41 Chipwood Crescent, Toronto, ON

Pleasant View, Toronto · MLS® C13172970

$1,169,800
For Sale
Listed 53 days ago
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4Bedrooms
4Bathrooms
1Garage · 3 parking
2000-2500Sq Ft

About this home

Rare Opportunity in Prestigious Pleasant View! Beautifully Maintained Semi-Detached Home Gem Nestled In One Of North York's Most Sought-after Family Community! Featuring 4 Spacious Bedrooms & 4 Bathrooms With Almost 2,500 Sqft Of Thoughtfully Designed Living Space, Perfect For Growing Families And Savvy Investors Alike. Stunning 15 Ft Cathedral Ceiling In Living Room Brings Exceptional Natural Light & Open Concept Feel. Rare Southeast & Northwest Exposure Allows Sunshine To Fill The Entire Home Throughout The Day. Bright Kitchen With Walk-Out To An Oversized Balcony, Perfect For Morning Coffee Or Entertaining Guests. Professionally Finished Backyard Hardscaping Completed Just One Year Ago, Offering Low Maintenance Outdoor Enjoyment. Stunning Backyard Retreat - Ideal For Entertaining & Summer Gatherings. Spacious Basement With Excellent Storage Space. Owned Hot Water Tank. Prime Location Just Minutes To Hwy 404/401, TTC, Shopping, Parks, Schools & All Amenities. Close To Seneca College, Making It An Excellent Choice For Both End-Users & Investors Seeking Strong Rental Potential. Located In A Family-Friendly Neighbourhood With Great Convenience & Lifestyle. Whether You're Searching For Your Forever Family Home Or A Smart Investment Opportunity, This Property Truly Checks All The Boxes.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
C13172970
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500
Lot
28.37 × 121 ft
Cross streets
Finch/Victoria Park
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,467 / 2026
Days on market
53
Listing brokerage
T-ONE GROUP REALTY INC.,

Rooms

RecreationBasement5.70 × 4.40 m

laminate · fireplace

Dining RoomSecond3.70 × 3.20 m

overlooks living · overlooks garden · french doors

Bedroom 4Third3.30 × 2.70 m

overlooks backyard · closet

Primary BedroomThird4.60 × 3.20 m

walk-in closet(s) · 4 pc ensuite · large window

BreakfastSecond2.90 × 2.30 m

combined w/kitchen · w/o to balcony · ceramic floor

Living RoomMain5.60 × 4.50 m

cathedral ceiling(s) · large window · overlooks backyard

KitchenSecond4.60 × 2.60 m

w/o to balcony · combined w/dining · sliding doors

Bedroom 2Third4.30 × 2.90 m

overlooks backyard · closet

Bedroom 3Third3.30 × 2.40 m

large window · overlooks frontyard · closet

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.56Mest. value

Listed at $1,169,800, this home is tracking about 25% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 14 similar homes nearby, adjusted for size, beds, and baths.Median of 14 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.03M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $999K
  • Size difference +$344K
  • Bathrooms +$30K
  • Adjusts to $1.37M

That comparable adjusts to $1.37M; the $1.56M estimate above is the median of all 14 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Pleasant View Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Finch Ave East at Cherokee Blvd is about a 4-minute walk away.

List price
$1.17MGreat deal$1.62MOverpriced

Total price vs nearby homes. Fair value about $1.56M, median of 14 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Worth verifying
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.86Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3 Columbine Avenue$1.35M222 Melita Avenue$1.40MC-157 Hallam Street$1.60M32 Bernard Avenue$3.10M

The 4 closest active listings nearby.

See all comparable homes
1.17MThis home1.35M1.40M1.60M3.10MThis home vs active comparables
Live market pulseActive comparables in Pleasant View · median list $932K
$520this home / sqft
14active listings nearby
53days on market

This home lists 22% below the area average of $664/sqft.

49 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Pleasant View, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

69/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Finch Ave East at Cherokee Blvd, about 326 m away

20+ transit stops5 grocery20+ dining20+ parks6 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$940K
Mount Pleasant East
$1.28M
Clairlea-Birchmount
$699K
Danforth
$1.10M
Woodbine Corridor
$989K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Pleasant View Middle School
78%
Pleasant View Middle SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 78% meet the provincial standard
Ernest Public SchoolEQAO results not published
St. KateriEQAO results not published

Affordability & Mortgage

Affordability
$5,332/mo
$221KIncome needed
5.3×Price ÷ income
$1,230Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,332Property tax $456Total carry $5,787

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,994per month

Mortgage amount $935,840 · 4.14% over 25 years

$233,960Down payment (20.0%)
$935,840Loan before insurance
$0CMHC premium
$5,450Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,994
Property tax
$456
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,450

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,871
Toronto municipal land transfer tax
$19,871
Estimated closing costs
$39,742

Plus your down payment of $233,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,066/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$562,357Total interest paid
$1,498,197Total of all payments
Principal $935,840 Interest $562,357
YearPrincipalInterestBalance
1$21,924$38,004$913,916
2$22,841$37,087$891,076
3$23,796$36,132$867,280
4$24,791$35,137$842,489
5$25,828$34,100$816,661
6$26,909$33,019$789,752
7$28,034$31,894$761,718
8$29,207$30,721$732,511
9$30,428$29,499$702,083
10$31,701$28,227$670,381
11$33,027$26,901$637,354
12$34,409$25,519$602,945
13$35,848$24,080$567,097
14$37,347$22,580$529,750
15$38,910$21,018$490,840
16$40,537$19,391$450,303
17$42,233$17,695$408,070
18$43,999$15,929$364,071
19$45,840$14,088$318,231
20$47,757$12,171$270,474
21$49,755$10,173$220,720
22$51,836$8,092$168,884
23$54,004$5,924$114,879
24$56,263$3,665$58,616
25$58,616$1,311$0

At the end of your 5-year term

Total paid over the term
$299,639
Principal paid down
$119,179
Interest paid
$180,460
Balance remaining
$816,661

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $5,467− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,989

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of T-ONE GROUP REALTY INC.,. MLS®/PropTx.

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