1701-35 Bales Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13198348

$435,000
For Sale
Listed 57 days ago
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1Bedrooms
1Bathrooms
1Garage
500-599Sq Ft

About this home

Large, freshly painted 1-bedroom suite on the 17th floor of sought-after Cosmo Residences! Bright and impeccably maintained, this functional open-concept layout features spacious living and dining areas, expansive windows offering abundant natural light, a generously sized bedroom with ample closet space, and convenient ensuite laundry. Includes 1 underground parking space. Residents enjoy exceptional amenities including 24-hour concierge, indoor pool, fully equipped fitness centre, sauna, party/meeting room, guest suites, and visitor parking. Unbeatable Yonge & Sheppard location just steps to subway access (Lines 1 & 4), Whole Foods, Longo's, Sheppard Centre, Empress Walk, restaurants, cafes, parks, library, and Mel Lastman Square, with easy access to Hwy 401. Perfect for first-time buyers, professionals, or investors seeking comfort, convenience, and urban living at its best.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13198348
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Yonge/Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$486/mo
Exposure
West
Property tax
$2,255 / 2025
Days on market
57
Listing brokerage
ELEVATE REALTY INC.
Moe’s TakeTeam Asgarian · Broker
Below comparables
$479Kest. value

Listed at $435,000, this home is about 9% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($792/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

In Willowdale East lately, sellers have been getting about 97% of asking and homes sell in about 35 days.

Based on 4 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 4 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $466K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $432K
  • Adjusts to $432K

That comparable adjusts to $432K; the $479K estimate above is the median of all 4 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Claude Watson School for the Arts) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$435KGreat deal$502KOverpriced

Total price vs nearby homes. Fair value about $479K, median of 4 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Willowdale East · asking prices
$442kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1607-31 Bales Avenue$435k912-23 Sheppard Avenue$438k1109-18 Holmes Avenue$438k907-55 Harrison Garden Boulevard$448k301-23 Sheppard Avenue$450k

The 5 closest of 8 active listings nearby.

See all comparable homes
435kThis home435k438k438k448k450kThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $519K
$792this home / sqft
44active listings nearby
57days on market
100sold nearby · 90 days
$588Kmedian sold price
97%of asking, on average

This home lists 5% below the area average of $830/sqft.

56 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$549K
Banbury-Don Mills
$649K
Henry Farm
$627K
Bay Street Corridor
$506K
Church-Yonge Corridor
$559K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Claude Watson School for the Arts
96%
Claude Watson School for the ArtsPublic · Elementary · 0.6 km awayAmong the top in the GTA · 96% meet the provincial standard

Affordability & Mortgage

Affordability
$1,983/mo
$94KIncome needed
4.6×Price ÷ income
$458Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $1,983Property tax $188Condo fee $486Total carry $2,656

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,857per month

Mortgage amount $348,000 · 4.14% over 25 years

$87,000Down payment (20.0%)
$348,000Loan before insurance
$0CMHC premium
$2,531Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,857
Property tax
$188
Condo / maintenance fees
$486
Heating
$0
Estimated monthly cost
$2,531

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,175
Toronto municipal land transfer tax
$5,175
Estimated closing costs
$10,350

Plus your down payment of $87,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,256/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$209,117Total interest paid
$557,117Total of all payments
Principal $348,000 Interest $209,117
YearPrincipalInterestBalance
1$8,152$14,132$339,848
2$8,493$13,791$331,354
3$8,849$13,436$322,505
4$9,219$13,066$313,287
5$9,604$12,680$303,682
6$10,006$12,278$293,676
7$10,425$11,860$283,251
8$10,861$11,424$272,390
9$11,315$10,970$261,075
10$11,788$10,496$249,287
11$12,281$10,003$237,006
12$12,795$9,490$224,210
13$13,330$8,954$210,880
14$13,888$8,397$196,992
15$14,469$7,816$182,523
16$15,074$7,211$167,449
17$15,705$6,580$151,744
18$16,362$5,923$135,383
19$17,046$5,239$118,337
20$17,759$4,526$100,578
21$18,502$3,783$82,076
22$19,276$3,009$62,801
23$20,082$2,203$42,719
24$20,922$1,363$21,797
25$21,797$488$0

At the end of your 5-year term

Total paid over the term
$111,423
Principal paid down
$44,318
Interest paid
$67,106
Balance remaining
$303,682

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $2,255− Condo fees $5,830− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,471

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ELEVATE REALTY INC.. MLS®/PropTx.

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