77 Kendal Avenue, Toronto, ON

Annex, Toronto · MLS® C13148890

$4,658,000
For Sale
Listed 58 days ago
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4Bedrooms
5Bathrooms
1Garage · 2 parking
3500-5000Sq Ft

About this home

Nestled on one of Toronto's most coveted tree-lined streets, this exceptional contemporary brownstone at 77 Kendal Avenue is a masterfully designed three-storey home where timeless architecture meets refined modern luxury. Showcasing sophisticated interiors by Montana Burnett, this magnificent home offers an open, airy layout enhanced by soaring ceilings, expansive living spaces, and impeccable attention to detail throughout. Designed for both elegant entertaining and comfortable family living, the residence features four generously sized bedrooms and six beautifully appointed bathrooms. Every element has been thoughtfully curated to create a classic yet contemporary aesthetic, blending enduring finishes with a warm and inviting atmosphere. Gorgeous Hardwood, Luxurious millwork wall treatments, Top of the line appliances are just some of finishing touches at this spectacular modern oasis. This remarkable home is just steps to Bloor Street's renowned shops and restaurants, top-rated schools, parks, and convenient transit. A rare opportunity to own a truly distinguished residence in one of Toronto's most sought-after neighbourhoods.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
C13148890
Bedrooms
4
Bathrooms
5 (1 half)
Size
3500-5000
Lot
25 × 129.86 ft
Cross streets
Spadina and Dupont
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$12,367 / 2025
Days on market
58
Listing brokerage
FOREST HILL REAL ESTATE INC.
Moe’s TakeTeam Asgarian · Broker
Below the wider set
$6.93Mest. value

Listed at $4,658,000, this home is tracking about 33% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.91M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $8.58M
  • Adjusts to $8.58M

That comparable adjusts to $8.58M; the $6.93M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Dupont St at Kendal Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$4.66MGreat deal$7.60MOverpriced

Total price vs nearby homes. Fair value about $6.93M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Worth verifying
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby in Annex · asking prices
$6.46Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

51 Hazelton Avenue$8.58M38 Elgin Avenue$6.80M100 Admiral Road$4.00M

The 3 closest active listings nearby.

See all comparable homes
4.66MThis home8.58M6.80M4.00MThis home vs active comparables
Live market pulseActive comparables in Annex · median list $3.48M
$1,096this home / sqft
9active listings nearby
58days on market

This home lists 33% below the area average of $1,630/sqft.

54 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

78/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dupont St at Kendal Ave, about 163 m away

20+ transit stops11 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1000K
Rosedale-Moore Park
$2.40M
Corso Italia-Davenport
$951K
Mount Pleasant East
$1.28M
South Riverdale
$1.30M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published

Affordability & Mortgage

Affordability
$21,230/mo
$839KIncome needed
5.6×Price ÷ income
$4,899Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $21,230Property tax $1,031Total carry $22,260

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$19,885per month

Mortgage amount $3,726,400 · 4.14% over 25 years

$931,600Down payment (20.0%)
$3,726,400Loan before insurance
$0CMHC premium
$20,916Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$19,885
Property tax
$1,031
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$20,916

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$102,925
Toronto municipal land transfer tax
$126,085
Estimated closing costs
$229,010

Plus your down payment of $931,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$24,153/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,239,236Total interest paid
$5,965,636Total of all payments
Principal $3,726,400 Interest $2,239,236
YearPrincipalInterestBalance
1$87,297$151,329$3,639,103
2$90,948$147,677$3,548,155
3$94,752$143,873$3,453,403
4$98,716$139,910$3,354,687
5$102,845$135,781$3,251,842
6$107,147$131,479$3,144,695
7$111,629$126,997$3,033,067
8$116,298$122,328$2,916,769
9$121,162$117,463$2,795,607
10$126,230$112,395$2,669,376
11$131,510$107,115$2,537,866
12$137,011$101,614$2,400,855
13$142,742$95,883$2,258,112
14$148,713$89,912$2,109,399
15$154,933$83,692$1,954,466
16$161,414$77,211$1,793,052
17$168,166$70,460$1,624,886
18$175,200$63,426$1,449,687
19$182,528$56,097$1,267,158
20$190,163$48,462$1,076,995
21$198,117$40,508$878,878
22$206,404$32,221$672,474
23$215,038$23,588$457,436
24$224,033$14,593$233,403
25$233,403$5,222$0

At the end of your 5-year term

Total paid over the term
$1,193,127
Principal paid down
$474,558
Interest paid
$718,569
Balance remaining
$3,251,842

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $12,367− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $64,731

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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