1406-110 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13205940

$669,000
For Sale
Listed 57 days ago
Request a showing
◎ Directions
2Bedrooms
1Bathrooms
1Garage
700-799Sq Ft

About this home

Rarely Offered Stunning Luxurious Unit With 1+1 Bedrooms, 1 Full Bath With Incredible Breathtaking West-facing Views In The Highly Desirable X Condominiums! Nestled In The Heart Of The City Near Yonge And Bloor, Exceptional 704 Square Foot, Functional, Open Concept Living Room Ideal For Entertaining. Modern Eat-In Kitchen With Convenient Centre Island And Stainless Steel Appliances. Floor-To-Ceiling Windows Flood The Interior With Tons Of Natural Light. Spacious West Facing Master Bedroom With Ensuite Bath & Good Sized Closet, Extra Large Enclosed Den Can Be Used As A Bedroom And Office. Freshly Painted In The Living Room And Den. Private Balcony Perfect For Outdoor Quiet Enjoyment, En-suite Laundry, One Parking And One Locker Included. Fantastic Amenities: 24-hour Concierge, Pool, Hot Tub, Gym/yoga Studio, Rooftop Terrace With BBQs, Guest Suites And Visitor Parking. Steps To Subway, Yorkville, The Shops On Bloor, The University Of Toronto And TMU , The Royal Ontario Museum, UHN Hospitals, Rosedale Valley Trails And DVP Easy Access!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13205940
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
700-799
Cross streets
Bloor Street East & Charles Street
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$645/mo
Exposure
West
Property tax
$3,559 / 2025
Days on market
57
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.

Rooms

DenFlat3.23 × 2.37 m

sliding doors · separate room

KitchenFlat5.45 × 4.99 m

stainless steel appl · centre island · modern kitchen

Primary BedroomFlat3.77 × 2.74 m

west view · 3 pc ensuite

Dining RoomFlat5.45 × 4.99 m

combined w/kitchen · open concept · w/o to balcony

Living RoomFlat5.45 × 4.99 m

combined w/dining · open concept · west view

Our TakeTeam Asgarian · Broker
Above comparables
$626Kest. value

Listed at $669,000, and my independent estimate is about 7% above what comparable homes suggest.

In Church-Yonge Corridor lately, sellers get about 96% of asking; homes sell in ~32 days.

List price
$565KGreat deal$669KOverpriced

Total price vs nearby homes. Fair value about $626K, median of 18 comparables.

How this estimate is builtthe short version

I take the 18 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $617K, a close match.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($893/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 18 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$590kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4908-101 Charles Street$680k5905-197 Yonge Street$613k1204-35 Hayden Street$538k408-22 Leader Lane$565k710-92 King Street$555k

The 5 closest of 8 active listings nearby.

See all comparable homes
669kThis home680k613k538k565k555kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $599K
$893this home / sqft
68active listings nearby
57days on market
100sold nearby · 90 days
$594Kmedian sold price
96%of asking, on average

This home lists 2% below the area average of $911/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$638K
Moss Park
$894K
Waterfront Communities C1
$578K
Niagara
$550K
Mimico
$524K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$3,049/mo
$141KIncome needed
4.7×Price ÷ income
$704Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $3,049Property tax $297Condo fee $645Total carry $3,991

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,856per month

Mortgage amount $535,200 · 4.14% over 25 years

$133,800Down payment (20.0%)
$535,200Loan before insurance
$0CMHC premium
$3,798Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,856
Property tax
$297
Condo / maintenance fees
$645
Heating
$0
Estimated monthly cost
$3,798

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,855
Toronto municipal land transfer tax
$9,855
Estimated closing costs
$19,710

Plus your down payment of $133,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,469/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$321,608Total interest paid
$856,808Total of all payments
Principal $535,200 Interest $321,608
YearPrincipalInterestBalance
1$12,538$21,734$522,662
2$13,062$21,210$509,600
3$13,609$20,664$495,991
4$14,178$20,094$481,813
5$14,771$19,501$467,042
6$15,389$18,883$451,653
7$16,033$18,240$435,621
8$16,703$17,569$418,918
9$17,402$16,871$401,516
10$18,130$16,143$383,386
11$18,888$15,384$364,498
12$19,678$14,594$344,820
13$20,501$13,771$324,319
14$21,359$12,914$302,960
15$22,252$12,020$280,708
16$23,183$11,089$257,525
17$24,153$10,120$233,372
18$25,163$9,109$208,210
19$26,215$8,057$181,994
20$27,312$6,960$154,682
21$28,454$5,818$126,228
22$29,645$4,628$96,583
23$30,885$3,388$65,699
24$32,176$2,096$33,522
25$33,522$750$0

At the end of your 5-year term

Total paid over the term
$171,362
Principal paid down
$68,158
Interest paid
$103,204
Balance remaining
$467,042

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $3,559− Condo fees $7,743− Insurance $600− Vacancy & upkeep $3,168Net operating income $13,730

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

CallRequest a showing