1609-15 Maitland Place, Toronto, ON

Cabbagetown-South St. James Town, Toronto · MLS® C13163514

$550,000
For Sale
Listed 62 days ago
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2Bedrooms
1Bathrooms
1Garage
800-899Sq Ft

About this home

Welcome to L'Esprit Condominiums located at 15 Maitland Place - offering a true executive lifestyle living experience in the heart of downtown Toronto. This spacious 1-bedroom plus large separate den/family room is approx. 810 sq. ft., which makes it over 200 sq. ft. larger than the Toronto average for a 1-bedroom+den of similar price point. The versatile den/family room easily converts into a second bedroom/nursery or private home office (see floor plan/video). The bright, spacious layout features a modern updated kitchen with designer offered ceiling, updated bathroom with walk in shower and modern tile, updated lighting, and vanity. The unit features a stunning 30 foot wall of floor-to-ceiling windows showcasing spectacular views overlooking the south courtyard, city and lake views. Ideal for investors with easy to manage all inclusive maintenance fee, executive couple working from home with the multiple boardrooms and lounges, or the buyer trading down from the big house in the suburbs. This highly sought-after executive style building offers resort-style amenities: rooftop tennis court and running track, indoor basketball, squash courts, atrium-style pool, modern gym with free weights/cardio, private bistro, multiple boardrooms, Stylish library, video lounge, expansive modern party room and other renovated lounge areas. Includes deeded parking, a storage locker, and all utilities included in the maintenance fees. New common EV charging stations being considered and likely approved. Experience unmatched value, space, and lifestyle-book your viewing and include a tour of the exceptional amenities, don't delay!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13163514
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
800-899
Cross streets
Jarvis/Wellesley
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,025/mo
Exposure
South
Property tax
$2,737 / 2025
Days on market
62
Listing brokerage
REAL ESTATE HOMEWARD

Rooms

FoyerFlat4.07 × 1.80 m

double closet · tile floor

Family RoomFlat2.95 × 2.95 m

south view · picture window

Dining RoomFlat7.47 × 3.56 m

combined w/living · window floor to ceiling

LaundryGround0.00 × 0.00 m

closet · tile floor

Primary BedroomFlat5.56 × 3.02 m

double closet · double doors · south view

BathroomFlat2.46 × 1.60 m

4 pc ensuite · undermount sink · tile floor

Living RoomFlat7.47 × 3.56 m

window floor to ceiling · south view · combined w/dining

KitchenFlat2.45 × 2.36 m

updated · coffered ceiling(s) · tile floor

Our TakeTeam Asgarian · Broker
Below comparables
$602Kest. value

Listed at $550,000, and my independent estimate is about 9% below comparable homes, worth a close look.

In Cabbagetown-South St. James Town lately, sellers get about 95% of asking; homes sell in ~31 days · prices down 11% YoY.

List price
$550KGreat deal$611KOverpriced

Total price vs nearby homes. Fair value about $602K, median of 4 comparables.

How this estimate is builtthe short version

I take the 4 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $608K, a close match.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully

Based on 4 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Cabbagetown-South St. James Town · asking prices
$479kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

#1210-15 Maitland Place$560k409-15 Maitland Place$500k204-15 Maitland Place$459k3104-40 Homewood Avenue$399k

The 4 closest active listings nearby.

See all comparable homes
550kThis home560k500k459k399kThis home vs active comparables
Live market pulseActive comparables in Cabbagetown-South St. James Town · median list $540K
$647this home / sqft
16active listings nearby
62days on market
14sold nearby · 90 days
$540Kmedian sold price
95%of asking, on average
11%vs a year ago

This home lists 7% below the area average of $698/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cabbagetown-South St. James Town, Toronto, ON

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$618K
Church-Yonge Corridor
$611K
Moss Park
$894K
Waterfront Communities C1
$623K
Niagara
$599K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,507/mo
$126KIncome needed
4.4×Price ÷ income
$578Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $2,507Property tax $228Condo fee $1,025Total carry $3,760

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,348per month

Mortgage amount $440,000 · 4.14% over 25 years

$110,000Down payment (20.0%)
$440,000Loan before insurance
$0CMHC premium
$3,601Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,348
Property tax
$228
Condo / maintenance fees
$1,025
Heating
$0
Estimated monthly cost
$3,601

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,475
Toronto municipal land transfer tax
$7,475
Estimated closing costs
$14,950

Plus your down payment of $110,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,852/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$264,401Total interest paid
$704,401Total of all payments
Principal $440,000 Interest $264,401
YearPrincipalInterestBalance
1$10,308$17,868$429,692
2$10,739$17,437$418,953
3$11,188$16,988$407,765
4$11,656$16,520$396,109
5$12,144$16,032$383,966
6$12,652$15,525$371,314
7$13,181$14,995$358,134
8$13,732$14,444$344,402
9$14,306$13,870$330,095
10$14,905$13,271$315,190
11$15,528$12,648$299,662
12$16,178$11,998$283,484
13$16,854$11,322$266,630
14$17,559$10,617$249,070
15$18,294$9,882$230,776
16$19,059$9,117$211,717
17$19,856$8,320$191,861
18$20,687$7,489$171,174
19$21,552$6,624$149,622
20$22,454$5,722$127,168
21$23,393$4,783$103,775
22$24,371$3,805$79,403
23$25,391$2,785$54,012
24$26,453$1,723$27,559
25$27,559$617$0

At the end of your 5-year term

Total paid over the term
$140,880
Principal paid down
$56,034
Interest paid
$84,846
Balance remaining
$383,966

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.9%
Gross yield
− Property tax $2,737− Condo fees $12,300− Insurance $600− Vacancy & upkeep $3,564Net operating income $13,199

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.

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