1117-20 John Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13238296

$599,000
For Sale
Listed 47 days ago
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◎ Directions
1Bedrooms
1Bathrooms
0Parking
500-599Sq Ft
18 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Client RemarksPrestigious Tridel-Built Condominium In The Heart Of Downtown Toronto, Offering A Luxurious 1-Bedroom, 1-Bath Suite With 10 Ft Ceilings, A Functional Open-Concept Layout, And A Private Oversized Balcony. Featuring A Modern Kitchen With Stainless Steel Appliances, Quartz Countertops, And Sleek Cabinetry, A Bright And Spacious Bedroom With Large Windows And Ample Closet Space, And Ensuite Laundry For Added Convenience. Residents Enjoy Resort-Inspired Amenities Including A Rooftop Infinity Pool, State-Of-The-Art Fitness Centre, Sun Deck, BBQ Area, Whirlpool, Billiards Room, And 24-Hour Concierge And Security. Short-Term Rental And Airbnb-Friendly (Subject To Condo Rules And City Regulations), This Prime Location Is Steps From The CN Tower, Rogers Centre, Scotiabank Arena, Ripleys Aquarium, The WELL, Harbourfront, King West Entertainment, And 2 Mins Walk To The PATH, With Island Airport Minutes Away.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13238296
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Front/John
Parking
0 parking
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Brick
Maintenance
$434/mo
Exposure
West
Property tax
$2,839 / 2026
Days on market
47
Listing brokerage
BAY STREET GROUP INC.
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bus stop is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Weigh carefully
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$553kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

6108-10 York Street$610k201-560 King Street$549k609-33 Bay Street$545k6703-88 Harbour Street$539k616-543 Richmond Street$525k

The 5 closest of 8 active listings nearby.

See all comparable homes
599kThis home610k549k545k539k525kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $589K
$1,090this home / sqft
53active listings nearby
47days on market
100sold nearby · 90 days
$600Kmedian sold price
96%of asking, on average

This home lists 17% above the area average of $933/sqft.

46 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

100/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bus stop, about 238 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$696K
Waterfront Communities C8
$985K
Church-Yonge Corridor
$569K
Annex
$513K
High Park-Swansea
$550K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$2,730/mo
$123KIncome needed
4.9×Price ÷ income
$630Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $2,730Property tax $237Condo fee $434Total carry $3,400

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,557per month

Mortgage amount $479,200 · 4.14% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$3,228Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,557
Property tax
$237
Condo / maintenance fees
$434
Heating
$0
Estimated monthly cost
$3,228

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Toronto municipal land transfer tax
$8,455
Estimated closing costs
$16,910

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,106/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$287,957Total interest paid
$767,157Total of all payments
Principal $479,200 Interest $287,957
YearPrincipalInterestBalance
1$11,226$19,460$467,974
2$11,696$18,991$456,278
3$12,185$18,501$444,094
4$12,694$17,992$431,399
5$13,225$17,461$418,174
6$13,779$16,908$404,395
7$14,355$16,331$390,040
8$14,955$15,731$375,085
9$15,581$15,105$359,504
10$16,233$14,454$343,271
11$16,912$13,775$326,359
12$17,619$13,067$308,740
13$18,356$12,330$290,384
14$19,124$11,562$271,260
15$19,924$10,762$251,336
16$20,757$9,929$230,579
17$21,625$9,061$208,954
18$22,530$8,156$186,424
19$23,472$7,214$162,951
20$24,454$6,232$138,497
21$25,477$5,209$113,020
22$26,543$4,144$86,477
23$27,653$3,033$58,824
24$28,810$1,877$30,015
25$30,015$672$0

At the end of your 5-year term

Total paid over the term
$153,431
Principal paid down
$61,026
Interest paid
$92,405
Balance remaining
$418,174

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $2,839− Condo fees $5,202− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,515

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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