205-5 Shady Golfway, Toronto, ON

Flemingdon Park, Toronto · MLS® C13163510

$409,000
For Sale
Listed 61 days ago
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3Bedrooms
1Bathrooms
1Parking
900-999Sq Ft

About this home

Beautiful 2 bedroom + Den in Prime Location. Priced to Sell. This fully renovated home offers modern updates throughout and is move-in ready. The spacious layout features a bright combined living and dining area, perfect for the entertaining or relaxing. The updated kitchen has been fully renovated, providing both style and functionality. The Primary bedroom includes a generous walk-in closet for added convenience. The versatile den can be used as a 3rd bedroom, home office or guest room. This desirable community is close to all amenities. Don't miss out on this great opportunity to call this your home! Priced to Sell!

Key facts

Property type
Condo Apartment, Multi-Level
MLS®
C13163510
Bedrooms
3 (2 + 1)
Bathrooms
1
Size
900-999
Cross streets
Don Mills/Eglinton
Parking
1 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Other
Foundation
Concrete
Roof
Unknown
Maintenance
$790/mo
Exposure
South West
Property tax
$1,509 / 2025
Days on market
61
Listing brokerage
RE/MAX CROSSROADS REALTY INC.

Rooms

Living RoomMain5.65 × 3.56 m

parquet · combined w/dining · w/o to balcony

KitchenMain3.06 × 2.55 m

Ceramic Floor

Primary BedroomMain4.92 × 3.25 m

parquet · walk-in closet(s)

Dining RoomMain2.91 × 2.28 m

parquet · combined w/living · open concept

DenMain2.67 × 2.28 m

Parquet

LaundryMain0.00 × 0.00 m
BedroomMain3.92 × 2.93 m

parquet · large closet

Moe’s TakeTeam Asgarian · Broker
Below comparables
$592Kest. value

Listed at $409,000, this home is about 31% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Flemingdon Park lately, sellers have been getting about 97% of asking and homes sell in about 34 days.

There were not many closely comparable homes right in Flemingdon Park, so I widened the search to the surrounding area.

Based on 84 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 84 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $325K, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $752K
  • Bathrooms −$8K
  • Adjusts to $744K

That comparable adjusts to $744K; the $592K estimate above is the median of all 84 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Gateway Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$409KGreat deal$694KOverpriced

Total price vs nearby homes. Fair value about $592K, median of 84 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
Comparable listingsCurrently listed nearby in Flemingdon Park · asking prices
$479kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

312-20 Edgecliff Golfway$465k1202-20 Edgecliff Golfway$485k715-5 Shady Golfway$489k815-10 Edgecliffe Golfway$455k906-725 Don Mills Road$499k

The 5 closest of 8 active listings nearby.

See all comparable homes
409kThis home465k485k489k455k499kThis home vs active comparables
Live market pulseActive comparables in Flemingdon Park · median list $465K
$431this home / sqft
49active listings nearby
61days on market
89sold nearby · 90 days
$580Kmedian sold price
97%of asking, on average

This home lists 19% below the area average of $529/sqft.

60 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Flemingdon Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$519K
Church-Yonge Corridor
$627K
Bay Street Corridor
$471K
Waterfront Communities C8
$719K
Willowdale East
$634K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gateway Public School
54%
Gateway Public SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 54% meet the provincial standard

Affordability & Mortgage

Affordability
$1,864/mo
$93KIncome needed
4.4×Price ÷ income
$430Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $1,864Property tax $126Condo fee $790Total carry $2,780

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,746per month

Mortgage amount $327,200 · 4.14% over 25 years

$81,800Down payment (20.0%)
$327,200Loan before insurance
$0CMHC premium
$2,662Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,746
Property tax
$126
Condo / maintenance fees
$790
Heating
$0
Estimated monthly cost
$2,662

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,655
Toronto municipal land transfer tax
$4,655
Estimated closing costs
$9,310

Plus your down payment of $81,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,121/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$196,618Total interest paid
$523,818Total of all payments
Principal $327,200 Interest $196,618
YearPrincipalInterestBalance
1$7,665$13,288$319,535
2$7,986$12,967$311,549
3$8,320$12,633$303,229
4$8,668$12,285$294,561
5$9,030$11,922$285,531
6$9,408$11,545$276,123
7$9,802$11,151$266,321
8$10,212$10,741$256,110
9$10,639$10,314$245,471
10$11,084$9,869$234,387
11$11,547$9,405$222,840
12$12,030$8,922$210,809
13$12,534$8,419$198,276
14$13,058$7,895$185,218
15$13,604$7,349$171,614
16$14,173$6,780$157,441
17$14,766$6,187$142,675
18$15,384$5,569$127,291
19$16,027$4,926$111,264
20$16,697$4,255$94,567
21$17,396$3,557$77,171
22$18,124$2,829$59,047
23$18,882$2,071$40,166
24$19,671$1,281$20,494
25$20,494$459$0

At the end of your 5-year term

Total paid over the term
$104,764
Principal paid down
$41,669
Interest paid
$63,095
Balance remaining
$285,531

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
5.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.9%
Gross yield
− Property tax $1,509− Condo fees $9,480− Insurance $600− Vacancy & upkeep $4,026Net operating income $20,985

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CROSSROADS REALTY INC.. MLS®/PropTx.

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