909-55 East Liberty Street, Toronto, ON

Niagara, Toronto · MLS® C13190324

$699,900
For Sale
Listed 56 days ago
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◎ Directions
2Bedrooms
2Bathrooms
1Garage
700-799Sq Ft
12 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Live at Bliss Condos in a spacious P-E-N-T-H-O-U-S-E, two storey, 1+den/1.5 baths with modern finishes. Enjoy this recently updated South Facing Two-Storey Loft with ample natural light. This beauty boasts high ceilings, floor to ceiling windows, S/S Appliances & Large Balcony. Amenities include Indoor Pool, Fitness Room, Party/Meeting Room & 24Hr Concierge. Steps To Metro, Goodlife, Starbucks, LCBO, TTC/GO Transit, Restaurants & more. One Parking Spot included.

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
C13190324
Bedrooms
2 (1 + 1)
Bathrooms
2 (1 half)
Size
700-799
Cross streets
King & Strachan
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Metal/Steel Siding
Maintenance
$717/mo
Exposure
South
Property tax
$3,099 / 2025
Days on market
56
Listing brokerage
RE/MAX REGAL HOMES
Moe’s TakeTeam Asgarian · Broker
In line
$654Kest. value

Listed at $699,900, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In Niagara lately, sellers have been getting about 97% of asking and homes sell in about 38 days.

There were not many closely comparable homes right in Niagara, so I widened the search to the surrounding area.

Based on 96 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 96 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $589K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $764K
  • Adjusts to $764K

That comparable adjusts to $764K; the $654K estimate above is the median of all 96 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bus stop is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$606KGreat deal$718KOverpriced

Total price vs nearby homes. Fair value about $654K, median of 96 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Niagara · asking prices
$676kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

118-1030 King Street$699k405-90 Niagara Street$728k1012-150 East Liberty Street$600k

The 3 closest active listings nearby.

See all comparable homes
700kThis home699k728k600kThis home vs active comparables
Live market pulseActive comparables in Niagara · median list $728K
$934this home / sqft
6active listings nearby
56days on market
100sold nearby · 90 days
$608Kmedian sold price
97%of asking, on average

This home lists 1% below the area average of $941/sqft.

55 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

91/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Most daily errands can be done on foot.

🚉 Nearest transit: Bus stop, about 115 m away

20+ transit stops15 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$687K
Bay Street Corridor
$465K
Church-Yonge Corridor
$669K
Waterfront Communities C8
$719K
Moss Park
$519K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Niagara Street Junior Public School
82%
Niagara Street Junior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 82% meet the provincial standard

Affordability & Mortgage

Affordability
$3,190/mo
$146KIncome needed
4.8×Price ÷ income
$736Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $3,190Property tax $258Condo fee $717Total carry $4,165

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,988per month

Mortgage amount $559,920 · 4.14% over 25 years

$139,980Down payment (20.0%)
$559,920Loan before insurance
$0CMHC premium
$3,963Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,988
Property tax
$258
Condo / maintenance fees
$717
Heating
$0
Estimated monthly cost
$3,963

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,473
Toronto municipal land transfer tax
$10,473
Estimated closing costs
$20,946

Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,629/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,462Total interest paid
$896,382Total of all payments
Principal $559,920 Interest $336,462
YearPrincipalInterestBalance
1$13,117$22,738$546,803
2$13,666$22,190$533,137
3$14,237$21,618$518,900
4$14,833$21,022$504,067
5$15,453$20,402$488,614
6$16,100$19,756$472,514
7$16,773$19,082$455,741
8$17,475$18,381$438,267
9$18,206$17,650$420,061
10$18,967$16,888$401,094
11$19,760$16,095$381,334
12$20,587$15,268$360,747
13$21,448$14,407$339,299
14$22,345$13,510$316,953
15$23,280$12,575$293,673
16$24,254$11,602$269,420
17$25,268$10,587$244,152
18$26,325$9,530$217,826
19$27,426$8,429$190,400
20$28,573$7,282$161,827
21$29,769$6,087$132,058
22$31,014$4,841$101,044
23$32,311$3,544$68,733
24$33,663$2,193$35,071
25$35,071$785$0

At the end of your 5-year term

Total paid over the term
$179,276
Principal paid down
$71,306
Interest paid
$107,971
Balance remaining
$488,614

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $3,099− Condo fees $8,600− Insurance $600− Vacancy & upkeep $3,168Net operating income $13,332

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REGAL HOMES. MLS®/PropTx.

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