5104-55 Charles Street, Toronto, ON
Church-Yonge Corridor, Toronto · MLS® C13157006
About this home
FURNISHED!! Welcome to 55C Condos at 55 Charles St E - a sophisticated Bloor-Yorkville residence steps to Yonge & Bloor. This rare, fully furnished 2-bedroom suite on the 51st floor offers an elevated living experience with floor-to-ceiling windows and a private balcony showcasing stunning, unobstructed city views. Functional layout paired with high-end designer finishes.Located in a walker's paradise with an unbeatable 100 transit score, just steps to Bloor-Yonge Station (Lines 1 & 2). Walk to the upscale shops of Yorkville, CF Toronto Eaton Centre, U of T, restaurants, and groceries. Building features premium amenities including a 24hr concierge, state-of-the-art gym, rooftop deck, party room, and more. Truly "move-in ready" in the heart of downtown.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13157006
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 600-699
- Cross streets
- Yonge and Bloor
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Exposure
- South East
- Days on market
- 62
- Listing brokerage
- SAPPHIRE REAL ESTATE INC.
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent leases and give you a straight answer on what it will really take.
Ask Moe if this price is fairIts public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesOn the market now.
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Church-Yonge Corridor, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $3,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $17
- Property tax
- $3
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $20
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20
- Toronto municipal land transfer tax
- $20
- Estimated closing costs
- $40
Plus your down payment of $800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,025
- Principal paid down
- $408
- Interest paid
- $617
- Balance remaining
- $2,792
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAPPHIRE REAL ESTATE INC.. MLS®/PropTx.