PH08-96 St. Patrick Street, Toronto, ON
Kensington-Chinatown, Toronto · MLS® C13177244
About this home
Welcome to one of the most desirable south-corner penthouse units at 9T6, now offered with a significant price reduction from the previous listing back in 2024. With approximately 1,700 square feet of combined indoor and outdoor living space (appx. 1200 sf Indoor + 500 sf terrace & balcony), this newly renovated two-storey condo offers a rare blend of scale, design, outdoor space, and downtown convenience. Perfectly situated steps from Hospital Row, the TTC subway, Queen Street West, and the Art Gallery of Ontario, the home has been thoughtfully updated with sophistication in mind. White oak herringbone flooring runs across both levels, connected by a striking white oak staircase with glass railings and anchored by a dramatic, tall chandelier. The main level features a spacious living area that opens onto a south-facing terrace, creating an easy indoor-outdoor flow for entertaining or relaxing. The newly renovated kitchen (2025) is both stylish and functional, with new appliances, contemporary finishes, and a seamless connection to the dining and living areas. Upstairs, the main bedroom offers a serene retreat with a private balcony, large walk-in closet, and luxurious ensuite bathroom. The second bedroom features floor-to-ceiling east-facing windows, generous closet space, and abundant natural light. The versatile third bedroom can function beautifully as a bedroom, home office, or second living area, with both south- and east-facing windows and views toward City Hall. Additional highlights include breathtaking south-facing views of the CN Tower, a second-storey balcony, one parking space, two storage lockers, and substantial in-suite storage. Turn-key, newly renovated, and exceptionally well located, this penthouse offers a rare opportunity in the heart of downtown Toronto.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13177244
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1200-1399
- Cross streets
- Dundas Street East & University Avenue
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete, Stucco (Plaster)
- Maintenance
- $1,337/mo
- Exposure
- South
- Property tax
- $5,965 / 2026
- Days on market
- 59
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
east view · centre island · breakfast bar
south view · hardwood floor · 2 pc bath
east view · 4 pc bath · hardwood floor
south view · east view · overlook patio
south view · w/o to patio · hardwood floor
3 pc ensuite · south view · walk-in closet(s)
Listed at $1,425,000, and my independent estimate is about 18% above what comparable homes suggest.
In Kensington-Chinatown lately, sellers get about 96% of asking; homes sell in ~35 days.
Total price vs nearby homes. Fair value about $1.21M, median of 13 comparables.
How this estimate is builtthe short version
I take the 13 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.25M, a close match.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 13 comparable homes nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 20% above the area average of $915/sqft.
58 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Kensington-Chinatown, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.
Mortgage amount $1,140,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,083
- Property tax
- $497
- Condo / maintenance fees
- $1,337
- Heating
- $0
- Estimated monthly cost
- $7,918
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,975
- Toronto municipal land transfer tax
- $24,975
- Estimated closing costs
- $49,950
Plus your down payment of $285,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $365,008
- Principal paid down
- $145,179
- Interest paid
- $219,829
- Balance remaining
- $994,821
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.