593 Cummer Avenue, Toronto, ON

Bayview Woods-Steeles, Toronto · MLS® C13235320

$1,998,800
For Sale
Listed 44 days ago
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4Bedrooms
5Bathrooms
2Garage · 8 parking
2000-2500Sq Ft

About this home

Professionally Renovated Top To Bottom Two-Storey Home In A Bustling Neighbourhood, Perfect Starter Home For Young Families! This Rare Find Features A Taste Of Modern Living Through Its Open Concept Layout, Sensationally Reno'd Washrooms, Stellar Kitchen With Magnificent Countertops & State-Of-The-Art Appliances & Breakfast Area Walk Out to Large New Deck and Private Backyard. New Drywall and Insulations for walls and Ceilings, New Interior & Exterior Doors, Large Size Modern Windows, New Millwork (Trims, Baseboards, Casings, Wall Units, Vanities & Closets! Stylish Door handles and Cabinet Knobs. New Hardwares. Led Potlights, Engineered Wide Quality Hardwood Floor, Glass Railings, New Staircase & Steps, Stucco Front Elevation, Epoxy Flooring for Garage, Veranda and Outside Steps. A Combined Laundry & Mudroom with Floor to Ceiling Cabinets, S/S Sink, New Machines! Comfort And Technology With Remotely Controlled Smart Home Features Such As The Smart Thermostat, Built-In Speakers, Security Cameras, And New Garage Door System! Experience A Spa-Like Retreat In The Master Bedroom With Your 6 Piece Heated Modern Master Ensuite, Beautiful Wall Panelled, And Spacious Rich Walk-In Closet! Breathtaking Bedrooms Designed With Modern Aesthetics & Functionality, Featuring Sleek Built-In Closets/Desk And Exclusively Crafted 4 Piece Bedroom Ensuites!*Every Bedroom Has Own Bathroom* Fully Finished Basement With Large Recreation Room Perfect For Entertaining, Features A Cozy Guest Bedroom and 3-Pc Bath. Easy Walking Access To Public Transit, Gorgeous Ravines & Natural Trails, And Highly Coveted Schools In The Area: AY Jackson S.S. / Zion Heights M.S.

Key facts

Property type
Detached, 2-Storey
MLS®
C13235320
Bedrooms
4 (3 + 1)
Bathrooms
5 (1 half)
Size
2000-2500
Lot
53 × 113.5 ft
Cross streets
Bayview Ave & Cummer Ave
Parking
2 garage · 8 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Brick
Foundation
Concrete
Roof
Asphalt Rolled, Asphalt Shingle
Sewer
Sewer
Property tax
$10,572 / 2025
Days on market
44
Listing brokerage
RE/MAX REALTRON BIJAN BARATI REAL ESTATE

Rooms

Dining RoomGround3.98 × 3.20 m

hardwood floor · led lighting · open concept

Bedroom 2Second4.21 × 3.31 m

4 pc ensuite · b/i closet · b/i desk

Bedroom 4Basement3.93 × 3.89 m

3 pc bath · led lighting · closet

Primary BedroomSecond4.15 × 3.55 m

6 pc ensuite · walk-in closet(s) · panelled

Family RoomMain5.55 × 4.05 m

electric fireplace · led lighting · hardwood floor

Bedroom 3Second3.78 × 3.30 m

4 pc ensuite · b/i closet · led lighting

KitchenMain4.33 × 4.07 m

centre island · led lighting · hardwood floor

LaundryGround3.35 × 1.95 m

led lighting · porcelain floor · laundry sink

Living RoomGround3.98 × 3.36 m

hardwood floor · led lighting · picture window

RecreationBasement3.88 × 3.51 m

laminate · led lighting · above grade window

Moe’s TakeTeam Asgarian · Broker
In line
$2.21Mest. value

Listed at $1,998,800, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Bayview Woods-Steeles, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.32M, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.72M
  • Adjusts to $2.72M

That comparable adjusts to $2.72M; the $2.21M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Zion Heights Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Cummer Ave at Beardmore Ave is about a 2-minute walk away.

List price
$1.47MGreat deal$2.31MOverpriced

Total price vs nearby homes. Fair value about $2.21M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$2.41Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

21 Albertus Avenue$2.72M245 Florence Avenue$2.20M10 Wingrove Hill$2.30M

The 3 closest active listings nearby.

See all comparable homes
2.00MThis home2.72M2.20M2.30MThis home vs active comparables
Live market pulseActive comparables in Bayview Woods-Steeles · median list $1.90M
$888this home / sqft
5active listings nearby
44days on market

This home lists 35% above the area average of $660/sqft.

43 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bayview Woods-Steeles, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

66/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Cummer Ave at Beardmore Ave, about 192 m away

20+ transit stops2 grocery20+ dining20+ parks6 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.90M
Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
Downsview-Roding-CFB
$1.06M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Steelesview Public School
85%
Steelesview Public SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 85% meet the provincial standard

Affordability & Mortgage

Affordability
$9,110/mo
$378KIncome needed
5.3×Price ÷ income
$2,102Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $9,110Property tax $881Total carry $9,991

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,533per month

Mortgage amount $1,599,040 · 4.14% over 25 years

$399,760Down payment (20.0%)
$1,599,040Loan before insurance
$0CMHC premium
$9,414Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,533
Property tax
$881
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,414

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,451
Toronto municipal land transfer tax
$36,451
Estimated closing costs
$72,902

Plus your down payment of $399,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,364/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$960,881Total interest paid
$2,559,921Total of all payments
Principal $1,599,040 Interest $960,881
YearPrincipalInterestBalance
1$37,460$64,937$1,561,580
2$39,027$63,370$1,522,553
3$40,659$61,738$1,481,894
4$42,360$60,037$1,439,534
5$44,132$58,265$1,395,402
6$45,978$56,419$1,349,424
7$47,901$54,496$1,301,523
8$49,905$52,492$1,251,618
9$51,992$50,405$1,199,626
10$54,167$48,230$1,145,459
11$56,433$45,964$1,089,027
12$58,793$43,604$1,030,234
13$61,252$41,145$968,981
14$63,814$38,582$905,167
15$66,484$35,913$838,683
16$69,265$33,132$769,419
17$72,162$30,235$697,257
18$75,180$27,217$622,077
19$78,325$24,072$543,752
20$81,601$20,796$462,151
21$85,014$17,383$377,136
22$88,570$13,826$288,566
23$92,275$10,122$196,291
24$96,135$6,262$100,156
25$100,156$2,241$0

At the end of your 5-year term

Total paid over the term
$511,984
Principal paid down
$203,638
Interest paid
$308,346
Balance remaining
$1,395,402

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $10,572− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $32,884

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BIJAN BARATI REAL ESTATE. MLS®/PropTx.

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