312-20 Edgecliff Golfway, Toronto, ON

Flemingdon Park, Toronto · MLS® C13230432

$465,000
For Sale
Listed 50 days ago
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3Bedrooms
1Bathrooms
1Garage
900-999Sq Ft

About this home

Meet 312-20 Edgecliff Gfwy; a rare opportunity to secure over 900 SF of beautifully renovated living space surrounded by nature, at a price point that's becoming increasingly difficult to find in Toronto. Perched above a breathtaking canopy of mature trees with sweeping ravine & golf course views, this bright and spacious 2+1 residence offers a sense of tranquility that's hard to believe exists within the city. Bathed in natural light from its sunny E exposure, every room feels connected to the landscape beyond. What truly sets this suite apart is its unique combination of convenience and privacy. Enjoy direct access from a secure corridor just off the lobby *no elevator required* while still benefiting from an elevated vantage point and picturesque views. Inside, a comprehensive 2024 reno has transformed the space from top to bottom. Walls have been opened to create a more functional layout centred around a stunning kitchen with quartz countertops, custom cabinetry, and a generous island for gathering with family & friends. New flooring, an oversized in-suite laundry w/ full-size W&D, & updated electrical panel complete the package. For young families, the setting is exceptional. A nearby playground tucked beneath the trees, expansive green space, walking trails, & a community atmosphere create the perfect backdrop for everyday life. For downsizers, it's an opportunity to simplify without sacrificing space, comfort, or connection to nature. Even better, the all-inclusive maint. fees cover virtually everything, offering exceptional value and predictable monthly living costs. Residents also enjoy access to abundant visitor parking, and a quiet, established community where neighbours tend to stay for years. Morning coffee overlooking the ravine. Evening walks beneath the trees. The convenience of condo living without feeling surrounded by concrete. This is the kind of home that offers more space, value, and lifestyle than most buyers expect to find in today's market.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13230432
Bedrooms
3 (2 + 1)
Bathrooms
1
Size
900-999
Cross streets
DVP x Eglinton
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$827/mo
Exposure
East
Property tax
$1,591 / 2025
Days on market
50
Listing brokerage
FOX MARIN ASSOCIATES LTD.

Rooms

KitchenFlat2.58 × 3.30 m

centre island · renovated · stone counters

Primary BedroomFlat3.13 × 4.86 m

walk-in closet(s) · hardwood floor · large window

Bedroom 2Flat2.77 × 3.87 m

hardwood floor · large closet · large window

FoyerFlat1.85 × 1.71 m

closet · walk through · hardwood floor

Living RoomFlat3.31 × 5.68 m

hardwood floor · open concept · w/o to terrace

Dining RoomFlat2.56 × 5.34 m

hardwood floor · open concept · large window

DenFlat2.56 × 5.34 m

hardwood floor · open concept · combined w/living

Moe’s TakeTeam Asgarian · Broker
Below comparables
$592Kest. value

Listed at $465,000, this home is about 21% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($490/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

In Flemingdon Park lately, sellers have been getting about 97% of asking and homes sell in about 34 days.

Based on 84 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 84 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $342K, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $752K
  • Bathrooms −$8K
  • Adjusts to $744K

That comparable adjusts to $744K; the $592K estimate above is the median of all 84 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Gateway Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$465KGreat deal$694KOverpriced

Total price vs nearby homes. Fair value about $592K, median of 84 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Elevator: rare and valuable for accessibility and resale. Lifestyle
Comparable listingsCurrently listed nearby in Flemingdon Park · asking prices
$482kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1202-20 Edgecliff Golfway$485k715-5 Shady Golfway$489k815-10 Edgecliffe Golfway$455k906-725 Don Mills Road$499k1904-10 Sunny Glen Way$480k

The 5 closest of 8 active listings nearby.

See all comparable homes
465kThis home485k489k455k499k480kThis home vs active comparables
Live market pulseActive comparables in Flemingdon Park · median list $485K
$490this home / sqft
36active listings nearby
50days on market
89sold nearby · 90 days
$580Kmedian sold price
97%of asking, on average

This home lists 1% above the area average of $485/sqft.

49 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Flemingdon Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$519K
Church-Yonge Corridor
$627K
Bay Street Corridor
$471K
Willowdale East
$634K
Waterfront Communities C8
$719K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gateway Public School
54%
Gateway Public SchoolPublic · Elementary · 1.0 km awayBelow the GTA average · 54% meet the provincial standard

Affordability & Mortgage

Affordability
$2,119/mo
$104KIncome needed
4.5×Price ÷ income
$489Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $2,119Property tax $133Condo fee $827Total carry $3,079

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,985per month

Mortgage amount $372,000 · 4.14% over 25 years

$93,000Down payment (20.0%)
$372,000Loan before insurance
$0CMHC premium
$2,945Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,985
Property tax
$133
Condo / maintenance fees
$827
Heating
$0
Estimated monthly cost
$2,945

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,775
Toronto municipal land transfer tax
$5,775
Estimated closing costs
$11,550

Plus your down payment of $93,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,411/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$223,539Total interest paid
$595,539Total of all payments
Principal $372,000 Interest $223,539
YearPrincipalInterestBalance
1$8,715$15,107$363,285
2$9,079$14,742$354,206
3$9,459$14,363$344,747
4$9,855$13,967$334,893
5$10,267$13,555$324,626
6$10,696$13,125$313,929
7$11,144$12,678$302,786
8$11,610$12,212$291,176
9$12,095$11,726$279,081
10$12,601$11,220$266,479
11$13,128$10,693$253,351
12$13,678$10,144$239,673
13$14,250$9,572$225,423
14$14,846$8,976$210,578
15$15,467$8,355$195,111
16$16,114$7,708$178,997
17$16,788$7,034$162,210
18$17,490$6,332$144,720
19$18,221$5,600$126,498
20$18,984$4,838$107,515
21$19,778$4,044$87,737
22$20,605$3,217$67,132
23$21,467$2,355$45,665
24$22,365$1,457$23,300
25$23,300$521$0

At the end of your 5-year term

Total paid over the term
$119,108
Principal paid down
$47,374
Interest paid
$71,734
Balance remaining
$324,626

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
4.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.9%
Gross yield
− Property tax $1,591− Condo fees $9,919− Insurance $600− Vacancy & upkeep $4,026Net operating income $20,464

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOX MARIN ASSOCIATES LTD.. MLS®/PropTx.

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