2902-330 Richmond Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13215430

$1,775,000
For Sale
Listed 55 days ago
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2Bedrooms
2Bathrooms
2Garage
1400-1599Sq Ft

About this home

Unobstructed South Views Of The Toronto Skyline And Lake in the Heart of the City! Stunning 2 Bedroom And 2 Bathroom Corner Unit With Two Separate Balconies. 10Ft Ceilings. $$$ Spent On Professional Interior Upgrades And Design. Stunning Chef's Gourmet Dream Kit W/ W/O To Sprawling Terrace. Entertainers Dream Open Concept Dining Rm & Living Rm. Luxurious Primary Bedroom W/ Incredible 4Pc Ensuite With W/I Closet. Beautiful Oak Hardwood Floors Throughout. Walk To Some Of The City's Best Restaurants, Cafes & Shopping. This Is Downtown Toronto Living At Its Finest!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13215430
Bedrooms
2
Bathrooms
2
Size
1400-1599
Cross streets
Richmond St W/Peter St
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,502/mo
Exposure
South West
Property tax
$14,000 / 2026
Days on market
55
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Living RoomFlat6.74 × 3.54 m

w/o to balcony · pot lights

Dining RoomFlat6.74 × 3.54 m

w/o to balcony · pot lights · north view

FoyerFlat4.50 × 2.03 m

pot lights · double closet · hardwood floor

Primary BedroomFlat5.44 × 4.06 m

w/o to balcony · walk-in closet(s) · ensuite bath

BedroomFlat

hardwood floor · pot lights · mirrored closet

KitchenFlat4.73 × 4.23 m

backsplash · stainless steel appl · centre island

Our TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Comparable listingsCurrently listed nearby · asking prices
$1.51Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

406-1 Strathgowan Avenue$1.60M403-1 Ripley Avenue$929k737-3600 Yonge Street$2.00M

The 3 closest active listings nearby.

See all comparable homes
1.77MThis home1.60M929k2.00MThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $1.25M
$1,184this home / sqft
5active listings nearby
55days on market
100sold nearby · 90 days
$596Kmedian sold price
96%of asking, on average

This home lists 3% above the area average of $1,145/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$611K
Niagara
$550K
Bay Street Corridor
$638K
Moss Park
$894K
Mimico
$524K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$8,090/mo
$379KIncome needed
4.7×Price ÷ income
$1,867Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $8,090Property tax $1,167Condo fee $1,502Total carry $10,759

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,578per month

Mortgage amount $1,420,000 · 4.14% over 25 years

$355,000Down payment (20.0%)
$1,420,000Loan before insurance
$0CMHC premium
$10,246Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,578
Property tax
$1,167
Condo / maintenance fees
$1,502
Heating
$0
Estimated monthly cost
$10,246

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$31,975
Toronto municipal land transfer tax
$31,975
Estimated closing costs
$63,950

Plus your down payment of $355,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,204/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$853,294Total interest paid
$2,273,294Total of all payments
Principal $1,420,000 Interest $853,294
YearPrincipalInterestBalance
1$33,266$57,666$1,386,734
2$34,657$56,275$1,352,077
3$36,107$54,825$1,315,970
4$37,617$53,315$1,278,353
5$39,191$51,741$1,239,163
6$40,830$50,102$1,198,333
7$42,538$48,394$1,155,795
8$44,317$46,615$1,111,478
9$46,171$44,761$1,065,307
10$48,102$42,830$1,017,205
11$50,114$40,818$967,091
12$52,210$38,722$914,881
13$54,394$36,538$860,487
14$56,669$34,262$803,818
15$59,040$31,892$744,778
16$61,509$29,423$683,269
17$64,082$26,850$619,187
18$66,762$24,169$552,425
19$69,555$21,377$482,869
20$72,464$18,467$410,405
21$75,496$15,436$334,910
22$78,653$12,278$256,256
23$81,943$8,988$174,313
24$85,371$5,561$88,942
25$88,942$1,990$0

At the end of your 5-year term

Total paid over the term
$454,659
Principal paid down
$180,837
Interest paid
$273,821
Balance remaining
$1,239,163

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
1.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $14,000− Condo fees $18,024− Insurance $600− Vacancy & upkeep $6,270Net operating income $18,106

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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