1103-330 Adelaide Street, Toronto, ON

Moss Park, Toronto · MLS® C13148144

$525,000
For Sale
Listed 64 days ago
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1Bedrooms
1Bathrooms
1Garage
500-599Sq Ft

About this home

If you've been looking for a place that lets you enjoy the best of downtown Toronto living, this boutique 1-bedroom penthouse on the 11th floor is what you've been searching for. The building offers secure entry and a clean, classic lobby. Private, quiet, and well cared for. Inside, the suite has been thoughtfully upgraded with approximately $12k of renovations. You'll find an open-concept kitchen with complete appliance set including fridge and dishwasher, built-in stovetop and oven, and a microwave range hood combo. You'll enjoy the bright living and dining areas with south-facing natural light, and a spacious bedroom with floor-to-ceiling windows and two closets with generous storage space. The upgraded flooring and a unique drop ceiling with pot lights in the living and dining area, give the entire space a fresh, modern feel. Step onto your balcony and take in the clear south city views-perfect for morning coffee or unwinding at the end of the day. The location is desirable. You're just minutes from shops, restaurants, and entertainment along Yonge Street, and within walking distance to the St. Lawrence Market, the Distillery District, and George Brown College. TTC is right at your doorstep, making daily commuting easy. This condo suite comes with one parking spot and one locker, a must have for downtown condo living. The building also features a convenient parcel locker system for secure package delivery. Amenities include a fully equipped fitness centre and a beautiful rooftop patio with panoramic city views and BBQ areas. Perfect for relaxing or hosting friends. Welcome to a stylish, well-upgraded penthouse suite in a boutique building at a prime downtown location, ready for you to move in and enjoy.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13148144
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Sherbourne/Adelaide
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$524/mo
Exposure
South
Property tax
$2,496 / 2025
Days on market
64
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Living RoomFlat5.30 × 3.20 m

open concept · w/o to balcony · dropped ceiling

Dining RoomFlat5.30 × 3.20 m

combined w/living · open concept · pot lights

Primary BedroomFlat3.66 × 2.74 m

double closet · semi ensuite · window floor to ceiling

KitchenFlat2.77 × 2.55 m

breakfast bar · b/i appliances · b/i microwave

Our TakeTeam Asgarian · Broker
In line
$482Kest. value

Listed at $525,000, and my independent estimate is within the range of comparable homes, on the higher side.

In Moss Park lately, sellers get about 96% of asking; homes sell in ~34 days.

List price
$450KGreat deal$544KOverpriced

Total price vs nearby homes. Fair value about $482K, median of 49 comparables.

How this estimate is builtthe short version

I take the 49 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $433K, a bit lower.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 49 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Moss Park · asking prices
$515kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

512-109 Front Street$525k456-121 Lower Sherbourne Street$509k801-21 Lawren Harris Square$548k312-105 George Street$500k1223-230 King Street$496k

The 5 closest of 8 active listings nearby.

See all comparable homes
525kThis home525k509k548k500k496kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $548K
$955this home / sqft
58active listings nearby
64days on market
100sold nearby · 90 days
$607Kmedian sold price
96%of asking, on average

This home lists 6% above the area average of $900/sqft.

63 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$578K
Bay Street Corridor
$560K
Waterfront Communities C1
$604K
Niagara
$572K
Mimico
$541K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,393/mo
$111KIncome needed
4.7×Price ÷ income
$552Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,393Property tax $208Condo fee $524Total carry $3,125

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,241per month

Mortgage amount $420,000 · 4.14% over 25 years

$105,000Down payment (20.0%)
$420,000Loan before insurance
$0CMHC premium
$2,973Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,241
Property tax
$208
Condo / maintenance fees
$524
Heating
$0
Estimated monthly cost
$2,973

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,975
Toronto municipal land transfer tax
$6,975
Estimated closing costs
$13,950

Plus your down payment of $105,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,722/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$252,383Total interest paid
$672,383Total of all payments
Principal $420,000 Interest $252,383
YearPrincipalInterestBalance
1$9,839$17,056$410,161
2$10,251$16,645$399,910
3$10,679$16,216$389,231
4$11,126$15,769$378,104
5$11,592$15,304$366,513
6$12,076$14,819$354,436
7$12,582$14,314$341,855
8$13,108$13,787$328,747
9$13,656$13,239$315,091
10$14,227$12,668$300,864
11$14,822$12,073$286,041
12$15,442$11,453$270,599
13$16,088$10,807$254,510
14$16,761$10,134$237,749
15$17,462$9,433$220,287
16$18,193$8,702$202,094
17$18,954$7,941$183,140
18$19,747$7,149$163,393
19$20,573$6,323$142,821
20$21,433$5,462$121,387
21$22,330$4,566$99,058
22$23,264$3,632$75,794
23$24,237$2,659$51,557
24$25,251$1,645$26,307
25$26,307$589$0

At the end of your 5-year term

Total paid over the term
$134,477
Principal paid down
$53,487
Interest paid
$80,989
Balance remaining
$366,513

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $2,496− Condo fees $6,286− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,774

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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