2606-85 Queens Wharf Road, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13149362

$899,000
For Sale
Listed 64 days ago
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3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Enjoy Spectacular Lake, Park, And Skyline Views From This Bright And Spacious 3-Bedroom Corner Suite Situated On A High Floor With Southwest Exposure. Designed For Modern Living, This Home Offers A Functional Split-Bedroom Layout That Maximizes Privacy And Natural Light Throughout. The Contemporary Kitchen Features Quartz Counters, A Custom-Built Island With Seating, And Premium Stainless Steel Appliances-Perfect For Everyday Living And Entertaining. The Primary Bedroom Retreat Includes A 4-Piece Ensuite Bathroom And A Large Walk-In Closet. Each Bedroom Is Generously Sized, With Expansive Windows And Full Doors Providing Comfort And Flexibility. Residents Enjoy Access To Exceptional Amenities Including An Indoor Pool, Hot Tub, Fitness Centre, Basketball And Badminton Court, Rooftop BBQ Terrace With CN Tower Views, Party Lounge, Guest Suites, And 24-Hour Concierge Service. Unbeatable Location Across From Two Elementary Schools, Library, Loblaws, LCBO, Banks, And Local Dining Options. Steps To Canoe Landing Park, Offering Over 8 Acres Of Green Space, Trails, And A Family-Friendly Splash Pad. Minutes To The Waterfront Promenade, Transit, Gardiner Expressway, And DVP. Experience The Perfect Blend Of Comfort, Convenience, And Downtown Luxury Living By The Lake

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13149362
Bedrooms
3
Bathrooms
2
Size
1000-1199
Cross streets
Fort York / Bathurst
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$918/mo
Exposure
South West
Property tax
$5,200 / 2026
Days on market
64
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

KitchenGround5.55 × 4.11 m

laminate · combined w/dining · stainless steel appl

Primary BedroomGround3.25 × 3.25 m

laminate · walk-in closet(s) · large window

Dining RoomGround5.55 × 4.11 m

laminate · combined w/kitchen · w/o to balcony

Bedroom 2Ground2.65 × 2.96 m

laminate · large closet · large window

Living RoomGround5.55 × 4.11 m

laminate · window floor to ceiling · south view

Bedroom 3Ground2.55 × 2.70 m

laminate · large closet · large window

Our TakeTeam Asgarian · Broker
Above comparables
$839Kest. value

Listed at $899,000, and my independent estimate is about 7% above what comparable homes suggest.

In Waterfront Communities C1 lately, sellers get about 97% of asking; homes sell in ~40 days.

List price
$832KGreat deal$899KOverpriced

Total price vs nearby homes. Fair value about $839K, median of 9 comparables.

How this estimate is builtthe short version

I take the 9 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $900K, a close match.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($818/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 9 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$924kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4506-327 King Street$1.11M1105-361 Front Street$899k1504-12 York Street$879k1708-3 Navy Wharf Court$885k606-478 King Street$850k

The 5 closest of 8 active listings nearby.

See all comparable homes
899kThis home1.11M899k879k885k850kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $889K
$818this home / sqft
18active listings nearby
64days on market
100sold nearby · 90 days
$669Kmedian sold price
97%of asking, on average

This home lists 16% below the area average of $972/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$599K
Church-Yonge Corridor
$611K
Moss Park
$975K
Bay Street Corridor
$618K
Mimico
$508K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$4,097/mo
$191KIncome needed
4.7×Price ÷ income
$946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $4,097Property tax $433Condo fee $918Total carry $5,449

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,838per month

Mortgage amount $719,200 · 4.14% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$5,189Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,838
Property tax
$433
Condo / maintenance fees
$918
Heating
$0
Estimated monthly cost
$5,189

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,662/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,175Total interest paid
$1,151,375Total of all payments
Principal $719,200 Interest $432,175
YearPrincipalInterestBalance
1$16,848$29,207$702,352
2$17,553$28,502$684,799
3$18,287$27,768$666,511
4$19,052$27,003$647,459
5$19,849$26,206$627,610
6$20,679$25,376$606,930
7$21,544$24,511$585,386
8$22,446$23,609$562,940
9$23,384$22,671$539,556
10$24,363$21,692$515,193
11$25,382$20,673$489,811
12$26,443$19,612$463,368
13$27,549$18,506$435,819
14$28,702$17,353$407,117
15$29,902$16,153$377,214
16$31,153$14,902$346,061
17$32,456$13,599$313,605
18$33,814$12,241$279,791
19$35,228$10,827$244,563
20$36,702$9,353$207,861
21$38,237$7,818$169,625
22$39,836$6,219$129,788
23$41,503$4,552$88,286
24$43,239$2,816$45,047
25$45,047$1,008$0

At the end of your 5-year term

Total paid over the term
$230,275
Principal paid down
$91,590
Interest paid
$138,685
Balance remaining
$627,610

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $5,200− Condo fees $11,016− Insurance $600− Vacancy & upkeep $4,488Net operating income $19,496

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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