3022-25 The Esplanade, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13156820

$599,000
For Sale
Listed 62 days ago
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2Bedrooms
1Bathrooms
0Parking
800-899Sq Ft

About this home

Welcome to 3022- 25 The Esplanade! One of the exceptional units available in high floor with Lakeview . Maintenance fee covers water, heat and hydro, Spacious, Open concept layout w/ 851sqft, 1+1 bedroom, one of the selected floors w/ 10 ft Ceiling plus a huge bathroom with double sinks. Spacious Living Room combine w/ dining. Newly Renovated with new paint, new sliding mirror closet doors, Sensor On/Off Lighting Switch at Foyer, New Lighting Fixtures, New Countertop with Breakfast Bar and new facing cabinets doors. New Bathroom Fixtures, Countertop, Mirrors, Sinks and Toilet . Enjoy Great Amenities: Gym, Game/Media Room, Sauna and Hot Tub, Open Air Terrace on High Floor. Underground Parkings are available for rent. Surrounded by High End Restaurants, Theatre and Shopping Malls. Minutes to Highways Entrance, Ferry to Central Island, Billy Bishop Toronto Airport and Union Stations. Seeing is believing! Book your Appointment Today!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13156820
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
800-899
Cross streets
The Esplanade and Yonge
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$769/mo
Exposure
South
Property tax
$3,016 / 2026
Days on market
62
Listing brokerage
SKYLETTE MARKETING REALTY INC.

Rooms

FoyerFlat2.39 × 1.85 m

b/i closet · ceramic floor

BedroomFlat2.86 × 2.88 m

sliding doors · hardwood floor · large window

KitchenFlat2.44 × 2.84 m

b/i dishwasher · b/i shelves · breakfast bar

Living RoomFlat7.46 × 2.28 m

combined w/dining · window · hardwood floor

DenFlat3.41 × 1.19 m

b/i bookcase · hardwood floor · swing doors

Moe’s TakeTeam Asgarian · Broker
Below comparables
$706Kest. value

Listed at $599,000, this home is about 15% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Waterfront Communities C8 lately, sellers have been getting about 96% of asking and homes sell in about 34 days.

Based on 63 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 63 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $526K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $628K
  • Bathrooms −$10K
  • Adjusts to $617K

That comparable adjusts to $617K; the $706K estimate above is the median of all 63 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$599KGreat deal$770KOverpriced

Total price vs nearby homes. Fair value about $706K, median of 63 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C8 · asking prices
$668kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

603-170 Bayview Avenue$608k531-15 Richardson Street$625k4302-138 Downes Street$649k719-15 Lower Jarvis Street$699k2006-70 Distillery Lane$760k

The 5 closest of 8 active listings nearby.

See all comparable homes
599kThis home608k625k649k699k760kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C8 · median list $700K
$705this home / sqft
51active listings nearby
62days on market
100sold nearby · 90 days
$618Kmedian sold price
96%of asking, on average

This home lists 24% below the area average of $933/sqft.

61 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$519K
Church-Yonge Corridor
$561K
Bay Street Corridor
$471K
Waterfront Communities C1
$593K
Mimico
$598K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,730/mo
$130KIncome needed
4.6×Price ÷ income
$630Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,730Property tax $251Condo fee $769Total carry $3,750

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,557per month

Mortgage amount $479,200 · 4.14% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$3,578Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,557
Property tax
$251
Condo / maintenance fees
$769
Heating
$0
Estimated monthly cost
$3,578

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Toronto municipal land transfer tax
$8,455
Estimated closing costs
$16,910

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,106/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$287,957Total interest paid
$767,157Total of all payments
Principal $479,200 Interest $287,957
YearPrincipalInterestBalance
1$11,226$19,460$467,974
2$11,696$18,991$456,278
3$12,185$18,501$444,094
4$12,694$17,992$431,399
5$13,225$17,461$418,174
6$13,779$16,908$404,395
7$14,355$16,331$390,040
8$14,955$15,731$375,085
9$15,581$15,105$359,504
10$16,233$14,454$343,271
11$16,912$13,775$326,359
12$17,619$13,067$308,740
13$18,356$12,330$290,384
14$19,124$11,562$271,260
15$19,924$10,762$251,336
16$20,757$9,929$230,579
17$21,625$9,061$208,954
18$22,530$8,156$186,424
19$23,472$7,214$162,951
20$24,454$6,232$138,497
21$25,477$5,209$113,020
22$26,543$4,144$86,477
23$27,653$3,033$58,824
24$28,810$1,877$30,015
25$30,015$672$0

At the end of your 5-year term

Total paid over the term
$153,431
Principal paid down
$61,026
Interest paid
$92,405
Balance remaining
$418,174

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $3,016− Condo fees $9,225− Insurance $600− Vacancy & upkeep $3,564Net operating income $15,994

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SKYLETTE MARKETING REALTY INC.. MLS®/PropTx.

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