103-20 Stewart Street, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13160988
About this home
Step into this rare live-work opportunity in the heart of King West at Twenty Stewart Lofts, which offers the flexibility to operate your business or enjoy boutique loft living - all with private front-door access directly from Stewart Street. Beautifully finished in warm white oak, this modern suite features solid wood oak flooring, 11-foot exposed concrete ceilings, 9-foot finished ceilings with potlights throughout, and full-height windows that flood the space with natural light. Thoughtfully designed custom millwork throughout provides exceptional style and abundant built-in storage. The kitchen is equipped with quality European built-in and panelled appliances, a large island with a separate drink fridge, and book-matched marble throughout with exposed shelving and LED lighting. The hotel-inspired bathroom offers heated flooring, large-format black tiles, shower with black privacy glass and a floating vanity with an LED mirror. Enjoy seamless indoor-outdoor flow with a spacious private terrace, perfect for work breaks, entertaining, or quiet relaxation. Whether you're an entrepreneur seeking a polished storefront-style presence or someone wanting a sophisticated home in King West, this unit delivers unmatched versatility and style. Situated in the bustling King West area, this neighbourhood is a hotspot for culture, dining, nightlife, and downtown living. Once a warehouse and industrial zone, the area has been transformed into one of Toronto's trendiest corridors, lined with upscale restaurants, sleek condos, and designer retail.
Key facts
- Property type
- Condo Apartment, Loft
- MLS®
- C13160988
- Bedrooms
- 2 (1 + 1)
- Bathrooms
- 1
- Size
- 700-799
- Cross streets
- King/Bathurst
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $630/mo
- Exposure
- South
- Property tax
- $3,390 / 2026
- Days on market
- 56
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Rooms
Hardwood Floor
Hardwood Floor
hardwood floor · b/i closet · b/i desk
hardwood floor · double closet
centre island · hardwood floor
Listing history
- May 22, 2026Listed$950,000
Price and status history from the listing board. Deemed reliable but not guaranteed.
Listed at $950,000, this home is tracking about 33% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 98 similar homes nearby, adjusted for size, beds, and baths.Median of 98 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $645K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $819K
- Bathrooms −$15K
- Adjusts to $804K
That comparable adjusts to $804K; the $713K estimate above is the median of all 98 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. King St West at Portland St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $713K, median of 98 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Heated floors: comfort and a premium-finish signal.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 21% above the area average of $1,046/sqft.
55 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: King St West at Portland St, about 89 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $760,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,056
- Property tax
- $283
- Condo / maintenance fees
- $630
- Heating
- $0
- Estimated monthly cost
- $4,968
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,475
- Toronto municipal land transfer tax
- $15,475
- Estimated closing costs
- $30,950
Plus your down payment of $190,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $243,339
- Principal paid down
- $96,786
- Interest paid
- $146,552
- Balance remaining
- $663,214
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.