285 Brunswick Avenue, Toronto, ON

University, Toronto · MLS® C13222442

$2,099,000
For Sale
Listed 46 days ago
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3Bedrooms
2Bathrooms
2Garage
1500-2000Sq Ft

About this home

Iconic Annex address meets inspired design in this exceptional 2-storey semi-detached on one of Toronto's most beloved streets. Soaring through three beautifully appointed levels, this 3 bedroom, 2 bathroom home masterfully blends Victorian character with thoughtful modern upgrades.A charming courtyard entrance welcomes you home - a rare and private approach that sets the tone before you even step inside.The grand main floor impresses immediately. A sprawling open-concept living/ dining room features a statement fireplace and bay window, flowing seamlessly into a chef's kitchen anchored by a professional Wolf range and stainless steel appliances. A sun-drenched family room with floor-to-ceiling windows overlooks the garden, while the sliding doors step right onto your deck and an idyllic backyard oasis - lush, private, and made for entertaining. Upstairs, the primary suite offers a generous layout, large closet, and a spa-worthy 5-piece ensuite. A dedicated walk-in dressing room and second bedroom complete the floor. The third level delivers a dramatic bedroom retreat beneath a vaulted ceiling and skylight. The partially finished basement adds valuable flex space, and with laneway housing potential (information attached), the upside here is exceptional. Steps to Bloor Street's finest dining, boutiques, U of T, and transit. Within reach of some of Toronto's most sought after schools. Two-car laneway garage. Homes of this calibre simply don't come along often.

Key facts

Property type
Semi-Detached, 2 1/2 Storey
MLS®
C13222442
Bedrooms
3
Bathrooms
2
Size
1500-2000
Lot
18 × 120 ft
Cross streets
Bloor & Spadina
Parking
2 garage (detached)
Driveway
Lane
Basement
Full, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$9,539 / 2025
Days on market
46
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Primary BedroomSecond4.90 × 3.30 m
Bedroom 3Third4.85 × 4.57 m
LaundryBasement8.79 × 4.32 m
Dining RoomMain9.99 × 3.63 m
Living RoomMain9.99 × 3.63 m
Bedroom 2Second4.62 × 3.40 m
KitchenMain4.93 × 3.45 m
BathroomSecond0.00 × 0.00 m
BathroomSecond0.00 × 0.00 m
Cold Room/CantinaBasement3.10 × 3.02 m
Family RoomMain3.45 × 3.40 m
FoyerMain0.00 × 0.00 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bloor St West at Brunswick Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Worth verifying
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$1.36Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

236 Seaton Street$1.43M45 Grant Street$1.80M21 Bertmount Avenue$1.20M475 Shaw Street$1000k

The 4 closest active listings nearby.

See all comparable homes
2.10MThis home1.43M1.80M1.20M1000kThis home vs active comparables
Live market pulseActive comparables in University · median list $1.66M
$1,199this home / sqft
7active listings nearby
46days on market

This home lists 27% above the area average of $944/sqft.

42 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

University, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

87/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bloor St West at Brunswick Ave, about 63 m away

20+ transit stops14 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1000K
Corso Italia-Davenport
$951K
Mount Pleasant East
$1.28M
South Riverdale
$1.30M
Danforth
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published

Affordability & Mortgage

Affordability
$9,567/mo
$392KIncome needed
5.4×Price ÷ income
$2,208Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $9,567Property tax $795Total carry $10,361

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,961per month

Mortgage amount $1,679,200 · 4.14% over 25 years

$419,800Down payment (20.0%)
$1,679,200Loan before insurance
$0CMHC premium
$9,756Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,961
Property tax
$795
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,756

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,950
Toronto municipal land transfer tax
$38,950
Estimated closing costs
$77,900

Plus your down payment of $419,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,884/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,009,050Total interest paid
$2,688,250Total of all payments
Principal $1,679,200 Interest $1,009,050
YearPrincipalInterestBalance
1$39,338$68,192$1,639,862
2$40,983$66,547$1,598,879
3$42,698$64,832$1,556,181
4$44,484$63,046$1,511,698
5$46,344$61,186$1,465,353
6$48,283$59,247$1,417,071
7$50,302$57,228$1,366,768
8$52,406$55,124$1,314,362
9$54,598$52,932$1,259,764
10$56,882$50,648$1,202,881
11$59,262$48,268$1,143,620
12$61,740$45,790$1,081,879
13$64,323$43,207$1,017,556
14$67,013$40,517$950,543
15$69,816$37,714$880,727
16$72,737$34,793$807,990
17$75,779$31,751$732,211
18$78,949$28,581$653,262
19$82,251$25,279$571,010
20$85,692$21,838$485,318
21$89,276$18,254$396,042
22$93,010$14,520$303,032
23$96,901$10,629$206,131
24$100,954$6,576$105,177
25$105,177$2,353$0

At the end of your 5-year term

Total paid over the term
$537,650
Principal paid down
$213,847
Interest paid
$323,804
Balance remaining
$1,465,353

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $9,539− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $22,703

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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