2714-763 Bay Street, Toronto, ON

Bay Street Corridor, Toronto · MLS® C13172820

$449,000
For Sale
Listed 56 days ago
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◎ Directions
1Bathrooms
0Parking
0-499Sq Ft
20+ schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Welcome to The Residences of College Park. Prime Location. Minutes Walk to University of Toronto, Dundas Square, Financial District. Direct Access to Subway Station, Supermarket. Well Maintained Condo. Condo fee included all utilities. Spacious Open Concept. Unobstructed North view. Stone Counter, Kitchen Breakfast Bar, Laminate Thru-out. Amazing Amenities included: Gym, Pool, Sauna, Jacuzzi, Running Track, Rooftop Terrace with BBQ, Car Wash Bay, Library, Ping Pong, Billiards, 24-Hour Concierge & Security. Perfect for Investment or First Time Buyer.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13172820
Bathrooms
1
Size
0-499
Cross streets
Bay Street & College Street
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$336/mo
Exposure
North
Property tax
$2,428 / 2025
Days on market
56
Listing brokerage
CENTURY 21 KING`S QUAY REAL ESTATE INC.

Rooms

FoyerGround4.52 × 1.07 m

laminate · 4 pc bath

KitchenGround4.67 × 2.24 m

granite counters · breakfast bar · b/i dishwasher

Living RoomGround4.67 × 3.51 m

laminate · open concept · north view

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. College Street is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Bay Street Corridor · asking prices
$441kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2816-70 Temperance Street$440k1309-832 Bay Street$469k2910-65 St Mary Street$399k3904-955 Bay Street$399k2509-832 Bay Street$499k

The 5 closest of 8 active listings nearby.

See all comparable homes
449kThis home440k469k399k399k499kThis home vs active comparables
Live market pulseActive comparables in Bay Street Corridor · median list $499K
$1,800this home / sqft
12active listings nearby
56days on market
100sold nearby · 90 days
$618Kmedian sold price
96%of asking, on average

This home lists 5% below the area average of $1,898/sqft.

55 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

100/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: College Street, about 66 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$569K
Annex
$513K
Waterfront Communities C1
$645K
Waterfront Communities C8
$985K
Niagara
$696K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$2,046/mo
$94KIncome needed
4.8×Price ÷ income
$472Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $2,046Property tax $202Condo fee $336Total carry $2,585

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,917per month

Mortgage amount $359,200 · 4.14% over 25 years

$89,800Down payment (20.0%)
$359,200Loan before insurance
$0CMHC premium
$2,455Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,917
Property tax
$202
Condo / maintenance fees
$336
Heating
$0
Estimated monthly cost
$2,455

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,455
Toronto municipal land transfer tax
$5,455
Estimated closing costs
$10,910

Plus your down payment of $89,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,328/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$215,847Total interest paid
$575,047Total of all payments
Principal $359,200 Interest $215,847
YearPrincipalInterestBalance
1$8,415$14,587$350,785
2$8,767$14,235$342,018
3$9,133$13,868$332,885
4$9,516$13,486$323,369
5$9,914$13,088$313,456
6$10,328$12,674$303,128
7$10,760$12,242$292,367
8$11,210$11,792$281,157
9$11,679$11,323$269,478
10$12,168$10,834$257,310
11$12,677$10,325$244,633
12$13,207$9,795$231,426
13$13,759$9,242$217,667
14$14,335$8,667$203,332
15$14,935$8,067$188,397
16$15,559$7,443$172,838
17$16,210$6,792$156,628
18$16,888$6,114$139,740
19$17,594$5,407$122,146
20$18,330$4,671$103,815
21$19,097$3,905$84,718
22$19,896$3,106$64,822
23$20,728$2,274$44,094
24$21,595$1,407$22,499
25$22,499$503$0

At the end of your 5-year term

Total paid over the term
$115,009
Principal paid down
$45,744
Interest paid
$69,265
Balance remaining
$313,456

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.1%
Gross yield
− Property tax $2,428− Condo fees $4,031− Insurance $600− Vacancy & upkeep $3,036Net operating income $17,505

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 KING`S QUAY REAL ESTATE INC.. MLS®/PropTx.

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