804-284 Bloor Street, Toronto, ON

Annex, Toronto · MLS® C13174762

$499,800
For Sale
Listed 58 days ago
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2Bedrooms
1Bathrooms
0Parking
600-699Sq Ft

About this home

Quietly tucked away on one of the Annex's most charming side streets, just moments from Bloor Street, Yorkville, and the University of Toronto, this is a rare opportunity to experience a more refined side of downtown living. Welcome to St. George Mews, a boutique residence ideally positioned in the heart of one of Toronto's most established and sought-after neighbourhoods. This spacious one bedroom plus den suite offers generous living space rarely found in newer downtown condos, along with a highly functional layout that easily adapts to a variety of lifestyles. Large windows bring in beautiful natural light, while the open-concept den works perfectly as a home office, reading area, or additional lounge space. The suite has been well-maintained and presents an excellent opportunity for buyers looking to personalize a space over time in an exceptionally strong location.The current AAA tenant has meticulously maintained the unit for the past four years and is willing to stay or vacate depending on the buyer's needs, offering flexibility for both investors and end-users alike. Residents enjoy excellent security and a quieter mid-rise atmosphere, along with access to a gym, library, meeting room, and recently updated party room. With St. George Station around the corner and some of the city's best cafés, restaurants, museums, shopping, hospitals, and cultural landmarks just steps away, this location continues to be one of Toronto's most consistently desirable places to call home.A peaceful pocket in the centre of it all. Your next chapter at St. George Mews awaits.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13174762
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
600-699
Cross streets
Bloor & St. George
Parking
0 parking
Basement
Finished
Heating
Fan Coil
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$834/mo
Exposure
North
Property tax
$2,747 / 2026
Days on market
58
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Primary BedroomFlat2.79 × 3.05 m

double closet · vinyl floor · combined w/den

DenFlat3.40 × 2.21 m

overlooks garden · combined w/primary · french doors

KitchenFlat4.03 × 1.73 m

breakfast bar · pass through · overlooks dining

Dining RoomFlat2.21 × 2.52 m

combined w/living · open concept · vinyl floor

Living RoomFlat4.16 × 3.27 m

large window · combined w/dining · overlooks garden

Our TakeTeam Asgarian · Broker
Below comparables
$587Kest. value

Listed at $499,800, and my independent estimate is about 15% below comparable homes, worth a close look.

In Annex lately, sellers get about 96% of asking; homes sell in ~35 days.

List price
$500KGreat deal$604KOverpriced

Total price vs nearby homes. Fair value about $587K, median of 5 comparables.

How this estimate is builtthe short version

I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $571K, a close match.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing. Worth verifying
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Annex, so I widened the search to the surrounding area.

Based on 5 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby · asking prices
$509kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1903-88 Park Lawn Road$569k2806-219 Fort York Boulevard$549k1006-100 Dundalk Drive$350k219-2799 Kingston Road$569k

The 4 closest active listings nearby.

See all comparable homes
500kThis home569k549k350k569kThis home vs active comparables
Live market pulseActive comparables in Annex · median list $830K
$770this home / sqft
87active listings nearby
58days on market
100sold nearby · 90 days
$608Kmedian sold price
96%of asking, on average

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$618K
Church-Yonge Corridor
$611K
Waterfront Communities C1
$615K
Moss Park
$894K
Niagara
$599K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published

Affordability & Mortgage

Affordability
$2,278/mo
$113KIncome needed
4.4×Price ÷ income
$526Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $2,278Property tax $229Condo fee $834Total carry $3,341

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,134per month

Mortgage amount $399,840 · 4.14% over 25 years

$99,960Down payment (20.0%)
$399,840Loan before insurance
$0CMHC premium
$3,197Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,134
Property tax
$229
Condo / maintenance fees
$834
Heating
$0
Estimated monthly cost
$3,197

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,471
Toronto municipal land transfer tax
$6,471
Estimated closing costs
$12,942

Plus your down payment of $99,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,592/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$240,268Total interest paid
$640,108Total of all payments
Principal $399,840 Interest $240,268
YearPrincipalInterestBalance
1$9,367$16,237$390,473
2$9,759$15,846$380,714
3$10,167$15,437$370,548
4$10,592$15,012$359,955
5$11,035$14,569$348,920
6$11,497$14,108$337,424
7$11,978$13,627$325,446
8$12,479$13,126$312,967
9$13,001$12,604$299,967
10$13,544$12,060$286,422
11$14,111$11,493$272,311
12$14,701$10,903$257,610
13$15,316$10,288$242,294
14$15,957$9,648$226,337
15$16,624$8,980$209,713
16$17,320$8,285$192,393
17$18,044$7,560$174,349
18$18,799$6,806$155,550
19$19,585$6,019$135,965
20$20,404$5,200$115,561
21$21,258$4,346$94,303
22$22,147$3,457$72,156
23$23,073$2,531$49,083
24$24,039$1,566$25,044
25$25,044$560$0

At the end of your 5-year term

Total paid over the term
$128,022
Principal paid down
$50,920
Interest paid
$77,102
Balance remaining
$348,920

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $2,747− Condo fees $10,009− Insurance $600− Vacancy & upkeep $2,706Net operating income $8,538

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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