405-98 VAUGHAN Road, Toronto, ON

Humewood-Cedarvale, Toronto · MLS® C13240404

$1,480/mo
For Lease
Listed 44 days ago
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1Bedrooms
1Bathrooms
1Parking
0-499Sq Ft

About this home

Great Location at Bathurst & St. Clair, Steps Away From The Subway & Transit Routes. Rent Includes Utilities Of Hydro, Heat, Water & Gas. Parking Is Available For Rent One Street Over On Raglan Ave For An Additional $130 Per Month. Laundromat Right Across The Street As There Is No Laundry In The Building. This A Privately Owned Apartment Building, Not A Condo.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13240404
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
BATHURST & ST. CLAIR AVE
Parking
1 parking
Basement
None
Heating
Radiant
A/C
None
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Rolled
Exposure
South East
Days on market
44
Listing brokerage
SUTTON GROUP - SUMMIT REALTY INC.
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable rentals nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent leases and send you a straight answer on price, usually the same day.

The assigned public school is Humewood Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

Comparable listingsCurrently listed nearby in Humewood-Cedarvale · asking prices
$1,729avg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

B2-1582 Bathurst Street$1,395202-98 VAUGHAN Road$1,750506-1500 Bathurst Street$1,750931-2020 Bathurst Street$1,850617-2020 Bathurst Street$1,900

The 5 closest of 6 active listings nearby.

See all comparable homes
1,480This home1,3951,7501,7501,8501,900This home vs active comparables
Live market pulseActive comparables in Humewood-Cedarvale · median list $2K
6active listings nearby
44days on market

On the market now.

View comparable listings

Not enough sq ft data to place this home on the area price curve.

Neighbourhood & location

Humewood-Cedarvale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$4K
Bay Street Corridor
$3K
Kensington-Chinatown
$2K
Church-Yonge Corridor
$2K
Waterfront Communities C1
$3K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Humewood Community School
75%
Humewood Community SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 75% meet the provincial standard

Affordability & Mortgage

Affordability
$7/mo
$4KIncome needed
0.4×Price ÷ income
$2Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $7Property tax $1Total carry $8

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6per month

Mortgage amount $1,184 · 4.14% over 25 years

$296Down payment (20.0%)
$1,184Loan before insurance
$0CMHC premium
$7Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6
Property tax
$1
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7
Toronto municipal land transfer tax
$7
Estimated closing costs
$15

Plus your down payment of $296. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$711Total interest paid
$1,895Total of all payments
Principal $1,184 Interest $711
YearPrincipalInterestBalance
1$28$48$1,156
2$29$47$1,127
3$30$46$1,097
4$31$44$1,066
5$33$43$1,033
6$34$42$999
7$35$40$964
8$37$39$927
9$38$37$888
10$40$36$848
11$42$34$806
12$44$32$763
13$45$30$717
14$47$29$670
15$49$27$621
16$51$25$570
17$53$22$516
18$56$20$461
19$58$18$403
20$60$15$342
21$63$13$279
22$66$10$214
23$68$7$145
24$71$5$74
25$74$2$0

At the end of your 5-year term

Total paid over the term
$379
Principal paid down
$151
Interest paid
$228
Balance remaining
$1,033

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP - SUMMIT REALTY INC.. MLS®/PropTx.

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