410-90 Niagara Street, Toronto, ON

Niagara, Toronto · MLS® C13226312

$1,019,000
For Sale
Listed 46 days ago
3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Welcome to a truly exceptional two-storey executive residence in the heart of downtown Toronto, where sophisticated design, custom craftsmanship, and thoughtful functionality come together in a way rarely seen in condominium living. Extensively upgraded with virtually every enhancement imaginable, this stunning 2-bedroom plus den, 2-bath suite offers an elevated urban lifestyle without compromise.From the moment you enter, you'll appreciate the attention to detail and abundance of intelligently designed storage solutions made by SCAVOLINI seamlessly integrated throughout the home.Every inch of this residence has been curated to maximize both style and practicality, creating a space that is as functional as it is beautiful.As the surrounding neighbourhood continues to evolve into one of Toronto's most exciting and dynamic districts, these views remain timeless and mesmerizing-day or night.The open-concept living&dining areas provide an elegant setting for entertaining or unwinding, while the versatile den offers the perfect space for a home office or creative studio.A large terrace, an extension of your living space is the ideal backdrop for morning coffee, evening cocktails, or simply taking in the captivating city views that culminate in the iconic CN Tower. Despite its central location, one of this residence's most remarkable features is its exceptional tranquility, offering a peaceful retreat from the vibrant downtown. Residents enjoy access to an impressive collection of amenities designed to complement a luxury lifestyle.Perfectly positioned for convenience and connectivity, you're moments from the Gardiner Expressway, the renowned restaurants and nightlife of King Street West, and the eclectic boutiques, galleries, and cafes that make Queen Street W. This is more than a condo it's a meticulously crafted urban home that combines executive-level finishes, remarkable storage, breathtaking views and an unbeatable downtown lifestyle in one extraordinary package.

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
C13226312
Bedrooms
3 (2 + 1)
Bathrooms
2 (1 half)
Size
1000-1199
Cross streets
Bathurst St and King Street West
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Brick
Maintenance
$1,271/mo
Exposure
South
Property tax
$5,060 / 2025
Days on market
46
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Living RoomMain3.30 × 3.68 m

window floor to ceiling · open concept · b/i shelves

DenSecond1.68 × 2.29 m

b/i bookcase · large window

KitchenMain4.32 × 2.16 m

breakfast bar · stainless steel appl

Primary BedroomSecond4.39 × 2.79 m

b/i shelves · walk-in closet(s)

Dining RoomMain3.33 × 2.08 m

open concept · w/o to terrace · combined w/family

Bedroom 2Second4.06 × 2.97 m

B/I Shelves

Moe’s TakeTeam Asgarian · Broker
In the wider range
$1.01Mest. value

Listed at $1,019,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 63 similar homes nearby, adjusted for size, beds, and baths.Median of 63 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.05M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.05M
  • Adjusts to $1.05M

That comparable adjusts to $1.05M; the $1.01M estimate above is the median of all 63 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$959KGreat deal$1.04MOverpriced

Total price vs nearby homes. Fair value about $1.01M, median of 63 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Niagara · asking prices
$1.13Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

PH1001-41 Dovercourt Road$1.60M405-90 Niagara Street$728k118-1030 King Street$699k208-676 Richmond Street$1.48M

The 4 closest active listings nearby.

See all comparable homes
1.02MThis home1.60M728k699k1.48MThis home vs active comparables
Live market pulseActive comparables in Niagara · median list $640K
$927this home / sqft
67active listings nearby
46days on market

This home lists 2% above the area average of $906/sqft.

45 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$786K
Church-Yonge Corridor
$679K
Annex
$929K
Mimico
$852K
Willowdale East
$466K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Niagara Street Junior Public School
82%
Niagara Street Junior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 82% meet the provincial standard

Affordability & Mortgage

Affordability
$4,644/mo
$218KIncome needed
4.7×Price ÷ income
$1,072Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $4,644Property tax $422Condo fee $1,271Total carry $6,337

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,350per month

Mortgage amount $815,200 · 4.14% over 25 years

$203,800Down payment (20.0%)
$815,200Loan before insurance
$0CMHC premium
$6,043Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,350
Property tax
$422
Condo / maintenance fees
$1,271
Heating
$0
Estimated monthly cost
$6,043

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,855
Toronto municipal land transfer tax
$16,855
Estimated closing costs
$33,710

Plus your down payment of $203,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,284/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$489,863Total interest paid
$1,305,063Total of all payments
Principal $815,200 Interest $489,863
YearPrincipalInterestBalance
1$19,097$33,105$796,103
2$19,896$32,306$776,207
3$20,728$31,474$755,478
4$21,595$30,607$733,883
5$22,499$29,704$711,384
6$23,440$28,763$687,944
7$24,420$27,782$663,524
8$25,442$26,761$638,082
9$26,506$25,697$611,576
10$27,615$24,588$583,962
11$28,770$23,433$555,192
12$29,973$22,229$525,219
13$31,227$20,976$493,992
14$32,533$19,670$461,459
15$33,894$18,309$427,566
16$35,311$16,891$392,254
17$36,789$15,414$355,466
18$38,327$13,875$317,138
19$39,930$12,272$277,208
20$41,601$10,602$235,607
21$43,341$8,862$192,266
22$45,154$7,049$147,113
23$47,042$5,160$100,070
24$49,010$3,192$51,060
25$51,060$1,142$0

At the end of your 5-year term

Total paid over the term
$261,013
Principal paid down
$103,816
Interest paid
$157,197
Balance remaining
$711,384

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $5,060− Condo fees $15,254− Insurance $600− Vacancy & upkeep $4,488Net operating income $15,398

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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