109 Lonsdale Road, Toronto, ON
Yonge-St. Clair, Toronto · MLS® C13208834
About this home
Rarely available and undeniably elegant, this architecturally designed home by Richard Wengle with interiors by Brian Gluckstein offers over 3,300 square feet of luxurious living. Situated in a prestigious Midtown location just steps from U.C.C., B.S.S., and the vibrant shops and restaurants of Yonge and St. Clair, this end-unit residence combines refined design with exceptional functionality. The home features grand principal rooms enhanced by soaring 10-foot ceilings on the main floor, tall windows, and classic French doors that flood the space with natural light. Every detail speaks to quality craftsmanship and timeless style, from the finely curated finishes to the expansive layout that accommodates both elegant entertaining and comfortable daily living. The beautifully landscaped garden, complete with a stone patio, is complemented by the rare addition of a fenced side yard and a generous rear terrace-offering multiple outdoor spaces for relaxation and entertaining. The primary suite is a true retreat, featuring a spacious sitting area, two his and her walk-in closets, and a stunning six-piece ensuite bath. Two office spaces, in addition to the second and third bedrooms, provide ideal flexibility for remote work, a home gym, or private reading rooms. The lower level offers direct access from the two-car garage, along with an abundance of storage space, making everyday living exceptionally convenient. This is a rare opportunity to own a bespoke residence in one of Toronto's most sought-after neighbourhoods-where architectural pedigree, interior elegance, and a superb location come together in perfect harmony.
Key facts
- Property type
- Semi-Detached, 3-Storey
- MLS®
- C13208834
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4 (2 half)
- Size
- 2500-3000
- Lot
- 39.83 × 65.55 ft
- Cross streets
- Lonsdale Rd/Avenue Rd
- Parking
- 2 garage (built-in)
- Driveway
- Right Of Way
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $16,869 / 2025
- Days on market
- 50
- Listing brokerage
- FOREST HILL REAL ESTATE INC.
Rooms
double closet · hardwood floor · b/i desk
hardwood floor · w/o to patio · fireplace
walk-in closet(s) · 6 pc ensuite · hardwood floor
stainless steel appl · b/i appliances · b/i shelves
open concept · hardwood floor · pot lights
b/i bookcase · double closet · pot lights
juliette balcony · double closet · hardwood floor
open concept · hardwood floor · pot lights
b/i desk · hardwood floor · pot lights
bay window · pot lights · combined w/kitchen
Listed at $2,695,000, this home is tracking about 31% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 28 similar homes nearby, adjusted for size, beds, and baths.Median of 28 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.66M, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $988K
- Size difference +$373K
- Bedrooms +$30K
- Bathrooms +$15K
- Adjusts to $1.41M
That comparable adjusts to $1.41M; the $2.06M estimate above is the median of all 28 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Its public catchment (Deer Park Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Lonsdale Rd at Avenue Rd East Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $2.06M, median of 28 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Value driver
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 28% above the area average of $767/sqft.
46 days longer than the Toronto average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Yonge-St. Clair, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Lonsdale Rd at Avenue Rd East Side, about 88 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $2,156,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,505
- Property tax
- $1,406
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,911
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $53,850
- Toronto municipal land transfer tax
- $53,850
- Estimated closing costs
- $107,700
Plus your down payment of $539,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $690,313
- Principal paid down
- $274,567
- Interest paid
- $415,746
- Balance remaining
- $1,881,433
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.