215 Clinton Street, Toronto, ON
Palmerston-Little Italy, Toronto · MLS® C13150742
About this home
Location! Location! Location! Welcome to Clinton St. in the Heart of Little Italy! An end-row property offering the distinct feel of a semi-detached dwelling. Cared for by the same family for over 50 years, this home now awaits your personal touch! Bright and spacious dwelling with great potential! The main level features living & dining areas with hardwood flooring; large eat-in kitchen with ceramic tiling overlooking the family room; 1x3pc main level bathroom and a large sunroom with a walkout to the rear yard! Upper level comprises three good sized bedrooms and one 4-piece common bathroom. Endless potential in the basement with a 1x4pc. bathroom, laundry sink, and a separate entrance with a walk-up to the side yard. Great-sized lot to enjoy a private, fenced backyard and a desirable detached two-car garage with rear laneway access. This home is steps away from some of Toronto's most iconic restaurants, local cafes and boutique shops on both trendy College St. to the south and Harbord St. to the north. For those who value community, it provides families convenient access to elementary & secondary schools, essential amenities, and city green spaces. It's more than just a neighbourhood-it's a lifestyle for people looking to be in the vibrant community of Palmerston- Little Italy! This is where you want to be! Do not miss out! Property is being sold in "as is" condition with no representations or warranties from the Seller or Listing Brokerage. Some photos have been virtually staged/virtual lawn.
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- C13150742
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1500-2000
- Lot
- 17.5 × 125 ft
- Cross streets
- Harbord St W of Bathurst
- Parking
- 2 garage (detached)
- Driveway
- Lane
- Basement
- Separate Entrance, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,427 / 2025
- Days on market
- 58
- Listing brokerage
- ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Rooms
ceramic floor · eat-in kitchen · window
vinyl floor · closet · window
ceramic floor · 3 pc bath
vinyl floor · closet · overlooks frontyard
ceramic floor · walk-out
vinyl floor · closet · overlooks backyard
ceramic floor · 4 pc bath · window
laundry sink · 4 pc bath · walk-up
hardwood floor · overlooks frontyard · window
hardwood floor · double doors · window
Listed at $1,175,000, this home is about 20% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Below comparable homes on total price, yet the price per square foot ($671/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
There were not many closely comparable homes right in Palmerston-Little Italy, so I widened the search to the surrounding area.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.30M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $970K
- Size difference +$381K
- Adjusts to $1.35M
That comparable adjusts to $1.35M; the $1.46M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Its public catchment (Clinton Street Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Harbord St at Clinton St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.46M, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Income potential
- Lifestyle
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 0% above the area average of $669/sqft.
48 days longer than the Toronto average (10 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Palmerston-Little Italy, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Harbord St at Clinton St, about 80 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $940,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,016
- Property tax
- $619
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,635
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,975
- Toronto municipal land transfer tax
- $19,975
- Estimated closing costs
- $39,950
Plus your down payment of $235,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $300,971
- Principal paid down
- $119,709
- Interest paid
- $181,262
- Balance remaining
- $820,291
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.