913-77 Lombard Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13239714

$668,000
For Sale
Listed 50 days ago
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1Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Rare offering at the boutique "Absolute Lofts" Residence, right in the Heart of Historic St. Lawrence Market District. Light filled 2-Storey Residence perched above with post card views of St. James Park, The Cathedral Church and Toronto Skyline. Large 828 Sq.Ft. Floor Plan is complemented by soaring 17 Ft ceilings and floor-to-ceiling windows spanning both levels. This thoughtfully designed residence offers specious room, timeless finishes and an exceptional layout for both everyday living and entertaining. The open-concept main living area impresses with its seamless flow, sleek kitchen and opens to 2 south facing balconies. Generous primary retreat is fitted with 4-piece ensuite and large walks-in closet with ample space for home office nook. Additional highlights include a convenient main level powered room, entrance closet and second level laundry. 1 underground parking spot and 2 lockers are included. Residents enjoy access to building amenities including: Gym, Guest Suite, a Second Floor Garden Terrace with BBQ, Party Room/Meeting Room and Visitor Parking. Utilities Included In Maintenance Fees. Set in one of Toronto's most vibrant and walkable neighbourhoods, this residence offers unparalleled access to renowned dining, shopping, entertainment, parks, transit, and the iconic St. Lawrence Market. Combining urban convenience with sophisticated loft living, this is a rare opportunity to experience downtown living at its finest.

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
C13239714
Bedrooms
1
Bathrooms
2 (1 half)
Size
800-899
Cross streets
Church St. & Richmond St.
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Concrete
Roof
Unknown
Maintenance
$1,047/mo
Exposure
South
Property tax
$3,445 / 2026
Days on market
50
Listing brokerage
HOMELIFE/REALTY ONE LTD.

Rooms

BathroomSecond2.45 × 1.50 m

4 Pc Ensuite

OtherSecond3.55 × 2.00 m

walk-in closet(s) · irregular room

Living RoomMain4.93 × 4.22 m

open concept · window floor to ceiling · w/o to balcony

KitchenMain2.65 × 2.28 m

open concept · granite counters · stainless steel appl

FoyerMain2.30 × 1.58 m

Closet

Primary BedroomSecond4.30 × 3.20 m

open concept · 4 pc ensuite · overlooks living

OtherMain1.20 × 1.20 m

balcony · south view

Dining RoomMain4.93 × 4.22 m

combined w/living · window floor to ceiling · w/o to balcony

OtherMain2.80 × 1.20 m

balcony · south view

BathroomMain1.68 × 0.87 m

2 Pc Bath

Our TakeTeam Asgarian · Broker
In line
$640Kest. value

Listed at $668,000, and my independent estimate is right in line with comparable homes.

In Church-Yonge Corridor lately, sellers get about 96% of asking; homes sell in ~34 days.

List price
$592KGreat deal$712KOverpriced

Total price vs nearby homes. Fair value about $640K, median of 52 comparables.

How this estimate is builtthe short version

I take the 52 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $586K, a close match.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Church-Yonge Corridor, so I widened the search to the surrounding area.

Based on 52 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$626kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1201-35 Hayden Street$589k210-25 Richmond Street$599k1805-55 Charles Street$699k815-88 Queen Street$563k4806-89 Church Street$679k

The 5 closest of 8 active listings nearby.

See all comparable homes
668kThis home589k599k699k563k679kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $528K
$786this home / sqft
79active listings nearby
50days on market
99sold nearby · 90 days
$600Kmedian sold price
96%of asking, on average

This home lists 24% below the area average of $1,034/sqft.

49 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$1.02M
Waterfront Communities C8
$621K
Waterfront Communities C1
$622K
Annex
$798K
Niagara
$615K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$3,045/mo
$148KIncome needed
4.5×Price ÷ income
$703Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $3,045Property tax $287Condo fee $1,047Total carry $4,379

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,852per month

Mortgage amount $534,400 · 4.14% over 25 years

$133,600Down payment (20.0%)
$534,400Loan before insurance
$0CMHC premium
$4,186Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,852
Property tax
$287
Condo / maintenance fees
$1,047
Heating
$0
Estimated monthly cost
$4,186

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,835
Toronto municipal land transfer tax
$9,835
Estimated closing costs
$19,670

Plus your down payment of $133,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,464/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$321,127Total interest paid
$855,527Total of all payments
Principal $534,400 Interest $321,127
YearPrincipalInterestBalance
1$12,519$21,702$521,881
2$13,043$21,178$508,838
3$13,588$20,633$495,250
4$14,157$20,064$481,093
5$14,749$19,472$466,344
6$15,366$18,855$450,978
7$16,009$18,213$434,970
8$16,678$17,543$418,291
9$17,376$16,845$400,916
10$18,103$16,118$382,813
11$18,860$15,361$363,953
12$19,649$14,572$344,305
13$20,471$13,751$323,834
14$21,327$12,894$302,507
15$22,219$12,002$280,288
16$23,148$11,073$257,140
17$24,117$10,105$233,024
18$25,125$9,096$207,898
19$26,176$8,045$181,722
20$27,271$6,950$154,451
21$28,412$5,809$126,039
22$29,600$4,621$96,439
23$30,838$3,383$65,601
24$32,128$2,093$33,472
25$33,472$749$0

At the end of your 5-year term

Total paid over the term
$171,105
Principal paid down
$68,056
Interest paid
$103,049
Balance remaining
$466,344

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $3,445− Condo fees $12,566− Insurance $600− Vacancy & upkeep $3,564Net operating income $12,225

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/REALTY ONE LTD.. MLS®/PropTx.

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