1109-5 Northtown Way, Toronto, ON

Willowdale East, Toronto · MLS® C13233932

$598,888
For Sale
Listed 51 days ago
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2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Welcome to refined urban living in the heart of Willowdale East. This beautifully designed 1-bedroom + den condo offers the perfect balance of style, comfort, and functionality. Featuring hardwood flooring throughout and sleek stainless steel appliances, the space delivers a modern and sophisticated feel from the moment you enter. The versatile den is ideal for a home office, guest space, or cozy reading area, providing added flexibility to suit your lifestyle. Perfectly situated just steps from the TTC, grocery stores, community centre's, and an incredible selection of restaurants, this location truly has it all. Located at the vibrant intersection of Yonge and Finch, residents enjoy unbeatable convenience with Finch Subway Station only moments away, offering seamless access to downtown Toronto and beyond. Whether you're a professional, investor, or first-time buyer, this condo presents an exceptional opportunity to experience city living at its finest. Don't miss your chance to call this stunning condo home - book your private viewing today!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13233932
Bedrooms
2 (1 + 1)
Bathrooms
2
Size
800-899
Cross streets
Yonge/Finch
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$639/mo
Exposure
North East
Property tax
$2,400 / 2025
Days on market
51
Listing brokerage
EXP REALTY

Rooms

DenMain2.67 × 2.60 m

hardwood floor · separate room · closet

KitchenMain2.74 × 2.43 m

ceramic floor · stainless steel appl · granite counters

Dining RoomMain5.69 × 4.37 m

hardwood floor · combined w/living · open concept

Primary BedroomMain3.96 × 3.20 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Living RoomMain5.69 × 4.37 m

hardwood floor · combined w/dining · open concept

Our TakeTeam Asgarian · Broker
In line
$594Kest. value

Listed at $598,888, and my independent estimate is right in line with comparable homes.

In Willowdale East lately, sellers get about 97% of asking; homes sell in ~36 days.

List price
$542KGreat deal$602KOverpriced

Total price vs nearby homes. Fair value about $594K, median of 12 comparables.

How this estimate is builtthe short version

I take the 12 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $507K, a bit lower.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Cummer Valley Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 12 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby · asking prices
$524kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

212-3220 Sheppard Avenue$488k723-5233 Dundas Street$565k910-2191 Yonge Street$589k909-205 Frederick Street$550k604-4 Park VISTA Crescent$430k

The 5 closest active listings nearby.

See all comparable homes
599kThis home488k565k589k550k430kThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $628K
$705this home / sqft
65active listings nearby
51days on market
100sold nearby · 90 days
$572Kmedian sold price
97%of asking, on average

This home lists 7% below the area average of $757/sqft.

50 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$513K
Mount Pleasant West
$589K
Tam O'Shanter-Sullivan
$409K
Annex
$798K
Bay Street Corridor
$556K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Cummer Valley Middle School
79%
Cummer Valley Middle SchoolPublic · Elementary · 1.8 km awayAbove the GTA average · 79% meet the provincial standard

Affordability & Mortgage

Affordability
$2,730/mo
$126KIncome needed
4.8×Price ÷ income
$630Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,730Property tax $200Condo fee $639Total carry $3,569

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,557per month

Mortgage amount $479,110 · 4.14% over 25 years

$119,778Down payment (20.0%)
$479,110Loan before insurance
$0CMHC premium
$3,396Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,557
Property tax
$200
Condo / maintenance fees
$639
Heating
$0
Estimated monthly cost
$3,396

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,453
Toronto municipal land transfer tax
$8,453
Estimated closing costs
$16,906

Plus your down payment of $119,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,105/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$287,903Total interest paid
$767,013Total of all payments
Principal $479,110 Interest $287,903
YearPrincipalInterestBalance
1$11,224$19,457$467,886
2$11,693$18,987$456,193
3$12,182$18,498$444,011
4$12,692$17,988$431,319
5$13,223$17,458$418,096
6$13,776$16,904$404,320
7$14,352$16,328$389,967
8$14,953$15,728$375,015
9$15,578$15,102$359,437
10$16,230$14,451$343,207
11$16,909$13,772$326,298
12$17,616$13,065$308,682
13$18,353$12,328$290,330
14$19,120$11,560$271,210
15$19,920$10,760$251,289
16$20,753$9,927$230,536
17$21,621$9,059$208,915
18$22,526$8,155$186,389
19$23,468$7,213$162,921
20$24,450$6,231$138,471
21$25,472$5,208$112,999
22$26,538$4,143$86,461
23$27,648$3,033$58,813
24$28,804$1,876$30,009
25$30,009$671$0

At the end of your 5-year term

Total paid over the term
$153,403
Principal paid down
$61,015
Interest paid
$92,388
Balance remaining
$418,096

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $2,400− Condo fees $7,670− Insurance $600− Vacancy & upkeep $3,564Net operating income $18,166

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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