89 Oriole Parkway, Toronto, ON

Yonge-St. Clair, Toronto · MLS® C13221044

$2,125,000
For Sale
Listed 52 days ago
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8Bedrooms
6Bathrooms
2Garage · 6 parking
3500-5000Sq Ft

About this home

Welcome to this exceptionally spacious midtown duplex, offering two 3-bedroom units of approximately 1,800 sq. ft. each, plus a fully finished 2-bedroom, 1-bathroom basement suite. With 3,595 sq. ft. above grade (MPAC), this property provides remarkable living space and versatility. Ideally located steps from local amenities and a short walk to both Davisville and St. Clair subway stations, with a bus stop at the door, this home offers unbeatable convenience. Enjoy nearby walking trails, Oriole Park, shops, eateries, and grocery stores, all within minutes. Features include original hardwood floors, spacious living and dining rooms, eat-in kitchens, private driveway, and double car garage. Fantastic location and outstanding value.

Key facts

Property type
Other, 2-Storey
MLS®
C13221044
Bedrooms
8 (6 + 2)
Bathrooms
6
Size
3500-5000
Lot
40.25 × 107 ft
Cross streets
Oriole Parkway & Chaplin
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Apartment
Kitchens
3 (2 + 1)
Heating
Water
A/C
None
Exterior
Brick
Foundation
Other
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$11,093 / 2026
Days on market
52
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

KitchenLower4.77 × 4.75 m

laminate · stainless steel appl · window

KitchenSecond5.03 × 2.87 m

tile floor · stainless steel appl · eat-in kitchen

Primary BedroomMain4.90 × 4.62 m

hardwood floor · walk-out · 3 pc ensuite

Bedroom 3Second3.66 × 2.87 m

hardwood floor · window · closet

Dining RoomMain5.16 × 3.66 m

hardwood floor · window · overlooks living

Bedroom 2Second4.11 × 3.53 m

hardwood floor · window · closet

Bedroom 2Main4.01 × 3.48 m

hardwood floor · window · closet

Living RoomSecond6.25 × 4.37 m

hardwood floor · large window · fireplace

Living RoomLower4.75 × 4.42 m

laminate · window

KitchenMain5.05 × 2.92 m

tile floor · stainless steel appl · eat-in kitchen

BedroomLower4.06 × 2.72 m

laminate · window · closet

Bedroom 3Main3.63 × 2.85 m

hardwood floor · window · closet

Dining RoomSecond5.26 × 3.66 m

hardwood floor · window · overlooks living

BedroomLower4.77 × 4.75 m

laminate · window · closet

Living RoomMain6.12 × 4.73 m

hardwood floor · bay window · french doors

Primary BedroomSecond4.60 × 3.71 m

hardwood floor · walk-out · 3 pc ensuite

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On schools, this address is zoned for North Toronto Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby in Yonge-St. Clair · asking prices
$2.44Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

147 Farnham Avenue$2.44M

The 1 closest active listing nearby.

See all comparable homes
2.13MThis home2.44MThis home vs active comparables
Live market pulseActive comparables in Yonge-St. Clair · median list $1.23M
$500this home / sqft
62active listings nearby
52days on market
96sold nearby · 90 days
$3.11Mmedian sold price
96%of asking, on average

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Yonge-St. Clair, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$592K
Yorkdale-Glen Park
$1.18M
Weston-Pellam Park
$499K
Waterfront Communities C1
$558K
Greenwood-Coxwell
$1000K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Deer Park Junior and Senior Public School
84%
Deer Park Junior and Senior Public SchoolPublic · Elementary · 1.1 km awayHigher-rated than most nearby · 84% meet the provincial standard

Affordability & Mortgage

Affordability
$9,685/mo
$402KIncome needed
5.3×Price ÷ income
$2,235Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $9,685Property tax $924Total carry $10,609

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,072per month

Mortgage amount $1,700,000 · 4.14% over 25 years

$425,000Down payment (20.0%)
$1,700,000Loan before insurance
$0CMHC premium
$9,996Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,072
Property tax
$924
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,996

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$39,600
Toronto municipal land transfer tax
$39,600
Estimated closing costs
$79,200

Plus your down payment of $425,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$11,019/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,021,549Total interest paid
$2,721,549Total of all payments
Principal $1,700,000 Interest $1,021,549
YearPrincipalInterestBalance
1$39,825$69,037$1,660,175
2$41,491$67,371$1,618,684
3$43,226$65,636$1,575,457
4$45,035$63,827$1,530,423
5$46,918$61,944$1,483,505
6$48,881$59,981$1,434,624
7$50,925$57,937$1,383,698
8$53,056$55,806$1,330,643
9$55,275$53,587$1,275,368
10$57,587$51,275$1,217,781
11$59,996$48,866$1,157,786
12$62,505$46,357$1,095,280
13$65,120$43,742$1,030,161
14$67,843$41,018$962,317
15$70,681$38,181$891,636
16$73,638$35,224$817,998
17$76,718$32,144$741,280
18$79,927$28,935$661,353
19$83,270$25,592$578,083
20$86,753$22,109$491,330
21$90,382$18,480$400,948
22$94,163$14,699$306,785
23$98,101$10,761$208,684
24$102,205$6,657$106,480
25$106,480$2,382$0

At the end of your 5-year term

Total paid over the term
$544,310
Principal paid down
$216,495
Interest paid
$327,814
Balance remaining
$1,483,505

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
3.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $11,093− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $66,005

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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