9 Rose Avenue, Toronto, ON

Cabbagetown-South St. James Town, Toronto · MLS® C13234280

$1,799,000
For Sale
Listed 44 days ago
4Bedrooms
4Bathrooms
2Parking
1500-2000Sq Ft

About this home

Welcome to 9 Rose Avenue, a stunning contemporary townhome in Historic Cabbagetown. Exceptional style, luxury finishes, and thoughtful design come together in this beautifully appointed home. Offering parking, 3 bedrooms, 4 bathrooms, a walkout lower level, 3 private decks, and a spectacular two-level landscaped garden, this turnkey residence is perfectly suited for modern city living. The spacious main floor is anchored by heated porcelain marble floors throughout, creating an elegant backdrop for everyday living and entertaining. At the heart of the home is a custom-designed dream kitchen featuring premium Cambria countertops and bespoke Davisville cabinetry, seamlessly connecting to the generous living and dining spaces. A wood-burning fireplace adds warmth and character, while large windows and walkouts invite natural light throughout. Designed for entertaining both indoors and out, the professionally landscaped backyard retreat features an irrigation system, landscape lighting, and multiple outdoor living areas, creating a private urban oasis. The versatile layout includes a private third-floor suite with its own balcony, offering an ideal space for visitors, extended family, or a luxurious space. Additional highlights include heated floors, abundant storage, walkout lower-level access, and exceptional attention to detail throughout. Located on one of Cabbagetown's most desirable streets, just steps from local shops, cafés, restaurants, parks, and the city centre, this is a rare opportunity to own a sophisticated, move-in-ready home in one of Toronto's most beloved neighbourhoods.

Key facts

Property type
Townhouse, 2 1/2 Storey
MLS®
C13234280
Bedrooms
4 (3 + 1)
Bathrooms
4
Size
1500-2000
Lot
17.83 × 129.31 ft
Cross streets
Parliament/ Winchester St
Parking
2 parking
Driveway
Lane
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$9,600 / 2025
Days on market
44
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

BedroomSecond5.05 × 5.16 m

hardwood floor · closet · large window

RecreationLower6.44 × 5.18 m

pot lights · b/i bookcase · w/o to garden

Primary BedroomSecond5.26 × 5.18 m

hardwood floor · ensuite bath · w/o to balcony

Living RoomMain3.91 × 5.18 m

fireplace · heated floor · w/o to garden

Dining RoomMain2.84 × 5.19 m

open concept · heated floor · crown moulding

KitchenMain4.42 × 3.91 m

breakfast area · stainless steel appl · tile floor

BedroomThird3.21 × 5.18 m

hardwood floor · ensuite bath · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
In the wider range
$1.52Mest. value

Listed at $1,799,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.97M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.50M
  • Bathrooms +$30K
  • Adjusts to $1.52M

That comparable adjusts to $1.52M; the $1.52M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Parliament St at Winchester St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.45MGreat deal$1.88MOverpriced

Total price vs nearby homes. Fair value about $1.52M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Heated floors: comfort and a premium-finish signal.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby in Cabbagetown-South St. James Town · asking prices
$1.59Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

149 Winchester Street$1.60M347 1/2 Wellesley Street$1.50M328 Wellesley Street$1.90MB-35 Spruce Street$1.38M

The 4 closest active listings nearby.

See all comparable homes
1.80MThis home1.60M1.50M1.90M1.38MThis home vs active comparables
Live market pulseActive comparables in Cabbagetown-South St. James Town · median list $1.60M
$1,028this home / sqft
5active listings nearby
44days on market

This home lists 7% above the area average of $959/sqft.

34 days longer than the Toronto average (10 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cabbagetown-South St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

81/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Parliament St at Winchester St, about 86 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$1.27M
South Riverdale
$999K
Trinity-Bellwoods
$1.12M
Clairlea-Birchmount
$881K
Downsview-Roding-CFB
$805K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.1 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$8,199/mo
$341KIncome needed
5.3×Price ÷ income
$1,892Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $8,199Property tax $800Total carry $8,999

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,680per month

Mortgage amount $1,439,200 · 4.14% over 25 years

$359,800Down payment (20.0%)
$1,439,200Loan before insurance
$0CMHC premium
$8,480Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,680
Property tax
$800
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,480

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,455
Toronto municipal land transfer tax
$32,455
Estimated closing costs
$64,910

Plus your down payment of $359,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,328/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$864,832Total interest paid
$2,304,032Total of all payments
Principal $1,439,200 Interest $864,832
YearPrincipalInterestBalance
1$33,715$58,446$1,405,485
2$35,126$57,036$1,370,359
3$36,595$55,566$1,333,764
4$38,126$54,036$1,295,638
5$39,720$52,441$1,255,918
6$41,382$50,779$1,214,536
7$43,113$49,048$1,171,423
8$44,916$47,245$1,126,507
9$46,795$45,366$1,079,712
10$48,752$43,409$1,030,959
11$50,792$41,370$980,168
12$52,916$39,245$927,252
13$55,130$37,032$872,122
14$57,436$34,726$814,686
15$59,838$32,323$754,849
16$62,341$29,820$692,508
17$64,949$27,213$627,559
18$67,665$24,496$559,894
19$70,496$21,666$489,398
20$73,444$18,717$415,954
21$76,516$15,645$339,438
22$79,717$12,444$259,721
23$83,051$9,110$176,670
24$86,525$5,636$90,144
25$90,144$2,017$0

At the end of your 5-year term

Total paid over the term
$460,806
Principal paid down
$183,282
Interest paid
$277,524
Balance remaining
$1,255,918

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $9,600− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $22,642

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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