26 Hearthstone Crescent, Toronto, ON

Westminster-Branson, Toronto · MLS® C13213732

$1,565,000
For Sale
Listed 49 days ago
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7Bedrooms
3Bathrooms
2Garage · 6 parking
2500-3000Sq Ft

About this home

Situated in a peaceful pocket adjacent to the West Don Parklands, this bright and beautifully maintained 4+3 bedroom, 3 bathroom detached family home is located on a coveted street in a highly desirable family-friendly neighbourhood. Expansive living, dining and family rooms are an entertainer's dream, while the eat-in kitchen and laundry rooms feature generous storage. Large windows throughout flood the home with natural light creating bright and inviting living spaces at every turn. With four bedrooms on the top floors plus an additional three in the basement, this home offers tremendous flexibility for guests and home offices. Thoughtful features including a gas fireplace, a double car garage and parking for four additional vehicles offer exceptional everyday comfort and convenience. Solid bones, wide rooms and light filled midcentury design are brimming with potential and the perfect canvas for cosmetic upgrades. Set on a premium pool-sized lot with 65' of frontage and located west of Bathurst with over 4,000 sqft of total interior living area, this rare property provides a wonderful sense of space. Step outside to an exceptional backyard retreat, where a large terrace, lush grassy lawn, and mature landscaping combine to create a private setting for entertaining, family gatherings, and quiet moments alike. Ideally located steps to the Prosserman JCC, parks, Earl Bales trails, TTC and excellent schools, this is an ideal home for families seeking both tranquility and ease in a sought-after enclave with a strong sense of community. Do not miss this very special opportunity!

Key facts

Property type
Detached, Backsplit 4
MLS®
C13213732
Bedrooms
7 (4 + 3)
Bathrooms
3
Size
2500-3000
Lot
65 × 123.5 ft
Cross streets
Bathurst & Sheppard
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,370 / 2025
Days on market
49
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED
Moe’s TakeTeam Asgarian · Broker
In the wider range
$1.69Mest. value

Listed at $1,565,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.50M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.69M
  • Bedrooms +$60K
  • Bathrooms −$15K
  • Adjusts to $1.73M

That comparable adjusts to $1.73M; the $1.69M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Willowdale Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Bathurst St at Blue Flag Gate is about a 3-minute walk away.

List price
$1.45MGreat deal$1.76MOverpriced

Total price vs nearby homes. Fair value about $1.69M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Weigh carefully
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.73Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

46 Euclid Avenue$2.70M59 Princemere Crescent$1.74M12 Bingley Road$1000k49 Butterworth Avenue$1.39M10B Holmstead Avenue$1.80M

The 5 closest of 6 active listings nearby.

See all comparable homes
1.56MThis home2.70M1.74M1000k1.39M1.80MThis home vs active comparables
Live market pulseActive comparables in Westminster-Branson · median list $1.69M
$569this home / sqft
6active listings nearby
49days on market

This home lists 3% above the area average of $553/sqft.

48 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Westminster-Branson, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

59/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Bathurst St at Blue Flag Gate, about 261 m away

20+ transit stops1 grocery20+ dining16 parks6 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M
Lawrence Park South
$2.14M
High Park-Swansea
$4.99M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Yorkview Public School
52%
Yorkview Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 52% meet the provincial standard

Affordability & Mortgage

Affordability
$7,133/mo
$297KIncome needed
5.3×Price ÷ income
$1,646Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,133Property tax $698Total carry $7,830

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,681per month

Mortgage amount $1,252,000 · 4.14% over 25 years

$313,000Down payment (20.0%)
$1,252,000Loan before insurance
$0CMHC premium
$7,379Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,681
Property tax
$698
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,379

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$27,775
Toronto municipal land transfer tax
$27,775
Estimated closing costs
$55,550

Plus your down payment of $313,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,115/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$752,341Total interest paid
$2,004,341Total of all payments
Principal $1,252,000 Interest $752,341
YearPrincipalInterestBalance
1$29,330$50,844$1,222,670
2$30,557$49,617$1,192,113
3$31,835$48,339$1,160,278
4$33,167$47,007$1,127,111
5$34,554$45,620$1,092,558
6$35,999$44,174$1,056,558
7$37,505$42,669$1,019,053
8$39,074$41,100$979,979
9$40,708$39,465$939,271
10$42,411$37,763$896,860
11$44,185$35,989$852,675
12$46,033$34,140$806,642
13$47,959$32,215$758,683
14$49,965$30,209$708,718
15$52,055$28,119$656,664
16$54,232$25,942$602,432
17$56,501$23,673$545,931
18$58,864$21,310$487,067
19$61,326$18,848$425,741
20$63,891$16,282$361,850
21$66,564$13,610$295,286
22$69,348$10,826$225,938
23$72,249$7,925$153,690
24$75,271$4,903$78,419
25$78,419$1,754$0

At the end of your 5-year term

Total paid over the term
$400,868
Principal paid down
$159,442
Interest paid
$241,426
Balance remaining
$1,092,558

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $8,370− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,300

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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