2306-77 Harbour Square, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13213138

$675,000
For Sale
Listed 49 days ago
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1Bedrooms
1Bathrooms
0Parking
800-899Sq Ft

About this home

Experience refined waterfront living in this rarely offered, oversized (805 sq. ft.) one-bedroom, one-bath suite at the iconic Number One York Quay. This well-maintained residence features sweeping city and lake views framed by floor-to-ceiling windows, filling the space with natural light and showcasing a desirable southeast exposure from a high floor. The thoughtfully designed layout provides exceptional functionality, with spacious living and dining areas ideal for both everyday comfort and entertaining. The bathroom offers a rare and sought-after combination of a full bathtub and a separate shower, adding to the home's practicality and appeal. Quiet and private, the suite offers a peaceful retreat above the energy of the city. Perfectly positioned in Toronto's premier Harbourfront community, you're just steps to Love Park, the Ferry Terminal, scenic waterfront trails, and the lake. Enjoy unmatched access to downtown landmarks, including Rogers Centre and Scotiabank Arena, placing you in the centre of the city's vibrant game-day atmosphere, surrounded by Bremner Boulevard's lively patios, fan zones, and the excitement of Maple Leaf Square on hockey nights. Transit is effortless with the TTC streetcar at your doorstep and Union Station only a short walk away. The building offers exceptional value with all-inclusive maintenance fees covering hydro, air conditioning, water, Bell Fibe internet, TV, and Crave, along with a complimentary shuttle service on multiple routes. Residents enjoy outstanding amenities, including 24-hour concierge service, all within one of Toronto's most desirable waterfront addresses. Parking spot available for purchase separately. A rare opportunity to experience the perfect balance of lifestyle, location, and vibrant city living by the lake.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13213138
Bedrooms
1
Bathrooms
1
Size
800-899
Cross streets
Queens Quay/York Street
Parking
0 parking
Basement
None
Heating
Baseboard
A/C
Central Air
Exterior
Concrete
Maintenance
$986/mo
Exposure
South East
Property tax
$3,303 / 2026
Days on market
49
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Dining RoomMain6.63 × 4.04 m
LaundryMain2.27 × 0.86 m
Primary BedroomMain4.57 × 3.35 m
Living RoomMain6.63 × 4.04 m
KitchenMain2.39 × 2.67 m
Moe’s TakeTeam Asgarian · Broker
In line
$751Kest. value

Listed at $675,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 21 similar homes nearby, adjusted for size, beds, and baths.Median of 21 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $621K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $860K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $815K

That comparable adjusts to $815K; the $751K estimate above is the median of all 21 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Island Public/Natural Science School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Toronto (Harbourfront) is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$663KGreat deal$836KOverpriced

Total price vs nearby homes. Fair value about $751K, median of 21 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$703kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1111-77 Harbour Square$699k3712-30 GRAND TRUNK Crescent$760k420-399 Adelaide Street$650k

The 3 closest active listings nearby.

See all comparable homes
675kThis home699k760k650kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $620K
$795this home / sqft
45active listings nearby
49days on market

This home lists 14% below the area average of $920/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Toronto (Harbourfront), about 158 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$998K
Church-Yonge Corridor
$574K
Annex
$1.39M
Mimico
$800K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Island Public/Natural Science School
78%
Island Public/Natural Science SchoolPublic · Elementary · 2.7 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$3,076/mo
$148KIncome needed
4.6×Price ÷ income
$710Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $3,076Property tax $275Condo fee $986Total carry $4,337

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,882per month

Mortgage amount $540,000 · 4.14% over 25 years

$135,000Down payment (20.0%)
$540,000Loan before insurance
$0CMHC premium
$4,143Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,882
Property tax
$275
Condo / maintenance fees
$986
Heating
$0
Estimated monthly cost
$4,143

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,975
Toronto municipal land transfer tax
$9,975
Estimated closing costs
$19,950

Plus your down payment of $135,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,500/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$324,492Total interest paid
$864,492Total of all payments
Principal $540,000 Interest $324,492
YearPrincipalInterestBalance
1$12,650$21,929$527,350
2$13,179$21,400$514,170
3$13,731$20,849$500,439
4$14,305$20,275$486,134
5$14,903$19,676$471,231
6$15,527$19,053$455,704
7$16,176$18,403$439,528
8$16,853$17,727$422,675
9$17,558$17,022$405,117
10$18,292$16,287$386,825
11$19,057$15,522$367,767
12$19,855$14,725$347,913
13$20,685$13,895$327,228
14$21,550$13,029$305,677
15$22,452$12,128$283,226
16$23,391$11,189$259,835
17$24,369$10,210$235,466
18$25,389$9,191$210,077
19$26,451$8,129$183,626
20$27,557$7,023$156,070
21$28,710$5,870$127,360
22$29,910$4,669$97,450
23$31,162$3,418$66,288
24$32,465$2,115$33,823
25$33,823$757$0

At the end of your 5-year term

Total paid over the term
$172,898
Principal paid down
$68,769
Interest paid
$104,129
Balance remaining
$471,231

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $3,303− Condo fees $11,828− Insurance $600− Vacancy & upkeep $3,564Net operating income $13,105

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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