182 McNicoll Avenue, Toronto, ON

Hillcrest Village, Toronto · MLS® C13221592

$1,380,000
For Sale
Listed 46 days ago
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5Bedrooms
2Bathrooms
2Garage · 6 parking
1100-1500Sq Ft

About this home

Highly Demanded location with a premium lot size of 50' X 154' located in Prime North York neighborhood near the high rank schools: A Y Jackson Secondary School (9 - 12); Hillmount Public School (JK - 5); Highland Middle School. Property is functional backsplit style that is perfect for family home and added potential rental unit in the basement with its own separate side entrance. Solid detached brick house built with 3 bedrooms on upper floor + The self-contained unit in the basement which contained 2 bedrooms, 3pc bathroom and 1 kitchen living space. The subject property is only 950M away from the Seneca Polytechnic Newnham Campus, or 6 houses away from the TTC buses on Don Mills Road - easy access to Don Mills Station at Fairview Mall. This lovely home is modernized with 3/4" hardwood floor, modernized kitchen with granite counter, led ceiling lights, thermal windows, etc. Double driveway for 4 vehicles + a double garage.

Key facts

Property type
Detached, Backsplit 3
MLS®
C13221592
Bedrooms
5 (3 + 2)
Bathrooms
2
Size
1100-1500
Lot
55 × 154 ft
Cross streets
Don Mills/McNicoll
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$6,772 / 2025
Days on market
46
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 2Upper2.92 × 2.84 m

hardwood floor · closet

BreakfastMain2.68 × 2.54 m

porcelain floor · side door · window

KitchenBasement3.63 × 2.47 m

laminate · combined w/dining · double sink

Primary BedroomUpper4.00 × 3.23 m

hardwood floor · closet · 4 pc bath

KitchenMain2.97 × 2.68 m

modern kitchen · granite counters · window

Bedroom 5Basement2.93 × 2.73 m

laminate · window · closet

LaundryBasement0.00 × 0.00 m

vinyl floor · window

Bedroom 3Upper2.97 × 2.80 m

hardwood floor · closet

Bedroom 4Basement3.63 × 2.53 m

laminate · window · 3 pc bath

Dining RoomBasement0.00 × 0.00 m

laminate · combined w/kitchen

Dining RoomMain2.90 × 2.80 m

hardwood floor · open concept · window

Living RoomMain4.50 × 3.63 m

hardwood floor · led lighting · window

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$1.25Mest. value

Listed at $1,380,000, this home is tracking about 10% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.32M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.29M
  • Bathrooms −$30K
  • Adjusts to $1.26M

That comparable adjusts to $1.26M; the $1.25M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Hillmount Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. McNicoll Ave at Bedle Ave is about a 1-minute walk away.

List price
$827KGreat deal$1.38MOverpriced

Total price vs nearby homes. Fair value about $1.25M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Hillcrest Village · asking prices
$1.43Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

119 McNicoll Avenue$1.25M14 Cherrystone Drive$1.29M56 Willesden Road$1.74M

The 3 closest active listings nearby.

See all comparable homes
1.38MThis home1.25M1.29M1.74MThis home vs active comparables
Live market pulseActive comparables in Hillcrest Village · median list $1.74M
$1,062this home / sqft
6active listings nearby
46days on market

This home lists 23% above the area average of $865/sqft.

45 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Hillcrest Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

69/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: McNicoll Ave at Bedle Ave, about 66 m away

20+ transit stops5 grocery20+ dining19 parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
Cliffcrest
$1.51M
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Hillmount Public School
89%
Hillmount Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 89% meet the provincial standard
St. MatthiasEQAO results not published

Affordability & Mortgage

Affordability
$6,290/mo
$261KIncome needed
5.3×Price ÷ income
$1,451Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,290Property tax $564Total carry $6,854

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,891per month

Mortgage amount $1,104,000 · 4.14% over 25 years

$276,000Down payment (20.0%)
$1,104,000Loan before insurance
$0CMHC premium
$6,456Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,891
Property tax
$564
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,456

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,075
Toronto municipal land transfer tax
$24,075
Estimated closing costs
$48,150

Plus your down payment of $276,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,156/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$663,406Total interest paid
$1,767,406Total of all payments
Principal $1,104,000 Interest $663,406
YearPrincipalInterestBalance
1$25,863$44,833$1,078,137
2$26,945$43,752$1,051,192
3$28,072$42,624$1,023,121
4$29,246$41,450$993,875
5$30,469$40,227$963,405
6$31,744$38,952$931,662
7$33,072$37,625$898,590
8$34,455$36,241$864,135
9$35,896$34,800$828,239
10$37,398$33,299$790,841
11$38,962$31,734$751,880
12$40,592$30,105$711,288
13$42,289$28,407$668,999
14$44,058$26,638$624,940
15$45,901$24,795$579,039
16$47,821$22,875$531,218
17$49,822$20,875$481,396
18$51,905$18,791$429,491
19$54,077$16,620$375,414
20$56,339$14,358$319,075
21$58,695$12,001$260,380
22$61,150$9,546$199,230
23$63,708$6,988$135,522
24$66,373$4,323$69,149
25$69,149$1,547$0

At the end of your 5-year term

Total paid over the term
$353,481
Principal paid down
$140,595
Interest paid
$212,887
Balance remaining
$963,405

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.2%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $6,772− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,392

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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