2904-600 Fleet Street, Toronto, ON

Niagara, Toronto · MLS® C13168736

$710,000
For Sale
Listed 59 days ago
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2Bedrooms
2Bathrooms
2Garage
700-799Sq Ft

About this home

Corner 2-bedroom, 2-bathroom suite with floor-to-ceiling windows, east and south exposure, and expansive views over the lake, harbour, skyline, Billy Bishop airport, and CN Tower. At 732 sq ft, the layout feels open and functional, with natural light throughout the day from your east- and south-facing windows, and beautiful west-facing sunset views in the evening. The corner positioning creates a stronger sense of openness than many downtown condos in this size range, while the balcony adds valuable outdoor space and privacy. The kitchen combines white cabinetry, white subway tile backsplash, open shelving, and generous storage, with enough room for a breakfast bar or island. Smart layout maximizes space, making it feel much larger. Unbelievable views perfectly framed by every window. Well-managed building with 24-hour concierge, indoor pool, gym, rooftop deck/garden, guest suites, party room, and bicycle storage. Located in Toronto's waterfront community, walking distance to the Martin Goodman Trail, Exhibition Place, BMO Field, Coca-Cola Coliseum, waterfront concert venues, and Loblaw's directly across the street. Convenient access to TTC routes, including the 509 Harbourfront and 511 Bathurst streetcars, plus Exhibition GO with Lakeshore West service to Union Station in under 10 minutes.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13168736
Bedrooms
2
Bathrooms
2
Size
700-799
Cross streets
Bathurst Street and Fleet Street
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Other
Maintenance
$903/mo
Exposure
South East
Property tax
$3,062 / 2025
Days on market
59
Listing brokerage
BSPOKE REALTY INC.

Rooms

Bedroom 2Main3.08 × 2.59 m

window floor to ceiling · south view · east view

Dining RoomMain4.01 × 3.83 m

Combined w/Kitchen

Primary BedroomMain3.31 × 2.88 m

south view · 3 pc ensuite · double closet

KitchenMain4.01 × 3.83 m

combined w/dining · stainless steel appl · centre island

Living RoomMain5.34 × 3.62 m

window floor to ceiling · south view · w/o to balcony

Our TakeTeam Asgarian · Broker
Above comparables
$588Kest. value

Listed at $710,000, and my independent estimate is about 21% above what comparable homes suggest.

In Niagara lately, sellers get about 96% of asking; homes sell in ~39 days.

List price
$583KGreat deal$710KOverpriced

Total price vs nearby homes. Fair value about $588K, median of 7 comparables.

How this estimate is builtthe short version

I take the 7 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $699K, a bit higher.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (The Waterfront School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 7 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Niagara · asking prices
$589kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

909-125 Western Battery Road$629k620-215 Fort York Boulevard$619k509-38 Iannuzzi Street$599k2804-150 East Liberty Street$508k

The 4 closest active listings nearby.

See all comparable homes
710kThis home629k619k599k508kThis home vs active comparables
Live market pulseActive comparables in Niagara · median list $549K
$947this home / sqft
8active listings nearby
59days on market
100sold nearby · 90 days
$588Kmedian sold price
96%of asking, on average

This home lists 7% above the area average of $884/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$615K
Church-Yonge Corridor
$611K
Moss Park
$894K
Bay Street Corridor
$618K
Mimico
$502K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near The Waterfront School
74%
The Waterfront SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$3,236/mo
$152KIncome needed
4.7×Price ÷ income
$747Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $3,236Property tax $255Condo fee $903Total carry $4,394

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,031per month

Mortgage amount $568,000 · 4.14% over 25 years

$142,000Down payment (20.0%)
$568,000Loan before insurance
$0CMHC premium
$4,189Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,031
Property tax
$255
Condo / maintenance fees
$903
Heating
$0
Estimated monthly cost
$4,189

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,675
Toronto municipal land transfer tax
$10,675
Estimated closing costs
$21,350

Plus your down payment of $142,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,682/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$341,318Total interest paid
$909,318Total of all payments
Principal $568,000 Interest $341,318
YearPrincipalInterestBalance
1$13,306$23,066$554,694
2$13,863$22,510$540,831
3$14,443$21,930$526,388
4$15,047$21,326$511,341
5$15,676$20,696$495,665
6$16,332$20,041$479,333
7$17,015$19,358$462,318
8$17,727$18,646$444,591
9$18,468$17,904$426,123
10$19,241$17,132$406,882
11$20,046$16,327$386,837
12$20,884$15,489$365,953
13$21,758$14,615$344,195
14$22,668$13,705$321,527
15$23,616$12,757$297,911
16$24,604$11,769$273,308
17$25,633$10,740$247,675
18$26,705$9,668$220,970
19$27,822$8,551$193,148
20$28,986$7,387$164,162
21$30,198$6,174$133,964
22$31,461$4,911$102,502
23$32,777$3,595$69,725
24$34,148$2,224$35,577
25$35,577$796$0

At the end of your 5-year term

Total paid over the term
$181,864
Principal paid down
$72,335
Interest paid
$109,529
Balance remaining
$495,665

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $3,062− Condo fees $10,835− Insurance $600− Vacancy & upkeep $3,168Net operating income $11,135

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BSPOKE REALTY INC.. MLS®/PropTx.

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