224-77 Maitland Place, Toronto, ON

North St. James Town, Toronto · MLS® C13207500

$589,000
For Sale
Listed 56 days ago
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Bright & spacious 850 sq. ft. 2-bedroom, 2-bathroom condo at Celebrity Place. Excellent downtown location steps to Yonge St., Wellesley subway, shopping, and everyday conveniences. Spotlessly clean unit with updated kitchen, stainless steel appliances, wood floors throughout, and an ensuite laundry. The open-concept living/dining area comfortably accommodates full furniture. Oversized balcony overlooking quiet private gardens. Full-service building with 24-hr concierge, fitness centre, indoor pool, and on-site management. Parking & locker available. https://celebrityplace77.wordpress.com/celebrity-place-listing-resources

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13207500
Bedrooms
2
Bathrooms
2
Size
800-899
Cross streets
Jarvis/Wellesley
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$864/mo
Exposure
North West
Property tax
$3,009 / 2025
Days on market
56
Listing brokerage
CENTURY 21 PERCY FULTON LTD.

Rooms

KitchenMain3.28 × 2.10 m

updated · ceramic floor · overlooks living

Living RoomMain5.57 × 5.13 m

wood · w/o to balcony · track lighting

Bedroom 2Main3.89 × 2.38 m

wood · large closet · track lighting

Primary BedroomMain4.33 × 3.51 m

wood · 4 pc ensuite · track lighting

Dining RoomMain5.57 × 5.13 m

wood · combined w/library · irregular room

Our TakeTeam Asgarian · Broker
Below comparables
$656Kest. value

Listed at $589,000, and my independent estimate is about 10% below comparable homes, worth a close look.

In North St. James Town lately, sellers get about 96% of asking; homes sell in ~34 days.

List price
$589KGreat deal$666KOverpriced

Total price vs nearby homes. Fair value about $656K, median of 12 comparables.

How this estimate is builtthe short version

I take the 12 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $672K, a close match.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 12 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in North St. James Town · asking prices
$698kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1405-28 Linden Street$689k502-28 Linden Street$689k503-500 Sherbourne Street$690k1807-120 Homewood Avenue$700k4203-395 Bloor Street$720k

The 5 closest of 8 active listings nearby.

See all comparable homes
589kThis home689k689k690k700k720kThis home vs active comparables
Live market pulseActive comparables in North St. James Town · median list $689K
$693this home / sqft
29active listings nearby
56days on market
100sold nearby · 90 days
$607Kmedian sold price
96%of asking, on average

This home lists 21% below the area average of $881/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$638K
Church-Yonge Corridor
$611K
Moss Park
$894K
Waterfront Communities C1
$578K
Niagara
$550K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$2,684/mo
$130KIncome needed
4.5×Price ÷ income
$619Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,684Property tax $251Condo fee $864Total carry $3,799

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,514per month

Mortgage amount $471,200 · 4.14% over 25 years

$117,800Down payment (20.0%)
$471,200Loan before insurance
$0CMHC premium
$3,629Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,514
Property tax
$251
Condo / maintenance fees
$864
Heating
$0
Estimated monthly cost
$3,629

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,255
Toronto municipal land transfer tax
$8,255
Estimated closing costs
$16,510

Plus your down payment of $117,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,054/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$283,149Total interest paid
$754,349Total of all payments
Principal $471,200 Interest $283,149
YearPrincipalInterestBalance
1$11,039$19,135$460,161
2$11,500$18,674$448,661
3$11,981$18,193$436,680
4$12,483$17,691$424,197
5$13,005$17,169$411,193
6$13,549$16,625$397,644
7$14,115$16,059$383,529
8$14,706$15,468$368,823
9$15,321$14,853$353,502
10$15,962$14,212$337,540
11$16,629$13,545$320,911
12$17,325$12,849$303,586
13$18,050$12,124$285,536
14$18,805$11,369$266,732
15$19,591$10,583$247,141
16$20,411$9,763$226,730
17$21,264$8,910$205,465
18$22,154$8,020$183,312
19$23,081$7,093$160,231
20$24,046$6,128$136,185
21$25,052$5,122$111,133
22$26,100$4,074$85,034
23$27,191$2,983$57,842
24$28,329$1,845$29,514
25$29,514$660$0

At the end of your 5-year term

Total paid over the term
$150,870
Principal paid down
$60,007
Interest paid
$90,862
Balance remaining
$411,193

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.5%
Gross yield
− Property tax $3,009− Condo fees $10,366− Insurance $600− Vacancy & upkeep $3,564Net operating income $14,861

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PERCY FULTON LTD.. MLS®/PropTx.

CallRequest a showing