9 Rose Avenue, Toronto, ON

Cabbagetown-South St. James Town, Toronto · MLS® C13234280

$1,649,000
For Sale
Listed 100 days agoNo offer date stated
3+1Bedrooms
4Bathrooms
2Parking
1500-2000Sq ft

About this home

In short

  • Welcome to 9 Rose Avenue, a stunning contemporary townhome in Historic Cabbagetown.
  • Offering parking, 3 bedrooms, 4 bathrooms, a walkout lower level, 3 private decks, and a spectacular two-level landscaped garden, this turnkey residence is perfectly...
  • At the heart of the home is a custom-designed dream kitchen featuring premium Cambria countertops and bespoke Davisville cabinetry, seamlessly connecting to the...
  • Designed for entertaining both indoors and out, the professionally landscaped backyard retreat features an irrigation system, landscape lighting, and multiple outdoor...
  • Additional highlights include heated floors, abundant storage, walkout lower-level access, and exceptional attention to detail throughout.

Welcome to 9 Rose Avenue, a stunning contemporary townhome in Historic Cabbagetown. Exceptional style, luxury finishes, and thoughtful design come together in this beautifully appointed home. Offering parking, 3 bedrooms, 4 bathrooms, a walkout lower level, 3 private decks, and a spectacular two-level landscaped garden, this turnkey residence is perfectly suited for modern city living. The spacious main floor is anchored by heated porcelain marble floors throughout, creating an elegant backdrop for everyday living and entertaining. At the heart of the home is a custom-designed dream kitchen featuring premium Cambria countertops and bespoke Davisville cabinetry, seamlessly connecting to the generous living and dining spaces. A wood-burning fireplace adds warmth and character, while large windows and walkouts invite natural light throughout. Designed for entertaining both indoors and out, the professionally landscaped backyard retreat features an irrigation system, landscape lighting, and multiple outdoor living areas, creating a private urban oasis. The versatile layout includes a private third-floor suite with its own balcony, offering an ideal space for visitors, extended family, or a luxurious space. Additional highlights include heated floors, abundant storage, walkout lower-level access, and exceptional attention to detail throughout. Located on one of Cabbagetown's most desirable streets, just steps from local shops, cafés, restaurants, parks, and the city centre, this is a rare opportunity to own a sophisticated, move-in-ready home in one of Toronto's most beloved neighbourhoods.

Key facts

Property type
Townhouse, 2 1/2 Storey
MLS®
C13234280
Bedrooms
3+1 (4 total)
Bathrooms
4
Size
1500-2000 sq ft
Lot
17.83 × 129.31 ft
Cross streets
Parliament/ Winchester St
Parking
2 parking
Driveway
Lane
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$9,600 / 2025
Days on market
100
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

BedroomSecond5.05 × 5.16 m

hardwood floor · closet · large window

RecreationLower6.44 × 5.18 m

pot lights · b/i bookcase · w/o to garden

Primary BedroomSecond5.26 × 5.18 m

hardwood floor · ensuite bath · w/o to balcony

Living RoomMain3.91 × 5.18 m

fireplace · heated floor · w/o to garden

Dining RoomMain2.84 × 5.19 m

open concept · heated floor · crown moulding

KitchenMain4.42 × 3.91 m

breakfast area · stainless steel appl · tile floor

BedroomThird3.21 × 5.18 m

hardwood floor · ensuite bath · w/o to balcony

Our TakeTeam Asgarian · Broker
In line
$1.68Mest. value

Listed at $1,649,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.68M, typically $1.51M to $1.83M. Comparable closings on their own put this home around $1.75M, which agrees with the ask, so this is a firm read.

Second read, from the city assessment: $2.03M. That is about 16% above the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.

List price
$1.51MBelow recent closings$1.83MAbove recent closings

Total price vs nearby homes. Fair value about $1.68M, median of 15 comparables.

