1A Heathdale Road, Toronto, ON

Humewood-Cedarvale, Toronto · MLS® C13208126

$1,299,000
For Sale
Listed 50 days ago
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3Bedrooms
4Bathrooms
1Garage · 2 parking
1100-1500Sq Ft

About this home

Welcome to 1A Heathdale Road, located in the highly desirable Cedarvale family neighborhood! This bright and spacious 3-bedroom, 4-bathroom semi-detached home offers incredible value in this sought-after area. Zoned for Cedarvale Community School and Forest Hill Collegiate and has many close private school options. Perfectly situated near shops and restaurants on Eglinton West, Lower Forest Hill Village, and St . Clair West, and within walking distance to Wychwood Barns, parks, trails and numerous TTC options .The main floor boasts hardwood floors, a bright living room with wall to wall windows and a walk-out to a deck and private yard. The dining room has a pass through to a gourmet kitchen featuring large windows and Breakfast Bar. Complete with stainless steel appliances and granite counter tops. A convenient main floor powder room adds to the functionality. The second floor offers two bedrooms, including a lovely primary retreat with vaulted ceilings reaching over 15 ' at their peak, double closets, and a 4-piece ensuite bathroom with a Jet tub. The second bedroom overlooks the backyard. There is also a second floor powder room. The third-floor features a spacious bedroom with its own 4-piece bathroom and a private balcony, making it an ideal space for guests or a home office. Additional highlights include a large ground floor foyer with direct access to the attached garage , a private driveway, a full-size laundry/furnace room with ample storage, and above grade windows. This is truly a wonderful opportunity to live in one of the city's most desirable neighborhoods at an affordable price. Don't miss your chance to call this beautiful property home!

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
C13208126
Bedrooms
3
Bathrooms
4 (2 half)
Size
1100-1500
Lot
22.23 × 50.08 ft
Cross streets
Bathurst and Heathdale
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,571 / 2026
Days on market
50
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

Bedroom 3Third3.89 × 3.47 m

4 pc bath · w/o to balcony · overlooks backyard

Dining RoomMain4.15 × 2.12 m

hardwood floor · combined w/living

Living RoomMain5.45 × 3.41 m

hardwood floor · w/o to yard · gas fireplace

KitchenMain3.70 × 2.84 m

hardwood floor · stainless steel appl · large window

Bedroom 2Second3.44 × 2.89 m

2 pc bath · overlooks backyard

FoyerGround5.88 × 1.83 m

access to garage · hardwood floor

Primary BedroomSecond4.40 × 3.49 m

4 pc ensuite · double closet · vaulted ceiling(s)

LaundryGround5.50 × 2.23 m

above grade window · w/o to yard

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$1.04Mest. value

Listed at $1,299,000, this home is tracking about 24% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 25 similar homes nearby, adjusted for size, beds, and baths.Median of 25 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.24M, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.06M
  • Bedrooms −$30K
  • Bathrooms +$15K
  • Adjusts to $1.04M

That comparable adjusts to $1.04M; the $1.04M estimate above is the median of all 25 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Bathurst St at Lonsdale Rd is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$825KGreat deal$1.30MOverpriced

Total price vs nearby homes. Fair value about $1.04M, median of 25 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.31Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

7 Sellers Avenue$1.35M548 Glebeholme Boulevard$1.10M46B Strathnairn Avenue$1.33M17 Ingham Avenue$1.35M281 Arlington Avenue$1.43M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.30MThis home1.35M1.10M1.33M1.35M1.43MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1.06M
$999this home / sqft
27active listings nearby
50days on market

This home lists 18% above the area average of $847/sqft.

46 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Humewood-Cedarvale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bathurst St at Lonsdale Rd, about 252 m away

20+ transit stops4 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Corso Italia-Davenport
$951K
Palmerston-Little Italy
$1000K
Mount Pleasant East
$1.28M
South Riverdale
$1.30M
Danforth
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Holy Rosary
89%
Holy RosaryCatholic · Elementary · 0.7 km awayHigher-rated than most nearby · 89% meet the provincial standard
Forest Hill Junior and Senior Public SchoolEQAO results not published
Forest Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$5,920/mo
$243KIncome needed
5.3×Price ÷ income
$1,366Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,920Property tax $464Total carry $6,385

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,546per month

Mortgage amount $1,039,200 · 4.14% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,010Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,546
Property tax
$464
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,010

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Toronto municipal land transfer tax
$22,455
Estimated closing costs
$44,910

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,736/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$624,467Total interest paid
$1,663,667Total of all payments
Principal $1,039,200 Interest $624,467
YearPrincipalInterestBalance
1$24,345$42,202$1,014,855
2$25,363$41,184$989,492
3$26,424$40,123$963,068
4$27,529$39,017$935,539
5$28,681$37,866$906,858
6$29,881$36,666$876,977
7$31,130$35,416$845,847
8$32,433$34,114$813,414
9$33,789$32,758$779,625
10$35,203$31,344$744,422
11$36,675$29,872$707,748
12$38,209$28,338$669,538
13$39,807$26,739$629,731
14$41,472$25,074$588,259
15$43,207$23,340$545,052
16$45,014$21,532$500,038
17$46,897$19,649$453,140
18$48,859$17,688$404,281
19$50,903$15,644$353,379
20$53,032$13,515$300,347
21$55,250$11,297$245,097
22$57,561$8,986$187,536
23$59,969$6,578$127,567
24$62,477$4,070$65,090
25$65,090$1,456$0

At the end of your 5-year term

Total paid over the term
$332,733
Principal paid down
$132,342
Interest paid
$200,391
Balance remaining
$906,858

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.4%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $5,571− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,593

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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