704-50 Camden Street, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13207712
About this home
Sun-drenched and sophisticated, this absolutely stunning 1,000 sq. ft. southwest corner suite offers an exceptional split-bedroom layout featuring walll to wall windows. Tucked away in a boutique, loft-style condominium favored by young professionals, the residence blends vibrant urban convenience with a peaceful neighborhood feel, situated steps from King West streetcar lines, directly across from the historic Waterworks building, and overlooking the serene expanses of St. Andrew's Park. The airy, high-ceiling interior features a bright living area with a Juliette balcony framing views of the CN Tower, alongside extensive premium upgrades. Notable enhancements include smart-home blackout blinds, updated flooring in both bedrooms, custom built-in bedroom closets with tailored shelving, a modern frosted-glass sliding wall in the second bedroom, new designer lighting fixtures and contemporary hardware throughout. Complete with custom dining room built-ins, fully modernized bathrooms featuring updated fixtures, mirrors, and cabinetry, plus the added value of an included parking space and storage locker (6.56ft H x 2.78ft W x 2.06ft D), this turnkey property defines luxury downtown living.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13207712
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1000-1199
- Cross streets
- West of Spadina, South of Richmond
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Maintenance
- $1,113/mo
- Exposure
- South West
- Property tax
- $3,763 / 2025
- Days on market
- 51
- Listing brokerage
- ROYAL LEPAGE TERREQUITY REALTY
Rooms
open concept · juliette balcony · south view
overlooks dining · centre island · stainless steel appl
combined w/living · custom counter · laminate
window floor to ceiling · 4 pc ensuite · laminate
step-up · sliding doors · walk-in closet(s)
Listed at $950,000, this home is about 9% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $726K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.23M
- Adjusts to $1.23M
That comparable adjusts to $1.23M; the $1.05M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.05M, median of 6 comparables.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 10% below the area average of $956/sqft.
50 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $760,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,056
- Property tax
- $314
- Condo / maintenance fees
- $1,113
- Heating
- $0
- Estimated monthly cost
- $5,482
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,475
- Toronto municipal land transfer tax
- $15,475
- Estimated closing costs
- $30,950
Plus your down payment of $190,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $243,339
- Principal paid down
- $96,786
- Interest paid
- $146,552
- Balance remaining
- $663,214
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.