163 Wychwood Avenue, Toronto, ON

Humewood-Cedarvale, Toronto · MLS® C13158030

$2,950,000
For Sale
Listed 57 days ago
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6Bedrooms
5Bathrooms
2Garage · 3 parking
2500-3000Sq Ft

About this home

163 Wychwood Avenue is a rare architectural offering in the heart of Wychwood - a meticulously renovated main residence paired with a design-forward laneway home. Featured in Toronto Life and finished to a luxury standard, this live/work compound delivers exceptional scale and versatility - ideal for entrepreneurs, creatives, professionals, multigenerational families, or those needing a private guest residence or executive workspace.The main home blends contemporary refinement with timeless character. An open layout flows between living, dining, and kitchen spaces, anchored by an exposed brick feature wall, wide-plank hardwood floors, and curated finishes. The kitchen features Carrara marble countertops, custom cabinetry, a gas range, and abundant natural light. Upstairs, a serene primary retreat with cathedral ceiling pairs with a spa-inspired bath and heated towel warmer. The lower level adds a separate entrance, full bathroom, and rough-ins for a kitchen and laundry - flexibility for extended family, wellness space, guests, or future use.The 1,470 sq. ft. two-storey laneway home is a true second residence, defined by expansive glazing, dramatic light, and seamless indoor-outdoor connection. Conceived as luxury flex space, private studio, creative headquarters, executive office, or guest residence, it offers an opportunity seldom available in Toronto's urban core. The ground level houses a heated two-car garage adaptable as showroom, fitness studio, entertaining space, or collector garage. Above, a full kitchen with custom cabinetry and premium appliances, in-suite laundry, heated bathroom floors, and a spa-inspired bath with heated towel warmer create a bright, open-concept primary level. A rooftop level offers a future private terrace with skyline views including the CN Tower.Landscaped grounds, natural stone detailing, EV charging, and parking for up to three vehicles complete this rare offering in one of Toronto's most coveted neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
C13158030
Bedrooms
6 (4 + 2)
Bathrooms
5 (2 half)
Size
2500-3000
Lot
25.03 × 130.19 ft
Cross streets
St Clair Ave and Bathurst St
Parking
2 garage · 3 parking (detached)
Driveway
Private
Basement
Separate Entrance, Finished
Heating
Radiant
A/C
Wall Unit(s)
Exterior
Concrete
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$11,485 / 2025
Days on market
57
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

Mud RoomMain2.85 × 2.23 m

w/o to yard · large window · hardwood floor

Primary BedroomSecond4.45 × 3.21 m

hardwood floor · cathedral ceiling(s) · window

BedroomUpper3.10 × 2.97 m

open concept · window · juliette balcony

BedroomBasement4.76 × 5.93 m

open concept · laminate · window

Bedroom 3Second3.35 × 3.12 m

hardwood floor · window · ceiling fan(s)

Living RoomUpper6.95 × 3.59 m

open concept · window · closet

Dining RoomMain4.45 × 3.00 m

open concept · pot lights · hardwood floor

Living RoomMain3.52 × 5.46 m

hardwood floor · large window · combined w/dining

Dining RoomUpper3.75 × 5.98 m

open concept · combined w/kitchen · skylight

RecreationBasement2.14 × 2.35 m

open concept · laminate · window

KitchenMain5.33 × 3.20 m

stone counters · overlooks backyard · hardwood floor

RecreationGround5.85 × 7.81 m

heated floor · window · 2 pc ensuite

KitchenUpper3.75 × 5.98 m

stainless steel appl · combined w/dining · window

FoyerMain1.89 × 1.09 m

closet · tile floor · window

Bedroom 2Second3.48 × 3.02 m

hardwood floor · window · large closet

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Humewood Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Income potential
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.78Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

10B Holmstead Avenue$1.80M49 Butterworth Avenue$1.39M20 Duart Park Road$2.80M65 Becca Hall Trail$1.15M59 Princemere Crescent$1.74M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.95MThis home1.80M1.39M2.80M1.15M1.74MThis home vs active comparables
Live market pulseActive comparables in Humewood-Cedarvale · median list $2.50M
$1,073this home / sqft
7active listings nearby
57days on market

This home lists 7% below the area average of $1,158/sqft.

56 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Humewood-Cedarvale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$4.99M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Humewood Community School
75%
Humewood Community SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 75% meet the provincial standard

Affordability & Mortgage

Affordability
$13,445/mo
$544KIncome needed
5.4×Price ÷ income
$3,103Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $13,445Property tax $957Total carry $14,402

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,594per month

Mortgage amount $2,360,000 · 4.14% over 25 years

$590,000Down payment (20.0%)
$2,360,000Loan before insurance
$0CMHC premium
$13,551Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,594
Property tax
$957
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,551

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$60,225
Toronto municipal land transfer tax
$60,225
Estimated closing costs
$120,450

Plus your down payment of $590,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$15,296/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,418,151Total interest paid
$3,778,151Total of all payments
Principal $2,360,000 Interest $1,418,151
YearPrincipalInterestBalance
1$55,287$95,839$2,304,713
2$57,599$93,527$2,247,114
3$60,009$91,118$2,187,106
4$62,519$88,607$2,124,587
5$65,134$85,992$2,059,453
6$67,858$83,268$1,991,595
7$70,696$80,430$1,920,899
8$73,654$77,472$1,847,245
9$76,734$74,392$1,770,511
10$79,944$71,182$1,690,567
11$83,288$67,838$1,607,279
12$86,772$64,354$1,520,507
13$90,401$60,725$1,430,106
14$94,183$56,943$1,335,923
15$98,122$53,004$1,237,801
16$102,227$48,899$1,135,574
17$106,503$44,623$1,029,071
18$110,957$40,169$918,114
19$115,599$35,527$802,516
20$120,434$30,692$682,082
21$125,471$25,655$556,610
22$130,720$20,406$425,890
23$136,188$14,938$289,703
24$141,884$9,242$147,819
25$147,819$3,307$0

At the end of your 5-year term

Total paid over the term
$755,630
Principal paid down
$300,547
Interest paid
$455,084
Balance remaining
$2,059,453

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.5%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $11,485− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $43,185

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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