerage
REAL ESTATE HOMEWARD

Rooms

Dining RoomFlat5.75 × 3.36 m

separate room · broadloom

Living RoomFlat3.36 × 5.75 m

separate room · broadloom

BathroomFlat2.39 × 1.47 m

4 pc ensuite · ceramic floor

SolariumFlat4.18 × 3.63 m
KitchenFlat2.20 × 3.50 m

Ceramic Floor

LaundryFlat1.57 × 1.50 m
FoyerFlat0.00 × 0.00 m
BedroomFlat3.39 × 3.93 m

Broadloom

Our TakeTeam Asgarian · Broker
Below comparables
$602Kest. value

Listed at $559,900, and my independent estimate is about 7% below comparable homes, worth a close look.

In Cabbagetown-South St. James Town lately, sellers get about 95% of asking; homes sell in ~31 days · prices down 11% YoY.

List price
$560KGreat deal$611KOverpriced

Total price vs nearby homes. Fair value about $602K, median of 4 comparables.

How this estimate is builtthe short version

I take the 4 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $655K, a close match.

Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($659/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

Based on 4 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Cabbagetown-South St. James Town · asking prices
$477kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1609-15 Maitland Place$550k409-15 Maitland Place$500k204-15 Maitland Place$459k3104-40 Homewood Avenue$399k

The 4 closest active listings nearby.

See all comparable homes
560kThis home550k500k459k399kThis home vs active comparables
Live market pulseActive comparables in Cabbagetown-South St. James Town · median list $540K
$659this home / sqft
16active listings nearby
64days on market
14sold nearby · 90 days
$540Kmedian sold price
95%of asking, on average
11%vs a year ago

This home lists 5% below the area average of $697/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cabbagetown-South St. James Town, Toronto, ON

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$618K
Church-Yonge Corridor
$610K
Moss Park
$975K
Waterfront Communities C1
$608K
Niagara
$599K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,552/mo
$129KIncome needed
4.3×Price ÷ income
$589Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

65%mortgage
Mortgage $2,552Property tax $246Condo fee $1,101Total carry $3,898

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,390per month

Mortgage amount $447,920 · 4.14% over 25 years

$111,980Down payment (20.0%)
$447,920Loan before insurance
$0CMHC premium
$3,737Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,390
Property tax
$246
Condo / maintenance fees
$1,101
Heating
$0
Estimated monthly cost
$3,737

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,673
Toronto municipal land transfer tax
$7,673
Estimated closing costs
$15,346

Plus your down payment of $111,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,903/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$269,160Total interest paid
$717,080Total of all payments
Principal $447,920 Interest $269,160
YearPrincipalInterestBalance
1$10,493$18,190$437,427
2$10,932$17,751$426,495
3$11,389$17,294$415,105
4$11,866$16,817$403,239
5$12,362$16,321$390,877
6$12,879$15,804$377,998
7$13,418$15,265$364,580
8$13,979$14,704$350,601
9$14,564$14,119$336,037
10$15,173$13,510$320,864
11$15,808$12,875$305,056
12$16,469$12,214$288,587
13$17,158$11,525$271,429
14$17,876$10,808$253,554
15$18,623$10,060$234,930
16$19,402$9,281$215,528
17$20,214$8,469$195,314
18$21,059$7,624$174,255
19$21,940$6,743$152,315
20$22,858$5,825$129,457
21$23,814$4,869$105,643
22$24,810$3,873$80,833
23$25,848$2,835$54,985
24$26,929$1,754$28,056
25$28,056$628$0

At the end of your 5-year term

Total paid over the term
$143,416
Principal paid down
$57,043
Interest paid
$86,373
Balance remaining
$390,877

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $2,946− Condo fees $13,209− Insurance $600− Vacancy & upkeep $3,564Net operating income $12,081

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.

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