3905-15 Fort York Boulevard, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13213522

$799,000
For Sale
Listed 49 days ago
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Rare 2-Storey Loft In Cityplace, Conveniently Located Across The Street From Sobeys And Steps To Streetcar Transit, The Cn Tower, And Rogers Centre. One Of Only A Handful Of These Unique Loft Units In The Building. This North-Facing Suite Offers Balcony Views Of The Cn Tower And Rogers Centre To The East. Featuring Modern Finishes And A Functional Open-Concept Layout Connecting The Living, Dining, And Kitchen Areas. Recently Renovated With Brand New Flooring, Upgraded Kitchen, Stainless Steel Appliances, And Updated Bathrooms. Includes 1 Locker And 1 Underground Parking Space. Incredible Building Amenities Included. A Must-See Opportunity!

Key facts

Property type
Condo Apartment, Loft
MLS®
C13213522
Bedrooms
2
Bathrooms
2
Size
900-999
Cross streets
Spadina Ave / Fort York Blvd
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$719/mo
Exposure
North
Property tax
$3,484 / 2025
Days on market
49
Listing brokerage
THE REAL ESTATE OFFICE INC.

Rooms

KitchenMain5.92 × 4.32 m

laminate · stainless steel appl · quartz counter

Living RoomMain5.92 × 4.32 m

laminate · window floor to ceiling · combined w/dining

Dining RoomMain5.92 × 4.32 m

laminate · w/o to balcony · combined w/living

StudyUpper1.75 × 2.90 m

broadloom · open concept · combined w/dining

Bedroom 2Main2.90 × 2.64 m

laminate · closet · sliding doors

Primary BedroomUpper4.04 × 2.90 m

broadloom · walk-in closet(s) · 4 pc ensuite

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$909Kest. value

Listed at $799,000, this home is tracking about 12% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 97 similar homes nearby, adjusted for size, beds, and baths.Median of 97 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $667K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $850K
  • Bedrooms −$30K
  • Adjusts to $820K

That comparable adjusts to $820K; the $909K estimate above is the median of all 97 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Spadina Ave at Bremner Blvd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$799KGreat deal$988KOverpriced

Total price vs nearby homes. Fair value about $909K, median of 97 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$836kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1811-30 Grand Trunk Crescent$799k902-8 Charlotte Street$835k1602-77 Harbour Square$889k1017-25 Lower Simcoe Street$758k1911-30 Grand Trunk Crescent$897k

The 5 closest of 8 active listings nearby.

See all comparable homes
799kThis home799k835k889k758k897kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $610K
$841this home / sqft
100active listings nearby
49days on market

This home lists 21% below the area average of $1,060/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Spadina Ave at Bremner Blvd, about 96 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$718K
Waterfront Communities C8
$1.24M
Church-Yonge Corridor
$590K
Mimico
$800K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.1 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$3,642/mo
$165KIncome needed
4.9×Price ÷ income
$840Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $3,642Property tax $290Condo fee $719Total carry $4,651

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,411per month

Mortgage amount $639,200 · 4.14% over 25 years

$159,800Down payment (20.0%)
$639,200Loan before insurance
$0CMHC premium
$4,420Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,411
Property tax
$290
Condo / maintenance fees
$719
Heating
$0
Estimated monthly cost
$4,420

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,455
Toronto municipal land transfer tax
$12,455
Estimated closing costs
$24,910

Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,143/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$384,103Total interest paid
$1,023,303Total of all payments
Principal $639,200 Interest $384,103
YearPrincipalInterestBalance
1$14,974$25,958$624,226
2$15,601$25,332$608,625
3$16,253$24,679$592,372
4$16,933$23,999$575,439
5$17,641$23,291$557,798
6$18,379$22,553$539,419
7$19,148$21,784$520,271
8$19,949$20,983$500,322
9$20,783$20,149$479,538
10$21,653$19,279$457,886
11$22,558$18,374$435,327
12$23,502$17,430$411,825
13$24,485$16,447$387,340
14$25,509$15,423$361,831
15$26,576$14,356$335,255
16$27,688$13,244$307,567
17$28,846$12,086$278,721
18$30,053$10,880$248,669
19$31,310$9,623$217,359
20$32,619$8,313$184,740
21$33,984$6,948$150,756
22$35,405$5,527$115,351
23$36,886$4,046$78,465
24$38,429$2,503$40,036
25$40,036$896$0

At the end of your 5-year term

Total paid over the term
$204,661
Principal paid down
$81,402
Interest paid
$123,258
Balance remaining
$557,798

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $3,484− Condo fees $8,627− Insurance $600− Vacancy & upkeep $4,026Net operating income $19,863

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE REAL ESTATE OFFICE INC.. MLS®/PropTx.

CallRequest a showing