112-121 Lower Sherbourne Street, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13236592

$1,068,600
For Sale
Listed 44 days ago
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3Bedrooms
3Bathrooms
1Garage
1000-1199Sq Ft

About this home

Rare Two-Level Townhome At Downtown Toronto Time & Space Condos! This Bright And Spacious 1095sf, 9ft Ceiling, 2 + Den, 2.5 Bath Residence Offers The Perfect Blend Of Condo Convenience And Townhouse Living. Functional Open-Concept Layout Featuring Floor-To-Ceiling Windows, Modern Finishes, Contemporary Kitchen With Integrated Appliances, And Generous Living & Dining Space Ideal For Daily Living And Entertaining. Steps To TTC, St. Lawrence Market, Distillery District, Waterfront, Financial District, Restaurants, Parks And Everyday Conveniences. Residents Enjoy Access To Exceptional Building Amenities Including Fitness Centre, Outdoor Pool, Party Room, Yoga Studio, Rooftop Terrace And More. One Parking Spot Included.

Key facts

Property type
Condo Townhouse, Apartment
MLS®
C13236592
Bedrooms
3 (2 + 1)
Bathrooms
3 (1 half)
Size
1000-1199
Cross streets
Front St E/ Lower Sherbourne St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$893/mo
Exposure
East
Property tax
$5,580 / 2025
Days on market
44
Listing brokerage
HOMELIFE LANDMARK REALTY INC.
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Sherbourne St at The Esplanade is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C8 · asking prices
$1.04Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

103-60 Princess Street$1.15MS123-180 Mill Street$899ks118-180 Mill Street$980kTH132-39 Queens Quay$1.15M

The 4 closest active listings nearby.

See all comparable homes
1.07MThis home1.15M899k980k1.15MThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C8 · median list $1.15M
$972this home / sqft
5active listings nearby
44days on market

This home lists 1% below the area average of $979/sqft.

40 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Sherbourne St at The Esplanade, about 51 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$559K
Victoria Village
$782K
Willowdale East
$799K
New Toronto
$780K
Islington-City Centre West
$849K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,870/mo
$221KIncome needed
4.8×Price ÷ income
$1,124Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $4,870Property tax $465Condo fee $893Total carry $6,229

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,562per month

Mortgage amount $854,880 · 4.14% over 25 years

$213,720Down payment (20.0%)
$854,880Loan before insurance
$0CMHC premium
$5,920Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,562
Property tax
$465
Condo / maintenance fees
$893
Heating
$0
Estimated monthly cost
$5,920

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,847
Toronto municipal land transfer tax
$17,847
Estimated closing costs
$35,694

Plus your down payment of $213,720. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,541/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$513,707Total interest paid
$1,368,587Total of all payments
Principal $854,880 Interest $513,707
YearPrincipalInterestBalance
1$20,027$34,717$834,853
2$20,865$33,879$813,989
3$21,737$33,006$792,251
4$22,647$32,097$769,605
5$23,594$31,150$746,011
6$24,581$30,163$721,430
7$25,609$29,135$695,821
8$26,680$28,063$669,141
9$27,796$26,947$641,345
10$28,959$25,785$612,386
11$30,170$24,573$582,216
12$31,432$23,311$550,784
13$32,747$21,997$518,038
14$34,116$20,627$483,921
15$35,544$19,200$448,378
16$37,030$17,713$411,347
17$38,579$16,164$372,768
18$40,193$14,551$332,575
19$41,874$12,869$290,701
20$43,626$11,118$247,075
21$45,450$9,293$201,625
22$47,352$7,392$154,273
23$49,332$5,411$104,941
24$51,396$3,348$53,546
25$53,546$1,198$0

At the end of your 5-year term

Total paid over the term
$273,717
Principal paid down
$108,869
Interest paid
$164,848
Balance remaining
$746,011

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $5,580− Condo fees $10,720− Insurance $600− Vacancy & upkeep $4,488Net operating income $19,412

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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