The market behind the math:

9sold nearby · 90 days
$1.31Mmedian sold price
97%of asking, on average
−14%prices vs a year ago
~15 dayshomes like this take to sell
100days on market so far
$5,146/moest. rent · 11 leases
3.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.7 months of inventory: 5 townhouse homes for sale in the area against 9 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $942/sqft against an area asking average of $984/sqft. Size and $/sqft both feed the estimate above.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. In Cabbagetown-South St. James Town basements rarely rent out (1 of 31 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

I take the 15 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.03M, a bit higher.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Cabbagetown-South St. James Town, so I widened the search to the surrounding area.

Based on 15 comparable homes that sold in Cabbagetown-South St. James Town over the past two years, from 41 closings there.

What sellers nearby are askingCurrently listed nearby in Cabbagetown-South St. James Town · asking prices
$1.67Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $1.75M, which is where my estimate comes from.

Per square foot, these ask about $1,030/sqft; this home lists at $942/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.65MThis home1.38M1.55M1.85M1.90MThis home vs active comparables

Neighbourhood & location

Cabbagetown-South St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Riverdale
$1.30M
Annex
$2.29M
University
$1.40M
Greenwood-Coxwell
$1.15M
Trinity-Bellwoods
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.1 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Martin Catholic School(OL of Lourdes · Catholic elementary0.4 km
St Martin Catholic School (St.Martin) · Catholic secondary0.5 km
Sprucecourt Junior Public School · Public elementary0.5 km · 59% at standard
Rose Avenue Junior Public School · Public elementary0.5 km · 46% at standard
Jarvis Collegiate Institute · Public secondary0.6 km · 57% at standard
Lord Dufferin Junior and Senior Public School · Public elementary0.6 km · 55% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary0.7 km
Church Street Junior Public School · Public elementary0.8 km · 73% at standard
Native Learning Centre · Public secondary0.8 km
Rosedale Heights School of the Arts · Public secondary0.9 km · 80% at standard
Nelson Mandela Park Public School · Public elementary1.1 km · 47% at standard
CALC Secondary School · Public secondary1.3 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,516/mo
$316KIncome needed
5.2×Price ÷ income
$1,734Weekly cost
$58,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $7,516Property tax $800Total carry $8,316

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,112per month

Mortgage amount $1,319,200 · 4.24% over 25 years

$329,800Down payment (20.0%)
$1,319,200Loan before insurance
$0CMHC premium
$7,912Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,112
Property tax
$800
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,912

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,455
Toronto municipal land transfer tax
$29,455
Estimated closing costs
$58,910

Plus your down payment of $329,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$8,629/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$814,387Total interest paid
$2,133,587Total of all payments
Principal $1,319,200 Interest $814,387
YearPrincipalInterestBalance
1$30,480$54,864$1,288,720
2$31,786$53,558$1,256,934
3$33,148$52,196$1,223,786
4$34,568$50,775$1,189,218
5$36,050$49,294$1,153,168
6$37,594$47,749$1,115,574
7$39,205$46,138$1,076,369
8$40,885$44,458$1,035,484
9$42,637$42,707$992,847
10$44,464$40,880$948,383
11$46,369$38,974$902,014
12$48,356$36,987$853,658
13$50,428$34,915$803,230
14$52,589$32,755$750,641
15$54,842$30,501$695,799
16$57,192$28,151$638,606
17$59,643$25,701$578,963
18$62,199$23,145$516,765
19$64,864$20,480$451,901
20$67,643$17,700$384,258
21$70,542$14,802$313,716
22$73,564$11,779$240,152
23$76,716$8,627$163,436
24$80,004$5,340$83,432
25$83,432$1,912$0

At the end of your 5-year term

Total paid over the term
$426,717
Principal paid down
$166,032
Interest paid
$260,686
Balance remaining
$1,153,168

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 11 whole-home leases in Cabbagetown-South St. James Town$5,146/mo
$61,752Gross annual rent
2.7%Cap rate after taxes and upkeep
$4,734 to $6,366Typical rent range

About the suite: in Cabbagetown-South St. James Town basements rarely rent out (1 of 31 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 11 whole-home leases in Cabbagetown-South St. James Town signed at a median of $5,795 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,146. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.7%
Gross yield
− Property tax $9,600− Insurance $1,400− Vacancy & upkeep $6,793Net operating income $43,960

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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