TH8-140 Bathurst Street, Toronto, ON

Niagara, Toronto · MLS® C13206300

$979,000
For Sale
Listed 51 days ago
2Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft

About this home

Step inside this townhouse, which is located on Portugal Square. A sun-filled main floor featuring hardwood flooring and large windows on both the north and south sides. A versatile front room provides the perfect space for a home office, studio, den, or guest retreat, while the spacious living room offers oversized windows and direct access to the rear pathway leading to underground parking.The second level is designed for both everyday living and entertaining. The generous eat-in kitchen features stainless steel appliances, abundant cabinetry, tile flooring, a granite-topped centre island, and a walkout to a private north-facing balcony-ideal for morning coffee or evening relaxation. A flexible front room currently serves as a dining area but can easily function as a third bedroom, guest suite, or workspace. A stylish three-piece bathroom completes this level.The third floor offers two comfortable bedrooms with mirrored double closets and alcove windows, separated by a well-appointed four-piece bathroom for added privacy and convenience.Residents enjoy direct access to underground parking through the rear of the townhouse, as well as entry through the main condominium building. Ownership includes access to excellent amenities, including a renovated party room with kitchen facilities and a fully equipped fitness centre.Ideally located in one of downtown Toronto's most vibrant neighbourhoods, TH8 offers exceptional urban living just steps from parks, restaurants, shopping, entertainment, and transit.A rare opportunity to enjoy townhouse living with condominium conveniences in the heart of the city.

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
C13206300
Bedrooms
2
Bathrooms
2
Size
1200-1399
Cross streets
Bathurst/Adelaide/Portugal Square
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$833/mo
Exposure
South
Property tax
$4,125 / 2026
Days on market
51
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

Living RoomMain3.81 × 4.06 m

hardwood floor · north view · w/o to garage

KitchenSecond5.53 × 3.84 m

stainless steel appl · tile floor · w/o to balcony

OfficeMain3.81 × 3.52 m

hardwood floor · south view · b/i shelves

Bedroom 2Third3.58 × 4.10 m

broadloom · mirrored closet · north view

Primary BedroomThird3.83 × 4.10 m

broadloom · south view · mirrored closet

Dining RoomSecond3.84 × 2.96 m

broadloom · south view · w/o to garage

Moe’s TakeTeam Asgarian · Broker
Above comparables
$804Kest. value

Listed at $979,000, this home is about 22% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($753/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Niagara, so I widened the search to the surrounding area.

Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $879K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $895K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $850K

That comparable adjusts to $850K; the $804K estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bathurst St at Queen St West is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$735KGreat deal$979KOverpriced

Total price vs nearby homes. Fair value about $804K, median of 11 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$772kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3-1321 Gerrard Street$700k1-66 Longbranch Avenue$680k220-83 Mondeo Drive$590k37-126 Resurrection Road$998k210-101 Hammersmith Avenue$890k

The 5 closest of 8 active listings nearby.

See all comparable homes
979kThis home700k680k590k998k890kThis home vs active comparables
Live market pulseActive comparables in Niagara · median list $719K
$753this home / sqft
21active listings nearby
51days on market

This home lists 14% below the area average of $873/sqft.

47 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

87/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bathurst St at Queen St West, about 159 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

New Toronto
$780K
Willowdale East
$799K
Islington-City Centre West
$849K
Victoria Village
$782K
Don Valley Village
$720K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Niagara Street Junior Public School
82%
Niagara Street Junior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 82% meet the provincial standard

Affordability & Mortgage

Affordability
$4,462/mo
$200KIncome needed
4.9×Price ÷ income
$1,030Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $4,462Property tax $344Condo fee $833Total carry $5,638

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,179per month

Mortgage amount $783,200 · 4.14% over 25 years

$195,800Down payment (20.0%)
$783,200Loan before insurance
$0CMHC premium
$5,356Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,179
Property tax
$344
Condo / maintenance fees
$833
Heating
$0
Estimated monthly cost
$5,356

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,055
Toronto municipal land transfer tax
$16,055
Estimated closing costs
$32,110

Plus your down payment of $195,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,076/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$470,634Total interest paid
$1,253,834Total of all payments
Principal $783,200 Interest $470,634
YearPrincipalInterestBalance
1$18,348$31,806$764,852
2$19,115$31,038$745,737
3$19,915$30,239$725,823
4$20,748$29,406$705,075
5$21,616$28,538$683,459
6$22,520$27,634$660,940
7$23,462$26,692$637,478
8$24,443$25,710$613,035
9$25,465$24,688$587,570
10$26,531$23,623$561,039
11$27,640$22,513$533,399
12$28,796$21,357$504,602
13$30,001$20,152$474,601
14$31,256$18,897$443,345
15$32,563$17,590$410,782
16$33,925$16,228$376,857
17$35,344$14,809$341,512
18$36,823$13,331$304,689
19$38,363$11,790$266,326
20$39,968$10,186$226,359
21$41,640$8,514$184,719
22$43,381$6,772$141,338
23$45,196$4,958$96,142
24$47,086$3,067$49,056
25$49,056$1,098$0

At the end of your 5-year term

Total paid over the term
$250,767
Principal paid down
$99,741
Interest paid
$151,026
Balance remaining
$683,459

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $4,125− Condo fees $9,994− Insurance $600− Vacancy & upkeep $5,412Net operating income $29,070

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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