613-98 Lillian Street, Toronto, ON

Mount Pleasant West, Toronto · MLS® C13213606

$579,000
For Sale
Listed 55 days ago
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2Bedrooms
2Bathrooms
1Garage
600-699Sq Ft

About this home

Modern Midtown living at The Madison Condos by Madison Group - one of Toronto's most established developers with deep roots throughout the Yonge & Eglinton corridor. With the Eglinton LRT now operational and the years of Midtown evolution finally giving way to a more polished streetscape, this is your chance to fully enjoy one of the city's most connected and vibrant neighbourhoods. Thoughtfully designed and rarely offered, this functional 1+Den, 2 Full Washroom suite offers exceptional flexibility for end users and investors alike. The separated den is ideal as a home office, guest space, nursery, or creative studio, while the second full bathroom adds a level of practicality not often found in this size category. Bright, modern, and efficiently laid out, the suite features approximately 655 sq ft of interior living space plus balcony, open-concept living/dining, floor-to-ceiling windows, contemporary finishes, and a well-appointed kitchen with stainless steel appliances. Parking and locker are included - with the added convenience of the locker being located on the same floor as the suite, making everyday living that much easier. The Madison remains one of Midtown's landmark condo communities for good reason: direct access to Loblaws and LCBO without stepping outside, luxury amenities including concierge service, indoor pool, rooftop garden, party facilities, fitness centre, guest suites, yoga studio, BBQ terraces and more. Just steps to the subway, Eglinton LRT, cafes, restaurants, shopping, parks, cinemas, fitness studios and everything that makes Yonge & Eglinton one of Toronto's true live-work-play neighbourhoods. Convenience, lifestyle and serenity - finally all at once.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13213606
Bedrooms
2 (1 + 1)
Bathrooms
2
Size
600-699
Cross streets
Yonge and Eglinton
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$768/mo
Exposure
North
Property tax
$3,559 / 2025
Days on market
55
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM

Rooms

Kitchen7.01 × 3.15 m

laminate · stone counters · stainless steel appl

Den3.35 × 2.08 m

laminate · separate room · open concept

Dining Room7.01 × 3.15 m

laminate · combined w/kitchen · window

Primary Bedroom3.07 × 3.05 m

laminate · walk-in closet(s) · 4 pc ensuite

Living Room7.01 × 3.15 m

laminate · window floor to ceiling · w/o to balcony

Our TakeTeam Asgarian · Broker
Below comparables
$617Kest. value

Listed at $579,000, and my independent estimate is about 6% below comparable homes, worth a close look.

In Mount Pleasant West lately, sellers get about 96% of asking; homes sell in ~40 days.

List price
$579KGreat deal$654KOverpriced

Total price vs nearby homes. Fair value about $617K, median of 5 comparables.

How this estimate is builtthe short version

I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $594K, a close match.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (North Toronto Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($891/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

Based on 5 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Mount Pleasant West · asking prices
$599kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

202-68 Merton Street$549k412-1 Belsize Drive$629k527-98 Lillian Street$649k426-900 Mount Pleasant Road$600k3209-2191 Yonge Street$566k

The 5 closest of 8 active listings nearby.

See all comparable homes
579kThis home549k629k649k600k566kThis home vs active comparables
Live market pulseActive comparables in Mount Pleasant West · median list $599K
$891this home / sqft
66active listings nearby
55days on market
99sold nearby · 90 days
$660Kmedian sold price
96%of asking, on average

This home lists 4% below the area average of $931/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mount Pleasant West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$618K
Flemingdon Park
$430K
Church-Yonge Corridor
$611K
Moss Park
$894K
Willowdale East
$594K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Eglinton Junior Public School
70%
Eglinton Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 70% meet the provincial standard

Affordability & Mortgage

Affordability
$2,639/mo
$128KIncome needed
4.5×Price ÷ income
$609Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,639Property tax $297Condo fee $768Total carry $3,703

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,472per month

Mortgage amount $463,200 · 4.14% over 25 years

$115,800Down payment (20.0%)
$463,200Loan before insurance
$0CMHC premium
$3,536Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,472
Property tax
$297
Condo / maintenance fees
$768
Heating
$0
Estimated monthly cost
$3,536

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,055
Toronto municipal land transfer tax
$8,055
Estimated closing costs
$16,110

Plus your down payment of $115,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,002/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$278,342Total interest paid
$741,542Total of all payments
Principal $463,200 Interest $278,342
YearPrincipalInterestBalance
1$10,851$18,811$452,349
2$11,305$18,357$441,044
3$11,778$17,884$429,266
4$12,271$17,391$416,995
5$12,784$16,878$404,211
6$13,319$16,343$390,893
7$13,876$15,786$377,017
8$14,456$15,206$362,561
9$15,061$14,601$347,500
10$15,691$13,971$331,810
11$16,347$13,315$315,463
12$17,031$12,631$298,432
13$17,743$11,918$280,689
14$18,485$11,176$262,203
15$19,259$10,403$242,945
16$20,064$9,598$222,880
17$20,903$8,758$201,977
18$21,778$7,884$180,199
19$22,689$6,973$157,511
20$23,638$6,024$133,873
21$24,626$5,035$109,247
22$25,657$4,005$83,590
23$26,730$2,932$56,860
24$27,848$1,814$29,013
25$29,013$649$0

At the end of your 5-year term

Total paid over the term
$148,308
Principal paid down
$58,989
Interest paid
$89,320
Balance remaining
$404,211

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $3,559− Condo fees $9,213− Insurance $600− Vacancy & upkeep $2,706Net operating income $8,522

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM. MLS®/PropTx.

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