912-155 Merchants' Wharf, Toronto, ON
Waterfront Communities C8, Toronto · MLS® C13168844
About this home
*Spectacular Southwest Corner Suite In Coveted South Tower *Luxurious Aqualuna By Tridel *Absolutely Gorgeous & Upgraded Waterfront Suite With Unobstructed Lake Views, Feels Like You Are Sitting On The Water *2286 sqft + 3 Balconies, 1 Accessible EV Parking, 1 Standard Parking & 1 Premium Locker *2 Bedroom, 3 Baths Sought After Floor Plan *Welcoming Foyer W/Powder Room, Double & Walk In Closets *Luxurious Features & Finishes *California Closet Organizers Throughout *Premium Miele Appliances - Fridge, Oven, Gas Cooktop, Dishwasher, Speed Oven, Coffee Maker. Marvel Wine Fridge *Redesigned Kitchen W/Deeper Island & Wider Pantry *Redesigned Living W/Floor To Ceiling Feature Wall Panel TV Ready, 50" Wide Napoleon Electric Stone Surround Fireplace *Redesigned Primary Bedroom, Walk In Closet, Beautiful Ensuite W/Upgraded Flush Undermount Porcelain Sinks, Base & Mirror Cabinetry *Redesigned Laundry W/Upgraded Base, Wall Cabinetry & Stainless Steel Drop-In Sink *Full List of Upgrades Attached *Luxury Amenities Include Outdoor Pool, Sauna, Fitness & Yoga Studios, Party Room, Billiard & Media Lounges *Aqualuna Bayside Toronto's Final and Most Luxurious Waterfront Address, Indulge Yourself in the Exquisite
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13168844
- Bedrooms
- 2
- Bathrooms
- 3 (1 half)
- Size
- 2250-2499
- Cross streets
- Queens Quay and Parliament
- Parking
- 2 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Other
- Maintenance
- $1,679/mo
- Exposure
- South West
- Property tax
- $15,880 / 2026
- Days on market
- 57
- Listing brokerage
- ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Rooms
double closet · walk-in closet(s) · 2 pc bath
combined w/dining · overlook water · open concept
3 pc ensuite · walk-in closet(s) · w/o to balcony
5 pc ensuite · w/o to balcony · south view
combined w/dining · breakfast bar · south view
combined w/living · w/o to balcony · sw view
tile floor · separate room · b/i vanity
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Parliament St at Lakeshore Blvd E is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Primary suite: a key comfort and resale feature.
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 36% above the area average of $1,083/sqft.
56 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterfront Communities C8, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Parliament St at Lakeshore Blvd E, about 101 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $2,800,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $14,942
- Property tax
- $1,323
- Condo / maintenance fees
- $1,679
- Heating
- $0
- Estimated monthly cost
- $17,944
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $73,975
- Toronto municipal land transfer tax
- $78,975
- Estimated closing costs
- $152,950
Plus your down payment of $700,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $896,510
- Principal paid down
- $356,581
- Interest paid
- $539,930
- Balance remaining
- $2,443,419
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.