3809-251 Jarvis Street, Toronto, ON

Moss Park, Toronto · MLS® C13206398

$512,000
For Sale
Listed 57 days ago
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2Bedrooms
1Bathrooms
1Garage
500-599Sq Ft

About this home

Unobstructed View Of City Of Toronto. 2 Bedrooms Condo w/ 1 Bathroom and 1 Parking Located In The Heart Of Downtown Toronto! You Won't BeDisappointed. Modern Open Concept design Boasts Tons Of Natural Light And Has an Unobstructed View Of The City. KitchenWith Stainless Steel Appliances, Quartz Counters.Excellent Amenities Including Sky Lounge, Rooftop Swimming Pool, And 24/7 Concierge Etc. Great Walking Score Steps To UOf T, TMU, Eaton Centre, Sankofa Square, Subway Station, Downtown Financial District etc! Ground-Level Retail SpaceAnchored By Td Bank And Starbucks.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13206398
Bedrooms
2
Bathrooms
1
Size
500-599
Cross streets
Dundas And Jarvis
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$688/mo
Exposure
North
Property tax
$2,517 / 2026
Days on market
57
Listing brokerage
BAY STREET GROUP INC.

Rooms

Living RoomFlat1.00 × 1.00 m

combined w/dining · w/o to balcony · laminate

Bedroom 2Flat1.00 × 1.00 m

closet · large window · laminate

Dining RoomFlat1.00 × 1.00 m

combined w/kitchen · north view · laminate

BedroomFlat1.00 × 1.00 m

large closet · sliding doors · laminate

KitchenFlat1.00 × 1.00 m

open concept · above grade window · stainless steel appl

Our TakeTeam Asgarian · Broker
In line
$502Kest. value

Listed at $512,000, and my independent estimate is right in line with comparable homes.

In Moss Park lately, sellers get about 96% of asking; homes sell in ~34 days.

List price
$465KGreat deal$574KOverpriced

Total price vs nearby homes. Fair value about $502K, median of 55 comparables.

How this estimate is builtthe short version

I take the 55 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $429K, a bit lower.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 55 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Moss Park · asking prices
$528kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

818-251 Jarvis Street$488k1923-251 Jarvis Street$460k214-158 Front Street$610k3207-319 Jarvis Street$531k818-50 Power Street$549k

The 5 closest of 8 active listings nearby.

See all comparable homes
512kThis home488k460k610k531k549kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $548K
$932this home / sqft
56active listings nearby
57days on market
100sold nearby · 90 days
$603Kmedian sold price
96%of asking, on average

This home lists 4% above the area average of $899/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$611K
Bay Street Corridor
$638K
Waterfront Communities C1
$578K
Niagara
$550K
Mimico
$524K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$2,334/mo
$112KIncome needed
4.6×Price ÷ income
$539Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,334Property tax $210Condo fee $688Total carry $3,232

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,186per month

Mortgage amount $409,600 · 4.14% over 25 years

$102,400Down payment (20.0%)
$409,600Loan before insurance
$0CMHC premium
$3,084Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,186
Property tax
$210
Condo / maintenance fees
$688
Heating
$0
Estimated monthly cost
$3,084

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,715
Toronto municipal land transfer tax
$6,715
Estimated closing costs
$13,430

Plus your down payment of $102,400. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,655/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$246,133Total interest paid
$655,733Total of all payments
Principal $409,600 Interest $246,133
YearPrincipalInterestBalance
1$9,596$16,634$400,004
2$9,997$16,232$390,008
3$10,415$15,814$379,593
4$10,851$15,379$368,742
5$11,305$14,925$357,437
6$11,777$14,452$345,660
7$12,270$13,959$333,390
8$12,783$13,446$320,607
9$13,318$12,911$307,289
10$13,875$12,354$293,414
11$14,455$11,774$278,958
12$15,060$11,169$263,898
13$15,690$10,539$248,208
14$16,346$9,883$231,862
15$17,030$9,199$214,832
16$17,742$8,487$197,089
17$18,485$7,745$178,605
18$19,258$6,972$159,347
19$20,063$6,166$139,284
20$20,902$5,327$118,382
21$21,777$4,453$96,605
22$22,688$3,542$73,917
23$23,637$2,593$50,281
24$24,625$1,604$25,655
25$25,655$574$0

At the end of your 5-year term

Total paid over the term
$131,147
Principal paid down
$52,163
Interest paid
$78,984
Balance remaining
$357,437

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $2,517− Condo fees $8,259− Insurance $600− Vacancy & upkeep $2,244Net operating income $6,780

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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