17 Heathcote Avenue, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13218926

$5,600,000
For Sale
Listed 47 days ago
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10Bedrooms
9Bathrooms
5Garage · 16 parking
5,000Sq Ft

About this home

Luxurious 8+2 bedroom with 5 bedrooms on second floor and 3 additional rooms on a private third floor. Stone front, located in prestigious Bayview and York Mills area. This unique home features over 10,870 square feet of Living Area with over 7,100 Sq ft above the ground. Large lot with over 100 feet frontage, huge garage (1,300 SQFT) that fits 5+ cars. Magnificent 2 storey hallway , 3 air conditioners, 4 year-old roof with 15 year warranty. Master bedroom with dream newly built walk-in closet, and with a fabulous lounge with a fireplace. Main kitchen with attached private prep (wok) kitchen equipped with appliances is a chef's dream, and perfect for entertaining. 3 skylights, front main and service entrance. Great house for entertainment, in finest school district and in vicinity of the City's finest private schools and the Granite club. Proximity to Hwy 401/DVP and subway lines. Third floor bedrooms can be ideal for multigenerational families or for families/guests wanting a private upper floor.

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
C13218926
Bedrooms
10 (8 + 2)
Bathrooms
9 (3 half)
Size
5,000 sq ft
Lot
100 × 125 ft
Cross streets
Bayview/York Mills
Parking
5 garage · 16 parking (built-in)
Driveway
Circular Drive
Basement
Finished
Kitchens
3 (2 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$26,031 / 2025
Days on market
47
Listing brokerage
REALTY WAY CORPORATION

Rooms

Primary BedroomSecond6.28 × 4.96 m

6 pc ensuite · hardwood floor · walk-in closet(s)

RecreationBasement8.77 × 7.68 m

fireplace · parquet · carpet free

Game RoomBasement6.40 × 3.40 m

Parquet

Exercise RoomBasement4.48 × 4.14 m

hardwood floor · sauna

BedroomThird4.32 × 4.22 m

hardwood floor · closet

Bedroom 2Second5.06 × 4.39 m

semi ensuite · closet · hardwood floor

BedroomBasement4.63 × 3.41 m

hardwood floor · closet

Bedroom 4Second4.81 × 4.26 m

3 pc ensuite · hardwood floor · double closet

Living RoomGround6.90 × 4.57 m

combined w/dining · hardwood floor · moulded ceiling

SittingGround7.10 × 3.96 m

semi ensuite · hardwood floor · fireplace

FoyerGround10.78 × 5.57 m
BedroomThird6.40 × 4.00 m

hardwood floor · walk-in closet(s) · walk-out

Bedroom 3Second5.57 × 3.23 m

semi ensuite · hardwood floor · closet

BedroomBasement3.96 × 3.52 m

hardwood floor · closet

KitchenGround7.10 × 4.87 m

walk-out · b/i appliances · overlooks garden

KitchenGround3.44 × 2.74 m

B/I Range

OfficeGround4.87 × 3.13 m

b/i bookcase · wood trim · hardwood floor

Dining RoomGround6.09 × 4.90 m

hardwood floor · combined w/living · moulded ceiling

BedroomThird4.32 × 4.26 m

hardwood floor · walk-in closet(s)

Family RoomGround6.12 × 4.14 m

b/i appliances · b/i bookcase · moulded ceiling

Bedroom 5Second4.81 × 4.26 m

4 pc ensuite · hardwood floor · double closet

Moe’s TakeTeam Asgarian · Broker
In the wider range
$5.87Mest. value

Listed at $5,600,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 80 similar homes nearby, adjusted for size, beds, and baths.Median of 80 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $5.30M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $10.20M
  • Bedrooms +$90K
  • Adjusts to $10.29M

That comparable adjusts to $10.29M; the $5.87M estimate above is the median of all 80 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Bayview Ave at Heathcote Ave is about a 3-minute walk away.

List price
$5.14MGreat deal$6.84MOverpriced

Total price vs nearby homes. Fair value about $5.87M, median of 80 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Primary suite: a key comfort and resale feature.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in St. Andrew-Windfields · asking prices
$10.88Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

101 Forest Heights Boulevard$10.88M

The 1 closest active listing nearby.

See all comparable homes
5.60MThis home10.88MThis home vs active comparables
Live market pulseActive comparables in St. Andrew-Windfields · median list $4.75M
$1,120this home / sqft
83active listings nearby
47days on market

This home lists 10% below the area average of $1,249/sqft.

46 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

62/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Bayview Ave at Heathcote Ave, about 230 m away

20+ transit stops1 grocery5 dining16 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
Wexford-Maryvale
$865K
High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Harrison Public School
82%
Harrison Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 82% meet the provincial standard
Park Lane Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$25,523/mo
$1042KIncome needed
5.4×Price ÷ income
$5,890Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $25,523Property tax $2,169Total carry $27,692

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$23,907per month

Mortgage amount $4,480,000 · 4.14% over 25 years

$1,120,000Down payment (20.0%)
$4,480,000Loan before insurance
$0CMHC premium
$26,076Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$23,907
Property tax
$2,169
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$26,076

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$126,475
Toronto municipal land transfer tax
$174,475
Estimated closing costs
$300,950

Plus your down payment of $1,120,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$29,037/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,692,083Total interest paid
$7,172,083Total of all payments
Principal $4,480,000 Interest $2,692,083
YearPrincipalInterestBalance
1$104,951$181,932$4,375,049
2$109,341$177,542$4,265,708
3$113,914$172,969$4,151,794
4$118,679$168,204$4,033,114
5$123,643$163,240$3,909,471
6$128,815$158,068$3,780,656
7$134,203$152,680$3,646,452
8$139,817$147,066$3,506,635
9$145,665$141,218$3,360,970
10$151,758$135,125$3,209,212
11$158,106$128,777$3,051,105
12$164,719$122,164$2,886,386
13$171,609$115,274$2,714,777
14$178,788$108,096$2,535,989
15$186,266$100,617$2,349,723
16$194,057$92,826$2,155,666
17$202,174$84,709$1,953,492
18$210,631$76,252$1,742,861
19$219,441$67,442$1,523,419
20$228,620$58,263$1,294,799
21$238,183$48,700$1,056,616
22$248,146$38,737$808,470
23$258,525$28,358$549,945
24$269,339$17,544$280,605
25$280,605$6,278$0

At the end of your 5-year term

Total paid over the term
$1,434,417
Principal paid down
$570,529
Interest paid
$863,888
Balance remaining
$3,909,471

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$10,500/mo
$126,000Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $26,031− Insurance $1,400− Vacancy & upkeep $13,860Net operating income $84,709

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY WAY CORPORATION. MLS®/PropTx.

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