1502-55 Mercer Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13154298

$1,068,800
For Sale
Listed 59 days ago
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3Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Sun-Filled, Airy & Chic - Welcome to this stunning southwest-facing 3-bedroom suite with parking and locker at the luxurious Fendi-designed residence, 55 Mercer. Enjoy breathtaking CN Tower views from all bedrooms, a highly functional open-concept layout with no wasted space, and one of the best split-bedroom floor plans for maximum privacy and comfort.This elegant suite features 9-ft ceilings, floor-to-ceiling windows, a walk-out balcony, and a sleek modern kitchen finished with high-end European appliances, quartz countertop and backsplash, plus generous kitchen storage. The spa-inspired bathrooms add a refined touch, while Athe spacious southwest-facing primary bedroom offers a 4-piece ensuite and large mirrored closet. The second bedroom also enjoys bright southwest exposure, making this home ideal for end-users, investors, or anyone seeking stylish downtown living in the heart of Toronto's Entertainment District. 55 Mercer is one of downtown Toronto's newest luxury residences, located steps from King West, the heart of Entertainment/ Financial District, offers unmatched walkability - with the street car, subway, Path, shops, theatres, restaurants, cafes, and everything you need just a short stroll from your doorstep. Conveniently located within walking distance to the CN Tower, Rogers Centre, Chinatown, Queen West, and many more downtown hotspots. Residents enjoy world-class amenities across three levels, including Grand Lobby Furnished by FENDI, a state-of-the-art 2 level gym fitness centre with Peloton pods and HIIT training zones, yoga studio, infrared cedar saunas, co-working spaces, boardrooms, landscaped outdoor terraces, basketball-court, BBQ areas and a dog run, private dining room. Parking and locker included. Bonus: Bell high-speed internet is included in the maintenance fees.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13154298
Bedrooms
3
Bathrooms
2
Size
800-899
Cross streets
Blue Jays Way and King St W
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Stone
Maintenance
$761/mo
Exposure
South West
Property tax
$5,052 / 2025
Days on market
59
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

KitchenMain6.27 × 3.81 m

b/i appliances · stainless steel appl · backsplash

BedroomMain4.70 × 3.40 m

sw view · window floor to ceiling · 4 pc ensuite

Bedroom 3Main3.35 × 3.30 m

south view · window floor to ceiling · large closet

Bedroom 2Main3.35 × 3.10 m

sw view · window floor to ceiling · large closet

Dining RoomMain6.27 × 3.81 m

quartz counter · combined w/living · family size kitchen

Living RoomMain6.27 × 3.81 m

w/o to balcony · window floor to ceiling · laminate

Moe’s TakeTeam Asgarian · Broker
Above comparables
$801Kest. value

Listed at $1,068,800, this home is about 33% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.14M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $808K
  • Adjusts to $808K

That comparable adjusts to $808K; the $801K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$756KGreat deal$1.07MOverpriced

Total price vs nearby homes. Fair value about $801K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$860kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2308-3 Navy Wharf Court$1.07M503-90 Queens Wharf Road$808k4210-1 Concord cityplace Way$875k606-478 King Street$850k1006-8 Telegram Mews$700k

The 5 closest of 6 active listings nearby.

See all comparable homes
1.07MThis home1.07M808k875k850k700kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $679K
$1,258this home / sqft
49active listings nearby
59days on market

This home lists 34% above the area average of $941/sqft.

57 days longer than the Toronto average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$538K
Church-Yonge Corridor
$532K
Annex
$929K
Mimico
$770K
Willowdale East
$466K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$4,871/mo
$216KIncome needed
4.9×Price ÷ income
$1,124Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $4,871Property tax $421Condo fee $761Total carry $6,053

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,563per month

Mortgage amount $855,040 · 4.14% over 25 years

$213,760Down payment (20.0%)
$855,040Loan before insurance
$0CMHC premium
$5,745Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,563
Property tax
$421
Condo / maintenance fees
$761
Heating
$0
Estimated monthly cost
$5,745

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,851
Toronto municipal land transfer tax
$17,851
Estimated closing costs
$35,702

Plus your down payment of $213,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,542/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$513,803Total interest paid
$1,368,843Total of all payments
Principal $855,040 Interest $513,803
YearPrincipalInterestBalance
1$20,031$34,723$835,009
2$20,868$33,885$814,141
3$21,741$33,012$792,399
4$22,651$32,103$769,749
5$23,598$31,155$746,150
6$24,585$30,168$721,565
7$25,614$29,140$695,951
8$26,685$28,069$669,266
9$27,801$26,952$641,465
10$28,964$25,790$612,501
11$30,176$24,578$582,325
12$31,438$23,316$550,887
13$32,753$22,001$518,135
14$34,123$20,631$484,012
15$35,550$19,204$448,461
16$37,037$17,717$411,424
17$38,586$16,167$372,838
18$40,200$14,553$332,637
19$41,882$12,872$290,755
20$43,634$11,120$247,122
21$45,459$9,295$201,663
22$47,360$7,393$154,302
23$49,341$5,412$104,961
24$51,405$3,348$53,556
25$53,556$1,198$0

At the end of your 5-year term

Total paid over the term
$273,769
Principal paid down
$108,890
Interest paid
$164,879
Balance remaining
$746,150

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $5,052− Condo fees $9,130− Insurance $600− Vacancy & upkeep $3,564Net operating income $14,054

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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