40 Halton Street, Toronto, ON

Trinity-Bellwoods, Toronto · MLS® C13210256

$2,198,000
For Sale
Listed 50 days ago
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4Bedrooms
3Bathrooms
2Garage
1500-2000Sq Ft

About this home

Nestled in the heart of Toronto's coveted Trinity Bellwoods neighbourhood, this stunning fully renovated Victorian seamlessly blends timeless character with modern luxury. Situated on an impressive 20.08 x 150 ft lot and offering approximately 2,785 sq. ft. of total living space, this exceptional 3-bedroom, 3-bathroom home has been completely gutted and rebuilt with permits, all fully closed, ensuring outstanding quality and peace of mind. Deceptively spacious, the home features a bright open-concept main floor with soaring ceilings, rich hardwood floors, and effortless flow between the living and dining areas. The chef's kitchen is beautifully appointed with quartz countertops, stainless steel appliances, abundant cabinetry, and generous workspace. A main-floor bathroom with laundry and a welcoming family room addition, highlighted by a striking exposed brick wall, complete the level and open onto a private, fully fenced backyard.The second floor offers three generous bedrooms, including one with a walkout to a private deck, along with a beautifully renovated spa-inspired bathroom. Thoughtful design details include discreet access panels for plumbing incorporated into both the primary and secondary bedroom closets, providing convenient future accessibility. The professionally lowered and underpinned basement features a separate entrance, large egress window, expansive recreation room, additional bedroom, and a luxurious bathroom complete with a deep soaker tub and separate shower. Hidden behind the utility room is an enormous storage area rarely found in homes of this vintage. Additional upgrades include updated windows, a water softener, dual heating systems with a gas furnace serving the main and lower levels, three heat pumps servicing the second floor, and central air conditioning for year-round comfort. The detached garage provides parking for two small vehicles.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
C13210256
Bedrooms
4 (3 + 1)
Bathrooms
3
Size
1500-2000
Lot
20.8 × 150 ft
Cross streets
Shaw and Dundas
Parking
2 garage (detached)
Driveway
Lane
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Stone
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,004 / 2025
Days on market
50
Listing brokerage
BOSLEY REAL ESTATE LTD.

Rooms

BedroomBasement3.19 × 3.45 m

laminate · window · pot lights

Primary BedroomSecond4.76 × 3.99 m

hardwood floor · double closet · window

Dining RoomMain3.85 × 4.19 m

hardwood floor · open concept · window

KitchenMain4.33 × 3.49 m

tile floor · stainless steel appl · window

BedroomSecond2.87 × 4.01 m

hardwood floor · window · w/o to balcony

RecreationBasement4.43 × 9.14 m

laminate · window

BedroomSecond3.46 × 4.16 m

hardwood floor · double closet · window

Family RoomMain4.29 × 3.04 m

laminate · w/o to yard · window

Living RoomMain3.08 × 5.44 m

hardwood floor · bay window

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Givins/Shaw Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Dundas St West at Ossington Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Income potential
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$1.11Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

97 San Gabriele Place$900k568 Dufferin Street$1.20M54 Dairy Drive$1.03M53 Giltspur Drive$833k287 Valermo Drive$1.59M

The 5 closest of 6 active listings nearby.

See all comparable homes
2.20MThis home900k1.20M1.03M833k1.59MThis home vs active comparables
Live market pulseActive comparables in Trinity-Bellwoods · median list $1.70M
$1,256this home / sqft
10active listings nearby
50days on market

This home lists 20% above the area average of $1,050/sqft.

46 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Trinity-Bellwoods, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dundas St West at Ossington Ave, about 105 m away

20+ transit stops17 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1000K
Corso Italia-Davenport
$951K
South Riverdale
$1.30M
Mount Pleasant East
$1.28M
Danforth
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Givins/Shaw Junior Public School
81%
Givins/Shaw Junior Public SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 81% meet the provincial standard

Affordability & Mortgage

Affordability
$10,018/mo
$408KIncome needed
5.4×Price ÷ income
$2,312Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $10,018Property tax $750Total carry $10,768

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,383per month

Mortgage amount $1,758,400 · 4.14% over 25 years

$439,600Down payment (20.0%)
$1,758,400Loan before insurance
$0CMHC premium
$10,134Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,383
Property tax
$750
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,134

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$41,425
Toronto municipal land transfer tax
$41,425
Estimated closing costs
$82,850

Plus your down payment of $439,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$11,397/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,056,643Total interest paid
$2,815,043Total of all payments
Principal $1,758,400 Interest $1,056,643
YearPrincipalInterestBalance
1$41,193$71,408$1,717,207
2$42,916$69,685$1,674,290
3$44,711$67,890$1,629,579
4$46,582$66,020$1,582,997
5$48,530$64,072$1,534,467
6$50,560$62,042$1,483,907
7$52,675$59,927$1,431,232
8$54,878$57,724$1,376,354
9$57,174$55,428$1,319,181
10$59,565$53,037$1,259,616
11$62,057$50,545$1,197,559
12$64,652$47,949$1,132,907
13$67,357$45,245$1,065,550
14$70,174$42,428$995,376
15$73,109$39,492$922,266
16$76,167$36,434$846,099
17$79,353$33,248$766,745
18$82,673$29,929$684,073
19$86,131$26,471$597,942
20$89,733$22,868$508,209
21$93,487$19,115$414,722
22$97,397$15,204$317,324
23$101,471$11,130$215,853
24$105,716$6,886$110,138
25$110,138$2,464$0

At the end of your 5-year term

Total paid over the term
$563,009
Principal paid down
$223,933
Interest paid
$339,076
Balance remaining
$1,534,467

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $9,004− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $23,238

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS®/PropTx.

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